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  <channel>
    <title>topic Re: Ritz-Carlton Approval...and exhale in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4103675#M291441</link>
    <description>🙆🙌🙆🙌🙆🙌🙆🙌 Congrat's !!! 🙌🙆🙌🙆🙌🙆🙌🙆</description>
    <pubDate>Wed, 01 Jul 2015 21:42:15 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2015-07-01T21:42:15Z</dc:date>
    <item>
      <title>Ritz-Carlton Approval...and exhale</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4097010#M289697</link>
      <description>&lt;P&gt;$20k instant approval&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I waffled and waffled on this. DH? Me? DH? No one? Me? I finally figured WTH, I'm not planning on any other EX apps in the near future so I might as well go for it.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;(plus DH was laughing today about which card to use when...so I didn't even make him an AU yet).&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks to all, particularly jsucool for answering LOTS of questions since March.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 28 Jun 2015 02:50:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4097010#M289697</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-28T02:50:40Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz-Carlton Approval...and exhale</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4097011#M289698</link>
      <description>&lt;P&gt;Congrats you! &amp;nbsp;It is an excellent card.&lt;/P&gt;</description>
      <pubDate>Sun, 28 Jun 2015 02:51:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4097011#M289698</guid>
      <dc:creator>Revelate</dc:creator>
      <dc:date>2015-06-28T02:51:40Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz-Carlton Approval...and exhale</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4097030#M289704</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;$20k instant approval&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I waffled and waffled on this. DH? Me? DH? No one? Me? I finally figured WTH, I'm not planning on any other EX apps in the near future so I might as well go for it.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;(plus DH was laughing today about which card to use when...so I didn't even make him an AU yet).&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks to all, particularly jsucool for answering LOTS of questions since March.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Congrats. &amp;nbsp;First thing is send them a SM to verify that you can still get the 140K offer once you hit the spend requirement. &amp;nbsp;It's far better then the current promotion.&lt;/P&gt;</description>
      <pubDate>Sun, 28 Jun 2015 03:03:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4097030#M289704</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-28T03:03:34Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz-Carlton Approval...and exhale</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4097031#M289705</link>
      <description>&lt;P&gt;congratulations on what seems to be a great card!&lt;/P&gt;</description>
      <pubDate>Sun, 28 Jun 2015 03:04:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4097031#M289705</guid>
      <dc:creator>-Cain-</dc:creator>
      <dc:date>2015-06-28T03:04:10Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz-Carlton Approval...and exhale</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4097046#M289709</link>
      <description>&lt;P&gt;Thanks Revelate, Irish and Cain. And ABSOLUTELY on the 140k. I just wish I'd been able to have had it a month ago. Could have knocked out the bonus a few times. I won't be able to hit it quite as quickly, but I'll hit it!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 28 Jun 2015 03:10:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4097046#M289709</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-28T03:10:08Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz-Carlton Approval...and exhale</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4097123#M289722</link>
      <description>&lt;P&gt;Congrats! Such a cool card! Enjoy.&lt;/P&gt;</description>
      <pubDate>Sun, 28 Jun 2015 04:47:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4097123#M289722</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-28T04:47:58Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz-Carlton Approval...and exhale</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4097134#M289724</link>
      <description>&lt;P&gt;Super congrats on your success! &amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; &amp;nbsp;Awesome limit too!&lt;/P&gt;</description>
      <pubDate>Sun, 28 Jun 2015 05:06:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4097134#M289724</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-28T05:06:59Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz-Carlton Approval...and exhale</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4097209#M289737</link>
      <description>Congrats!!</description>
      <pubDate>Sun, 28 Jun 2015 06:23:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4097209#M289737</guid>
      <dc:creator>B335is</dc:creator>
      <dc:date>2015-06-28T06:23:43Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz-Carlton Approval...and exhale</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4097212#M289740</link>
