topic Re: BBVA Compass NBA AmEx? in Credit Card Approvals

BBVA Compass NBA AmEx?

Anonymous — Sun, 21 Jun 2015 20:23:31 GMT

Applied on 6/15...pending.

Have received several VMs to call. Called late yesterday afternoon and was told "for security reasons" we'll call back in 5 minutes.

No return call?

Presumably this is part of verification BUT, they only seem to call my home number when I'm at work and they're closed on Sunday.

Any suggestions since they seem to require contact from my home?

Re: BBVA Compass NBA AmEx?

Anonymous — Sun, 21 Jun 2015 21:12:11 GMT

Call them back and have them call you at a number where you are able to pick up. Until then, your application will be pending and then ultimately denied.

Re: BBVA Compass NBA AmEx?

taxi818 — Mon, 22 Jun 2015 00:23:04 GMT

@Anonymous wrote:
Call them back and have them call you at a number where you are able to pick up. Until then, your application will be pending and then ultimately denied.

+1 You will have to make yourself available for them to call you and verify you. the clock is ticking and time is running out. even if you must go home at lunch time. no way do i put my home number on app. most people dont even have home phone any more.

Re: BBVA Compass NBA AmEx?

Anonymous — Mon, 22 Jun 2015 00:58:31 GMT

My home # is contained in my CRs for over 25 years and usually minimizes verification. BBVAs app doesn't provide for adding my cell, or even my work #. I'll keep trying but, going home for lunch is impossoble

Re: BBVA Compass NBA AmEx?

taxi818 — Mon, 22 Jun 2015 01:05:29 GMT

@Anonymous wrote:
My home # is contained in my CRs for over 25 years and usually minimizes verification. BBVAs app doesn't provide for adding my cell, or even my work #. I'll keep trying but, going home for lunch is impossoble

I feel ya.. I guess it depends on how bad you want it. it is a very propular card here at my fico. as they were giving out massive limits. 30k plus. even with average scores. i changed my mind on the card. after i started seeing shutdowns and AA for no appearant reason. so i passed. but everyone else seems to luv it. they should have another way to contact you. i agree. even at work. but maybe take day off. i would hate to see hp wasted for not being verified. they could even ask you some questions from the credit bureaus thru verification. i wish you all the luck in the world.

Re: BBVA Compass NBA AmEx?

Anonymous — Mon, 22 Jun 2015 20:32:16 GMT

Uhhhh, I'm scratching my head? It sure had a tone of denial

CSR called back to "verify your info" and said I'd receive details on how to proceed in 5-7 days.

This is the weirdest application process ever

Re: BBVA Compass NBA AmEx?

stagefoursurvivor — Tue, 23 Jun 2015 03:26:35 GMT

@Anonymous wrote:
Uhhhh, I'm scratching my head? It sure had a tone of denial

CSR called back to "verify your info" and said I'd receive details on how to proceed in 5-7 days.

This is the weirdest application process ever

I believe if you research here, you'll find many who had the same experiece during verification but, were approved and received a "packet" 5-7 days later.

Re: BBVA Compass NBA AmEx?

Anonymous — Tue, 23 Jun 2015 12:11:32 GMT

Thanks, that's somewhat encouraging. Sure didn't sound like it on the phone but, they were persistent trying to contact me for verification!

Re: BBVA Compass NBA AmEx?

Anonymous — Tue, 23 Jun 2015 14:15:53 GMT

I had this same issue. I was approved. If you do not make yourself available at the number they are calling your application will be declined.

Re: BBVA Compass NBA AmEx?

Anonymous — Tue, 23 Jun 2015 14:32:52 GMT

I was verified yesterday but, only confirmed data in my app. No indication of status, just I'll receive snailmail in 5-7 days. I inquired about adding an AU but, she reiterated, wait 5-7 days

Re: BBVA Compass NBA AmEx?

Anonymous — Tue, 23 Jun 2015 15:27:32 GMT

yea they are weird. If you had to do the verification then you will be approved, but they will not tell you your limit or anything about the account until after you activate the card.

Re: BBVA Compass NBA AmEx?

Anonymous — Tue, 23 Jun 2015 15:34:48 GMT

@Anonymous wrote:
yea they are weird. If you had to do the verification then you will be approved, but they will not tell you your limit or anything about the account until after you activate the card.

I hope you're right about approval. Sure didn't seem like it given the very terse replies

Re: BBVA Compass NBA AmEx?

Anonymous — Tue, 23 Jun 2015 16:03:05 GMT

They were the same way with me. In like 8 to 10 days my card came in the mail with a 6k credit line, and no anual fee for the life of the card.

Re: BBVA Compass NBA AmEx?

Anonymous — Tue, 23 Jun 2015 16:15:44 GMT

$6K?

Hmmm

What was your Ex, highest current card CL? I was hoping for 5 figures to compete or exceed my current cards, $13, 15, 15, 17K

Re: BBVA Compass NBA AmEx?

Anonymous — Tue, 23 Jun 2015 16:24:23 GMT

Experian Fico at the time of app was 710. Highest credit limit is lowes @ 25k. Highest actual credit card is Barclay's US airways credit card at $12K and Discover at $10.5k

Re: BBVA Compass NBA AmEx?

Anonymous — Tue, 23 Jun 2015 19:04:44 GMT

Thanks, I may have set my sights too high since my scores are in the same range, 701-730 depending on Ex version

Re: BBVA Compass NBA AmEx?

Anonymous — Tue, 23 Jun 2015 20:01:13 GMT

I applied for the card because I seen everyone getting HUGE approvials, but it appears that they have backed off of that a bit IMO.

Re: BBVA Compass NBA AmEx?

Anonymous — Tue, 23 Jun 2015 20:10:34 GMT

How long have you had the card?

I was declined back in April due to frozen Ex. Unfroze and denied again due to recent application...LOL But no HPs. Both AA letters came the same day!

Re: BBVA Compass NBA AmEx?

Anonymous — Wed, 24 Jun 2015 01:52:41 GMT

A little over a month...I just made my first payment

Re: BBVA Compass NBA AmEx?

Anonymous — Tue, 30 Jun 2015 13:37:26 GMT

Received card yesterday, $12K SL but, not sure about APR. 5th highest limit so, can't complain