topic Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED in Credit Card Approvals

Fidelity WORKING Backdoor Number-UPDATE-APPROVED

Credit-hoarder — Thu, 28 May 2015 00:31:13 GMT

Took the dive---denied. Does anyone have a GOOD number to a FIA analyst with the authority to overturrn decisions? UPDATE--APPROVED Fidelity AMEX for $5K. Finally reached a Sr. Analyst who manually reviewed my report, very cool guy! Turns out the computer flagged me for 2 old paid court collections with my homes association from a maintenence dispute a few years (3 and 4) back and 1 paid judgement/collection with Capital One from several years (6) back. VERY GLAD indeed to have this card. Thanks to 12njoy and others who gave me the motivation to apply for it! Mods feel free to move to the appropriate topic area.

AMEX Blue Cash Evdy-($10K) ll Capital One Venture VS-($15K) Fidelity AMEX-($5k) ll Discover It-($6K) ll Wells Fargo Visa
-($6K) ll USAA Cash Rew. Visa-($13K) ll Chase Sapphire Prefereed VS-($5K) ll Capital One QS Visa Signature-($5K) ll OCCU

Beaver Visa-($1.5K) ll AMEX Green-(NPSL) ll Macy's store card-($2.8K) + $10K special accts.ll WalMartMastercard/Synchrony-

($2K) ll Synch/BP Store/Gas-($2.5K) ll Sears/Citi-($2k) ll Pay-Pal Smart Connect/Synchrony-($3.5K) ll Best Buy/Citi-($4K)

ll Sportsman's Guide Visa-($7.5K) ll Coldwater Creek M/C-($5.5K) ll Credit Union Visa-($2.5K) ll FNBO AMEX-($8K) ll Barclay

Rewards WMC-($2.5K) ll Chase Freedom-($1.5K) ll Camping World Good Sam Visa-($2.75K) ll Union Plus Mastercard/Capital One-

($2K) ll Total Rewards Visa-Comenity-($2.5K)

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

tonyjones — Wed, 27 May 2015 22:19:20 GMT

@Credit-hoarder wrote:
Took the dive---denied. Does anyone have a GOOD number to a FIA analyst with the authority to overturrn decisions? UPDATE--APPROVED Fidelity AMEX for $5K. Finally reached a Sr. Analyst who manually reviewed my report, very cool guy! Turns out the computer flagged me for 2 old paid court collections with my homes association from a maintenence dispute a few years (3 and 4) back and 1 paid judgement/collection with Capital One from several years (6) back. VERY GLAD indeed to have this card. Thanks to 12njoy and others who gave me the motivation to apply for it! Mods feel free to move to the appropriate topic area.

Can you post your stats? (FICO Score, AAoA, Inquiries, Credit Utilization)

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

Credit-hoarder — Wed, 27 May 2015 22:26:02 GMT

Last known info: TU-662 EQ-674 EX-682 AAOA-Just under 2 years UTIL-11% INQ- TU-3 EQ-5 EX-5

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

Anonymous — Wed, 27 May 2015 22:26:37 GMT

Also can you please share the back door number?

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

Anonymous — Wed, 27 May 2015 22:29:09 GMT

@Credit-hoarder wrote:
Took the dive---denied. Does anyone have a GOOD number to a FIA analyst with the authority to overturrn decisions? UPDATE--APPROVED Fidelity AMEX for $5K. Finally reached a Sr. Analyst who manually reviewed my report, very cool guy! Turns out the computer flagged me for 2 old paid court collections with my homes association from a maintenence dispute a few years (3 and 4) back and 1 paid judgement/collection with Capital One from several years (6) back. VERY GLAD indeed to have this card. Thanks to 12njoy and others who gave me the motivation to apply for it! Mods feel free to move to the appropriate topic area.

Nice.. Congrats!!

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

Anonymous — Wed, 27 May 2015 22:31:51 GMT

Congrats on the Fidelity! One at the top of my list!

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

tonyjones — Wed, 27 May 2015 22:35:57 GMT

Initially what was the denial reasons?

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

Credit-hoarder — Wed, 27 May 2015 22:44:06 GMT

@x2: I didn't go straight through FIA but through one of the B of A backdoor number here on the forum where I was transferred to a Sr. Analyst for FIA--it was the 866-811-4108 number.. @tonyjones: The computer denied me for two 3 and 4 year old paid judgement from my homes association following a dispute over an assesed fine and one 6 year old paid judgement from Cap. One.

