topic Re: I think Chase would like out of the sock drawer (auto CLI) in Credit Card Approvals

I think Chase would like out of the sock drawer (auto CLI)

Anonymous — Wed, 03 Jun 2015 13:00:59 GMT

I put a large purchase on my Freedom back in February to take advantage of the 0%. I promptly set up autopay and put the card in the safe. I've been checking on the account every week just to make sure nothing fishy is going on and autopay is working correctly. Today, I got a nice surprise. Chase had doubled my limit!
Info that might be useful-

Had card for ~9 months
Two other cards with recent CLIs
3 billing cycles without purchase activity
Some changes on my report- 2 AmEx cards in December, auto loan at the beginning of the year, 1 paid collection fell off, 1 collection paid and deleted, and 1 reporting paid (because they suck and won't do a PFD ) So a decrease in AAoA, but also a decrease in baddies.

Re: I think Chase would like out of the sock drawer (auto CLI)

Anonymous — Wed, 03 Jun 2015 13:02:59 GMT

Nice surprise! Congrats!

Re: I think Chase would like out of the sock drawer (auto CLI)

Anonymous — Wed, 03 Jun 2015 13:08:45 GMT

Very nice.. Congrats!!

Re: I think Chase would like out of the sock drawer (auto CLI)

Anonymous — Wed, 03 Jun 2015 13:09:53 GMT

Excellent surprise! I wonder what the guidelines with Chase are for automatic CLI's?

Re: I think Chase would like out of the sock drawer (auto CLI)

I-think-I-can — Wed, 03 Jun 2015 13:33:30 GMT

That's great! congrats!

Re: I think Chase would like out of the sock drawer (auto CLI)

Anonymous — Wed, 03 Jun 2015 14:41:58 GMT

@Anonymous wrote:
Excellent surprise! I wonder what the guidelines with Chase are for automatic CLI's?

I added all of the info I thought might be useful to anyone. But there may be other factors I failed to include. I should probably have added that this card did get a lot of activity before February. 3 bigger purchases over $1k, all Christmas spending, and any other 5% category spend, all paid in full 2-3x per month. All of my other cards are reporting $0 balances this month, Cap 1 reported a ~$500 balance last month.

Re: I think Chase would like out of the sock drawer (auto CLI)

revjamesl — Wed, 03 Jun 2015 14:43:52 GMT

Congrats!

Re: I think Chase would like out of the sock drawer (auto CLI)

Anonymous — Wed, 03 Jun 2015 15:18:39 GMT

Very Nice and Congrats. Seems like Chase is giving out some LUV as of lately.

Re: I think Chase would like out of the sock drawer (auto CLI)

Anonymous — Wed, 03 Jun 2015 16:28:22 GMT

Double congratulations on the double CLI! What was the CL before the CLI?

Re: I think Chase would like out of the sock drawer (auto CLI)

Anonymous — Wed, 03 Jun 2015 16:32:44 GMT

Congrats from a Hoosier!

Also, thanks for giving the good details. That's very helpful.