topic Re: Overstock CLI in Credit Card Approvals

Overstock CLI

Anonymous — Mon, 11 May 2015 05:08:25 GMT

Went from 1.1k to 1.3k. Getting there haha!

Re: Overstock CLI

eddie84 — Mon, 11 May 2015 05:16:35 GMT

Congrats on the CLI.

Re: Overstock CLI

Anonymous — Mon, 11 May 2015 05:17:14 GMT

Thanks!

Re: Overstock CLI

Anonymous — Mon, 11 May 2015 05:17:58 GMT

I just now noticed I went up to Valued Contributor as well. Sweet!

Re: Overstock CLI

eddie84 — Mon, 11 May 2015 05:19:50 GMT

Haha double congrats are in order then.

Re: Overstock CLI

I-think-I-can — Mon, 11 May 2015 10:56:13 GMT

Congrats on the cli and the valued contributor!!

Re: Overstock CLI

Kirmie2010 — Mon, 11 May 2015 11:13:08 GMT

Congratulations! Hopefully youll get the montly increases

Grats as well on the title change! Sometimes you get PMs informing you, sometimes you get nothing and just notice its weird!

(I got a PM once on a title upgrade, the other ones realized when my color was wrong)

Re: Overstock CLI

Anonymous — Mon, 11 May 2015 17:11:41 GMT

Haha thanks everyone, actually I have been getting the monthly increases! Started out as a 500 dollar CL, immediately hit the luv button to 700, and have been getting the monthly luv since!

Re: Overstock CLI

Anonymous — Mon, 11 May 2015 17:43:51 GMT

@Anonymous wrote:
Haha thanks everyone, actually I have been getting the monthly increases! Started out as a 500 dollar CL, immediately hit the luv button to 700, and have been getting the monthly luv since!

@Anonymous long do you wait before you can initiate a CLI? I've probably had the card close to a month or so, as one statement has already cut. I haven't had any luck with the CLI, keep getting the 7-10 message..current CL is @ $1800

Re: Overstock CLI

Anonymous — Mon, 11 May 2015 17:45:52 GMT

I just wait until one month after the last increase. After the statement cuts, and there's a 0 balance. Works for me

Re: Overstock CLI

Anonymous — Mon, 11 May 2015 17:50:13 GMT

@Anonymous wrote:
I just wait until one month after the last increase. After the statement cuts, and there's a 0 balance. Works for me

Does commenity/Overstock in general take a long time to report to the CB? I got approved back on April 15th and I have yet to see it in my credit reports and/or an inquiry for it..

Re: Overstock CLI

Anonymous — Mon, 11 May 2015 17:51:57 GMT

I remember it took a couple of months for me. So next month you should see it, it will show up as a charge account.

Re: Overstock CLI

SunriseEarth — Mon, 11 May 2015 20:35:05 GMT

@Anonymous wrote:
@Anonymous wrote:
Haha thanks everyone, actually I have been getting the monthly increases! Started out as a 500 dollar CL, immediately hit the luv button to 700, and have been getting the monthly luv since!
@Anonymous long do you wait before you can initiate a CLI? I've probably had the card close to a month or so, as one statement has already cut. I haven't had any luck with the CLI, keep getting the 7-10 message..current CL is @ $1800

For me, it seems to work at intervals slightly over one calendar month from the last CLI, but I got one on the same-day I was approved.

Re: Overstock CLI

SunriseEarth — Mon, 11 May 2015 20:36:19 GMT

@Anonymous wrote:
@Anonymous wrote:
I just wait until one month after the last increase. After the statement cuts, and there's a 0 balance. Works for me
Does commenity/Overstock in general take a long time to report to the CB? I got approved back on April 15th and I have yet to see it in my credit reports and/or an inquiry for it..

You won't see an inquiry; it's an SP (which is why so many people like it). It seems like my Overstock reported within the first month, but it took a while for the first statement to close.

Re: Overstock CLI

Anonymous — Mon, 11 May 2015 20:40:10 GMT

This was true for me as well

Re: Overstock CLI

tiger_uppercut — Mon, 11 May 2015 21:10:17 GMT

Congrats!

And I can't get Overstock to give me any love for the life of me. Denied every time I hit the luv button since the account opened. It's only been about 3 months but it seems everyone else gets CLI off the bat. My score has gone up 30 points since opening, so I don't get it. :/

Re: Overstock CLI

Anonymous — Mon, 11 May 2015 22:34:24 GMT

Congrats on your CLI

Re: Overstock CLI

App_Addict — Mon, 11 May 2015 23:20:25 GMT

@Anonymous wrote:
Went from 1.1k to 1.3k. Getting there haha!

Got to love Overstock!!! Congratulations!