topic Re: Yay Apple Barclaycard ! in Credit Card Approvals

Yay Apple Barclaycard !

Anonymous — Thu, 21 Feb 2013 15:53:10 GMT

I haven't had a CC in 7 years. I was buying a replacement iPod on the apple site yesterday and saw the financing offer so I thought I would give it a try, I only had one inquiry on each CR. Instant approval for $1800. So happy. We had been saving up for an iPad, so I ordered both and will be waiting for the balance to hit the account so I can pay it off immediately. First tangible sign of progress in getting our credit back where it needs to be. FYI - They pulled TU. I decided to risk it and call the backdoor number for a CLI and got turned down, very nicely. They said with no history of revolving credit, that was the best they could do, but to try again after 6 months of good payment history.

Re: Yay Apple Barclaycard !

aussiesareforever — Thu, 21 Feb 2013 16:20:34 GMT

COngrats!!

Re: Yay Apple Barclaycard !

Anonymous — Thu, 21 Feb 2013 16:22:59 GMT

Congrats!

I would say though that the more obvious step you'r taking towards good credit is being so eager to pay off the balance as soon as it posts.

Re: Yay Apple Barclaycard !

Anonymous — Thu, 21 Feb 2013 17:16:20 GMT

Congrats on the approval!

Re: Yay Apple Barclaycard !

dodfire — Thu, 21 Feb 2013 17:20:00 GMT

Congrats!!!! Thats a nice CL to start out with!!!!

Re: Yay Apple Barclaycard !

dodgerslv — Thu, 21 Feb 2013 20:40:08 GMT

Congrats!!!...I have been looking at the IPads myself and checked out Apple website and saw their special financing programs and so tempted to apply for the card but afraid of getting declined...lol

Re: Yay Apple Barclaycard !

Anonymous — Thu, 21 Feb 2013 20:43:12 GMT

Congrats

Re: Yay Apple Barclaycard !

Anonymous — Thu, 21 Feb 2013 21:27:38 GMT

@Anonymous wrote:
Congrats!

I would say though that the more obvious step you'r taking towards good credit is being so eager to pay off the balance as soon as it posts.

Re: Yay Apple Barclaycard !

Anonymous — Thu, 21 Feb 2013 22:13:56 GMT

Be good to Barclays, and they will be great to you. I started out with a $3,000 limit and I'm up to $20,000 now.

Re: Yay Apple Barclaycard !

dodgerslv — Thu, 21 Feb 2013 22:15:11 GMT

I heard that Barclays is one of the few lenders that still pulls TU98 for card approvals? Anyone know if that is actually true?

Re: Yay Apple Barclaycard !

myjourney — Thu, 21 Feb 2013 23:10:08 GMT

@dodgerslv wrote:
I heard that Barclays is one of the few lenders that still pulls TU98 for card approvals? Anyone know if that is actually true?

True

Re: Yay Apple Barclaycard !

dodgerslv — Thu, 21 Feb 2013 23:31:37 GMT

@myjourney wrote:
@dodgerslv wrote:
I heard that Barclays is one of the few lenders that still pulls TU98 for card approvals? Anyone know if that is actually true?
True

darn it...for some reason my TU98 score has always been low....My TU score here is 646. I am thinking that is way too low for Barclays approval. My TU08 is good (sits at 711) and i know for a fact that my TU04 is higher than the TU98.

Re: Yay Apple Barclaycard !

Epcot — Fri, 22 Feb 2013 04:14:36 GMT

Nice going, Congrats!