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

revjamesl — Thu, 28 May 2015 00:12:03 GMT

Congrats!

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

alextercero — Thu, 28 May 2015 00:15:48 GMT

Congrats

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

Anonymous — Thu, 28 May 2015 00:19:01 GMT

Great work! Enjoy your Fidelity Amex and give it a good workout!

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

12njoy — Thu, 28 May 2015 00:48:38 GMT

congrats

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

CreditMagic7 — Thu, 28 May 2015 01:14:52 GMT

Nice effort with some really good people there to pull thru an approval.

Congrats!

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

Anonymous — Thu, 28 May 2015 01:21:50 GMT

Congrats on your approval and recon!

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

Credit-hoarder — Thu, 28 May 2015 01:45:23 GMT

Thanks everyone. That was the last card I app for for a little while--over the Summer at least-app season is over. By then a lot of the accts. I applied for at the beginning of my rebuild will be 2 years old, and I'll be mortgage free! I will still be making attempts to pull CLI's from some of the more stubborn lenders I have like Discover, Wells Fargo Synchrony Wal Mart, Cap On QS-VS, and one or two others maybe...and there will be a few closures also...

Beaver Visa-($1.5K) ll AMEX Green-(NPSL) ll Macy's store card-($2.8K) + $10K special accts.ll WalMartMastercard/Synchrony-

($2K) ll Synch/BP Store/Gas-($2.5K) ll Sears/Citi-($2k) ll Pay-Pal Smart Connect/Synchrony-($3.5K) ll Best Buy/Citi-($4K)

ll Sportsman's Guide Visa-($7.5K) ll Coldwater Creek M/C-($5.5K) ll Credit Union Visa-($2.5K) ll FNBO AMEX-($8K) ll Barclay

Rewards WMC-($2.5K) ll Chase Freedom-($1.5K) ll Camping World Good Sam Visa-($2.75K) ll Union Plus Mastercard/Capital One-

($2K) ll Total Rewards Visa-Comenity-($2.5K)

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

Anonymous — Thu, 28 May 2015 01:54:35 GMT

Congrats! Every Sr Anylist I've talked to has been very nice so far.

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

chalupaman — Thu, 28 May 2015 01:57:16 GMT

Congrats!

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

heyitsyeh — Thu, 28 May 2015 02:38:14 GMT

Congrats! Glad they pulled through for you.

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

Anonymous — Thu, 28 May 2015 02:40:50 GMT

@Credit-hoarder wrote:
Took the dive---denied. Does anyone have a GOOD number to a FIA analyst with the authority to overturrn decisions? UPDATE--APPROVED Fidelity AMEX for $5K. Finally reached a Sr. Analyst who manually reviewed my report, very cool guy! Turns out the computer flagged me for 2 old paid court collections with my homes association from a maintenence dispute a few years (3 and 4) back and 1 paid judgement/collection with Capital One from several years (6) back. VERY GLAD indeed to have this card. Thanks to 12njoy and others who gave me the motivation to apply for it! Mods feel free to move to the appropriate topic area.

AMEX Blue Cash Evdy-($10K) ll Capital One Venture VS-($15K) Fidelity AMEX-($5k) ll Discover It-($6K) ll Wells Fargo Visa
-($6K) ll USAA Cash Rew. Visa-($13K) ll Chase Sapphire Prefereed VS-($5K) ll Capital One QS Visa Signature-($5K) ll OCCU
Beaver Visa-($1.5K) ll AMEX Green-(NPSL) ll Macy's store card-($2.8K) + $10K special accts.ll WalMartMastercard/Synchrony-
($2K) ll Synch/BP Store/Gas-($2.5K) ll Sears/Citi-($2k) ll Pay-Pal Smart Connect/Synchrony-($3.5K) ll Best Buy/Citi-($4K)
ll Sportsman's Guide Visa-($7.5K) ll Coldwater Creek M/C-($5.5K) ll Credit Union Visa-($2.5K) ll FNBO AMEX-($8K) ll Barclay
Rewards WMC-($2.5K) ll Chase Freedom-($1.5K) ll Camping World Good Sam Visa-($2.75K) ll Union Plus Mastercard/Capital One-
($2K) ll Total Rewards Visa-Comenity-($2.5K)

Thats GREAT news, congrats on your success !!!