topic AMEX Approval in Credit Card Approvals

AMEX Approval

twiddledee — Thu, 09 Jul 2015 01:51:25 GMT

Just approved for AMEX BCP via prequalified / preapproved tab on the website

Only a $1000 SL - hope it grows

Scores are TU 688 EX 677 EQ 673

Very excited to finally get in the door

Re: AMEX Approval

SOGGIE — Thu, 09 Jul 2015 01:52:42 GMT

Congrats! It will grow quickly.

Re: AMEX Approval

OmarGB9 — Thu, 09 Jul 2015 01:54:21 GMT

Congrats!

Re: AMEX Approval

twiddledee — Thu, 09 Jul 2015 01:57:49 GMT

Thanks Soggy - what is the best strategy with AMEX to gain their trust to cli

Keep balance? PIF? Usage?

Thanks

Re: AMEX Approval

Anonymous — Thu, 09 Jul 2015 02:11:01 GMT

@twiddledee wrote:
Thanks Soggy - what is the best strategy with AMEX to gain their trust to cli
Keep balance? PIF? Usage?
Thanks

PIF but use it a lot even if you have to make multiple payments per month.

Re: AMEX Approval

twiddledee — Thu, 09 Jul 2015 02:31:45 GMT

Thanks Irish - will do

Re: AMEX Approval

Anonymous — Thu, 09 Jul 2015 03:26:29 GMT

@twiddledee wrote:
Just approved for AMEX BCP via prequalified / preapproved tab on the website
Only a $1000 SL - hope it grows
Scores are TU 688 EX 677 EQ 673
Very excited to finally get in the door

WOot woot! happy dance! Nice bonus with that!

Request CLI at activation. If denied try again in 90 days.

You could app for a 2nd card with them tonight with the same inquiry. Would have to be a charge card that is not a credit card. 50k bonus after 1k spend in 90 days. If you can even remotely afford to spend the extra 333 a month, and you travel or want gift cards, do it. Its worth up to $1000 or more in travel plus the free $100 for flight incidentals. AND the 195 annual fee is waived so just cancel it in 51 weeks or downgrade to a low/no AF card. (I think I should put this in my signature) lol

Re: AMEX Approval

NRB525 — Thu, 09 Jul 2015 04:05:23 GMT

@twiddledee wrote:
Thanks Soggy - what is the best strategy with AMEX to gain their trust to cli
Keep balance? PIF? Usage?
Thanks

You are talking about using the 3X CLI request, correct? This can be done after 61 days when you first get your card. (I would not try it right away, it's only 2 months to wait from here)

The main thing they want to see is usage and payment, the more of both the better. It is possible to carry a balance, but with this CL, and your likely APR, not advisable. Reporting a balance on the statement and then PIF by the payment due date is absolutely fine.

There have been reports of people with an open cash advance amount on their account not getting the 3X CLI, but most people don't like the high APR on cash advances.

Re: AMEX Approval

CYBERSAM — Thu, 09 Jul 2015 05:21:09 GMT

Congrats! Thats one card in my wish list!

Re: AMEX Approval

Anonymous — Thu, 09 Jul 2015 16:20:05 GMT

@NRB525 wrote:
@twiddledee wrote:
Thanks Soggy - what is the best strategy with AMEX to gain their trust to cli
Keep balance? PIF? Usage?
Thanks
You are talking about using the 3X CLI request, correct? This can be done after 61 days when you first get your card. (I would not try it right away, it's only 2 months to wait from here)
The main thing they want to see is usage and payment, the more of both the better. It is possible to carry a balance, but with this CL, and your likely APR, not advisable. Reporting a balance on the statement and then PIF by the payment due date is absolutely fine.

There have been reports of people with an open cash advance amount on their account not getting the 3X CLI, but most people don't like the high APR on cash advances.

Actually after the last few months their rules have changed. Plenty of folks here have gotten a 3x cli at card activation. It all depends on your scores. Mine were 30 points lower and I didnt get one in may

Re: AMEX Approval

Anonymous — Thu, 09 Jul 2015 17:50:41 GMT

@NRB525 wrote:
@twiddledee wrote:
Thanks Soggy - what is the best strategy with AMEX to gain their trust to cli
Keep balance? PIF? Usage?
Thanks
You are talking about using the 3X CLI request, correct? This can be done after 61 days when you first get your card. (I would not try it right away, it's only 2 months to wait from here)
The main thing they want to see is usage and payment, the more of both the better. It is possible to carry a balance, but with this CL, and your likely APR, not advisable. Reporting a balance on the statement and then PIF by the payment due date is absolutely fine.

There have been reports of people with an open cash advance amount on their account not getting the 3X CLI, but most people don't like the high APR on cash advances.

They probably have 0% APR for 15 months, so they can carry a balance if needed til then.

Re: AMEX Approval

twiddledee — Thu, 09 Jul 2015 18:44:17 GMT

Yes 15 months zero percent APR

Re: AMEX Approval

MT936 — Thu, 09 Jul 2015 19:19:49 GMT

Congrats! It will grow quickly just remember to do the 3x cli request after the first 3 months

Re: AMEX Approval

Anonymous — Thu, 09 Jul 2015 19:26:51 GMT

Congrats on you Amex👏🏼👏🏼👏🏼🎊🎊🎊🎈🎉

Re: AMEX Approval

alextercero — Thu, 09 Jul 2015 21:51:55 GMT

Congrats on the Approval

Re: AMEX Approval

Anonymous — Thu, 09 Jul 2015 23:55:47 GMT

Thats nice, congrats on your Amex approval

Re: AMEX Approval

9CLINE — Fri, 10 Jul 2015 00:39:01 GMT

Congrats... Yes it will grow

Re: AMEX Approval

twiddledee — Fri, 10 Jul 2015 02:27:28 GMT

Is the 3x CLI request after 3 months a soft pull?

Re: AMEX Approval

Creditwiser — Fri, 10 Jul 2015 02:35:08 GMT

@twiddledee wrote:
Is the 3x CLI request after 3 months a soft pull?

Yes and congrats .