topic Re: Walmart card CLI in Credit Card Approvals

Walmart card CLI

dddewdrop — Wed, 20 Feb 2013 13:22:27 GMT

Got my new Walmart card and logged in for the first time to the online account info. Got my credit score which was waay lower than I thought.. oh well.. and then I noticed a button that said click this to request a CLI. That there button looks mighty enticing to me. Its almost as if in my mind i read "press here to raise your credit score" or press for free money". Does it make any sense to request a CLI right off the bat? I don't wanna waste a hard pull. I was reading through old messages as I do before I post to try to see if my question had been answered elsewhere and someone was saying that GE grants a CLI every 4 months. There is also the logic (in my mind) that if the button is clickable then there is a CLI available to me there somewhere behind the button. Any insight?

https://encrypted-tbn2.gstatic.com/images?q=tbn:ANd9GcRSx54dO6I1zEc2HjO-QnVfelm_hPJHH6FB3Vvaz71c9azM7SDDfA

Re: Walmart card CLI

jsickz32 — Wed, 20 Feb 2013 13:24:13 GMT

You can try it. If denied its only a sp. I press mine every time i feel like it lol

Re: Walmart card CLI

dddewdrop — Wed, 20 Feb 2013 13:28:30 GMT

Thank you. That is the information I needed.

Re: Walmart card CLI

LS2982 — Wed, 20 Feb 2013 14:47:46 GMT

AFIAK GE's online CLI button still does not work you have to call in.

Re: Walmart card CLI

Anonymous — Wed, 20 Feb 2013 14:52:30 GMT

I tried just before two months and it mentioned my income not being high enough online but just received mail that my accout hadn't been open long enough. So I might try in a couple months now unless they do an auto.

Re: Walmart card CLI

dddewdrop — Wed, 20 Feb 2013 14:52:59 GMT

@LS2982 wrote:
AFIAK GE's online CLI button still does not work you have to call in.

Thanks. I decided to hold off for 6 months anyway. I am not using my card other than a token transaction anyway. Im following the advice here and have 0 balance on one card and 25 dollar balance on the other which represents like 4% utilisation so i am optimised in that department for the time being. I'm just going to garden for 6 months and count my blessings that I was approved for 2 unsecured credit cards with such low FICO scores.....

Re: Walmart card CLI

Anonymous — Wed, 20 Feb 2013 15:54:33 GMT

I'd try , why not it's a soft pull , id wait only three months buy some gum then call the number and ask for an increase. They're usually pretty generous