      <description>&lt;P&gt;Congrats!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;In my wallet: Quicksilver 5000; Venture 15,000; Barclay Apple Rewards 2000; CareCredit 3300; Bank of America Platinum Visa 2000; Bank of America Travel Rewards 3500; Bank of America Travel Rewards 3500; Amazon Store Card 5000; Discover 10,000; Barclay Ring Platinum MasterCard. 12,500. Total Credit: 61,800.&lt;BR /&gt;6/27-FICO: EQ - 789; TU - 776; EX - 681; GOAL: 780 across the board then 800 across the board. Chapter 13 seven years May, 2015. Reset my garden date to 6/27. Gardening until further notice.&lt;/P&gt;</description>
      <pubDate>Sun, 28 Jun 2015 06:29:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4097212#M289740</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-28T06:29:24Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz-Carlton Approval...and exhale</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4097316#M289758</link>
      <description>&lt;P&gt;Congrats! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 28 Jun 2015 12:53:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4097316#M289758</guid>
      <dc:creator>I-think-I-can</dc:creator>
      <dc:date>2015-06-28T12:53:30Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz-Carlton Approval...and exhale</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4097843#M289833</link>
      <description>&lt;P&gt;Congrats on approval and the sweet SL!&lt;/P&gt;&lt;P&gt;Cannot say I am not jealous.&lt;/P&gt;</description>
      <pubDate>Sun, 28 Jun 2015 20:41:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4097843#M289833</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-28T20:41:11Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz-Carlton Approval...and exhale</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4098158#M289893</link>
      <description>&lt;P&gt;What's the annual fee on that card ?&lt;/P&gt;</description>
      <pubDate>Sun, 28 Jun 2015 23:54:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4098158#M289893</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-28T23:54:05Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz-Carlton Approval...and exhale</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4098168#M289895</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;What's the annual fee on that card ?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;$395&lt;/P&gt;</description>
      <pubDate>Mon, 29 Jun 2015 00:07:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4098168#M289895</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-29T00:07:09Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz-Carlton Approval...and exhale</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4099321#M290198</link>
      <description>&lt;P&gt;Congrats on approval (sometimes deciding whether or not to pull the trigger is half the battle).&lt;/P&gt;</description>
      <pubDate>Mon, 29 Jun 2015 18:47:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4099321#M290198</guid>
      <dc:creator>Existentialist</dc:creator>
      <dc:date>2015-06-29T18:47:41Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz-Carlton Approval...and exhale</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4103465#M291379</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;$20k instant approval&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I waffled and waffled on this. DH? Me? DH? No one? Me? I finally figured WTH, I'm not planning on any other EX apps in the near future so I might as well go for it.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;(plus DH was laughing today about which card to use when...so I didn't even make him an AU yet).&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks to all, particularly jsucool for answering LOTS of questions since March.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;We did well with the Ritz! &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG alt="giphy-5.gif" src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/14520iBDDC1D690E56AF47/image-size/original?v=mpbl-1&amp;amp;px=-1" border="0" title="giphy-5.gif" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 01 Jul 2015 20:07:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4103465#M291379</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-07-01T20:07:13Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz-Carlton Approval...and exhale</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4103675#M291441</link>
      <description>🙆🙌🙆🙌🙆🙌🙆🙌 Congrat's !!! 🙌🙆🙌🙆🙌🙆🙌🙆</description>
      <pubDate>Wed, 01 Jul 2015 21:42:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4103675#M291441</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-07-01T21:42:15Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz-Carlton Approval...and exhale</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4105145#M291769</link>
      <description>&lt;P&gt;Finally showing on my account online&amp;nbsp;&lt;img id="heart" class="emoticon emoticon-heart" src="https://ficoforums.myfico.com/i/smilies/16x16_heart.gif" alt="Heart" title="Heart" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 02 Jul 2015 17:46:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ritz-Carlton-Approval-and-exhale/m-p/4105145#M291769</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-07-02T17:46:32Z</dc:date>
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