topic Re: Approved for CSP! in Credit Card Approvals

Approved for CSP!

Anonymous — Mon, 25 Mar 2013 13:04:27 GMT

So I applied for CSP and BCP about 6 days ago and didn't get an instant approval. Many of you helped me out greatly and gave me really invaluable advice as well, and I really appreciate it.

Just had an update from Chase. I called recon on Sunday, and they told me to call back on a weekday to talk to verifications department, and so I stayed up all night, just to call them and got off the phone 5mins ago. They verified my address and some basic background info, and told me I got approved for 9000CL! I asked him if rushing the card was possible, and he said the card should arrive within 24-48hours. I also tried to sneak in and asked if its possible to increase my Amazon visa CL using the same pull, but he told me to speak with cardmember services for that, so no go on that I suppose.

THANK YOU ALL SO MUCH!

Now.....just waiting for my BCP that's still pending and I'm done for all apps for the foreseeable future if I'm approved for that as well.

EDIT: Just tried calling recon again to ask if it's possible for a higher CL. I was told I will need to call card services to request that and it will be another HP. So no go on that as well haha

Another update: Called Amex.....declined even after recon. Was told my auto loan account is too new and reported balance is too high (reporting at 100% owed since this is my 1st statement even though I already paid down 95% of it), so the CSR advised me to just wait for a few months and also for my balances to update. Oh well. At least I still got my CSP!

Re: Approved for CSP!

kevinjjc — Mon, 25 Mar 2013 12:41:10 GMT

Congrats! Are you and your gf still thinking about the Discover it card?

Re: Approved for CSP!

Anonymous — Mon, 25 Mar 2013 12:49:48 GMT

Thanks!

She is probably going to apply once her auto loan and credit cards report her new balance to the CRAs, which should be sometime this week.

If I get declined for the BCP then I probably will apply for Discover and *hopefully* spend the next 6 months or so before I try my luck again for the BCP.

Re: Approved for CSP!

VirtualCuriosity — Mon, 25 Mar 2013 13:01:39 GMT

NICE!!!

Re: Approved for CSP!

youngandcreditwrthy — Mon, 25 Mar 2013 13:22:20 GMT

Holy moly!!! Nice!!!! That's so exciting! I'd apply now, but I want a nice limit like yours!

Re: Approved for CSP!

Epcot — Mon, 25 Mar 2013 19:23:32 GMT

Nice going, Congrats!

Re: Approved for CSP!

myjourney — Mon, 25 Mar 2013 19:24:38 GMT

Great card congrats

Re: Approved for CSP!

Anonymous — Mon, 25 Mar 2013 19:26:07 GMT

Well done! Looks like Chase is matching CL's !

Re: Approved for CSP!

Anonymous — Mon, 25 Mar 2013 19:26:23 GMT

Thats awesome!! Congrats on a great card!!

Re: Approved for CSP!

Anonymous — Mon, 25 Mar 2013 20:52:03 GMT

Congrats on the approval!

Have you thought about getting one of Amex's charge cards first perhaps like the Green in order to establish a relationship with them?

They waive the AF for the first year anyways, so use it for a year and then app for the CSP. Once they approve you for the CSP, cancel the Green before the second year AF kicks in.

Edit: I've also seen that the Gold card has similar acceptance rates to the Green, so you could try for the Gold alternately.

Re: Approved for CSP!

Anonymous — Mon, 25 Mar 2013 20:16:25 GMT

Congrats!

Also, noticed your signature and saw a 100CL for Macy's. If I were you I'd call up Macy's and request an increase. I'm sure they you be able to increase it to $1,000+

Re: Approved for CSP!

Anonymous — Tue, 26 Mar 2013 05:59:14 GMT

Thanks!

Yea i think I might apply for their charge cards first the next time regardless of the offers they have. I was going to apply for PRG, but their offer ended right before my new balances got posted, so I just went for the BCP directly since I didn't really need a charge card. Another reason I didn't do it this time round was also because I was planning to apply for the CSP and maybe, though unlikely, 1 more other card (cash+ or discover) as well, and I didn't want 4 new accounts reporting and lowering my AAoA drastically.

Yea I should call Macy's and Bloomingdale's for them to increase my CL. I've just been really lazy and talking to them seems to be a chore more than a pleasant experience for me. I will get it done 1-2 months before I plan to apply for the BCP for sure though