topic Re: United Explorer- my first chase instant approval in Credit Card Approvals

United Explorer- my first chase instant approval

Cdnewmanpac — Thu, 21 Feb 2013 18:50:00 GMT

So I was purchasing some tickets to Hawaii on United and an offer of 30k points, first year fee waived and $50 statement credit for Chase United Explorer card popped up. I know that many got a 50k offer, but I only ever get 30k. Since all future flights will be with our young son (which means the days of no checked luggage are over) and the fee is waived for a year, I thought it was worth the inquiry hit. Figured I could always recon if denied. Imagine my surprise when I got "congratulations, your new card has been approved with a limit of 12000". This is my biggest Chase limit and the first card approved without recon. I have previously reconned the Southwest card (5k limit) and CSP (5k limit, bumped to 9.5k by closing SW card) after instant denials.

So just wanted to say thanks for all the info on this forum. I doubt that such an approval would have been possible without the history I've built with Chase on reconned cards and I didn't even know what recon was before I came here.

Oh, and I have no idea what my experian score is (which I assume they pulled), but my best guess is high 600s. Badness includes 3 chargeoffs from late 2006, one paid collection for one of the chargeoffs and a paid student loan that was in collections (DOFD 9/06). Income is somewhat of 100k, I have the cards in my signature. High limit is 13k on USAA, low is 3k on hilton amex. All others between 5-10k.

Re: United Explorer- my first chase instant approval

Anonymous — Thu, 21 Feb 2013 18:51:41 GMT

Congrats. Do you mind sharing your CL?

Re: United Explorer- my first chase instant approval

afbar1114 — Thu, 21 Feb 2013 18:53:14 GMT

if you have a mileage plus explorer acct the bonous i got was 50k miles for $1k spend...checkin on that because they matched it for me

Re: United Explorer- my first chase instant approval

afbar1114 — Thu, 21 Feb 2013 18:53:59 GMT

@Anonymous wrote:
Congrats. Do you mind sharing your CL?

he said he got $12k

Re: United Explorer- my first chase instant approval

LS2982 — Thu, 21 Feb 2013 18:57:41 GMT

CONGRATS!!!

Im hoping they give me that kind of CL for the CSP next year!

Re: United Explorer- my first chase instant approval

_jb_ — Thu, 21 Feb 2013 19:42:30 GMT

Congrats! I have been pricing an international ticket that I need to buy in a couple of weeks, and keep seeing that offer myself. 30,000 bonus miles sounds fantastic, btu I just got a CSP and don't want to press my luck right now. I'll probably pick it up for the bonus miles in the fall when I am traveling internationally again.

Re: United Explorer- my first chase instant approval

Anonymous — Thu, 21 Feb 2013 20:04:04 GMT

Congrats

Re: United Explorer- my first chase instant approval

dac1 — Thu, 21 Feb 2013 20:08:35 GMT

I applied for both the Chase Sapphire Preferred and United Explorer Visa Signature card (50,000 bouns mile offer) within 30 days of each other. Received instant approval for the CSP. Applied about two weeks later for the United Explorer and was approved (not instant approval. Chase verified my identity, then approved)

Re: United Explorer- my first chase instant approval

Anonymous — Thu, 21 Feb 2013 20:38:24 GMT

@afbar1114 wrote:
@Anonymous wrote:
Congrats. Do you mind sharing your CL?
he said he got $12k

Thanks....totally missed it.

Re: United Explorer- my first chase instant approval

afbar1114 — Thu, 21 Feb 2013 20:52:55 GMT

@dac1 wrote:
I applied for both the Chase Sapphire Preferred and United Explorer Visa Signature card (50,000 bouns mile offer) within 30 days of each other. Received instant approval for the CSP. Applied about two weeks later for the United Explorer and was approved (not instant approval. Chase verified my identity, then approved)

I apped for United first and then CSP 5 days later both instant both $5k both visa siggys

Re: United Explorer- my first chase instant approval

ObeyJohnny12 — Thu, 21 Feb 2013 21:02:47 GMT

Congrats! Nice cl as well.

Re: United Explorer- my first chase instant approval

Cdnewmanpac — Thu, 21 Feb 2013 21:23:38 GMT

I might give them a call about the 50k, but my understanding is that the offer recently expired. At least that is the chat on fatwa****.

Re: United Explorer- my first chase instant approval

Duncanrr — Thu, 21 Feb 2013 21:32:24 GMT

it expired a couple weeks ago I think. My United page used to always show the 50k offer. It's now back down to 30k.

Re: United Explorer- my first chase instant approval

distantarray — Thu, 21 Feb 2013 22:06:56 GMT

I got in with the 50k offer and just recieved my card in on monday. I think it was one of the final days, but I found out how to trick the system lol I was the one who found out if you go to united.com and click on the 30k link and change it to 50k in the url browser you'll get the 50k offer. but like people said chase is good about giving the better offer if you just missed it.

Re: United Explorer- my first chase instant approval

Epcot — Fri, 22 Feb 2013 04:15:37 GMT

Nice, Congrats!

Re: United Explorer- my first chase instant approval

Anonymous — Fri, 22 Feb 2013 04:23:04 GMT

@distantarray wrote:
I got in with the 50k offer and just recieved my card in on monday. I think it was one of the final days, but I found out how to trick the system lol I was the one who found out if you go to united.com and click on the 30k link and change it to 50k in the url browser you'll get the 50k offer. but like people said chase is good about giving the better offer if you just missed it.

Oh, wow! Didn't know you could do that haha.

I really want that 50K offer as well. I wonder if I apply and then ask them to match to 50K if they'll do it? Anyone have any luck?

Re: United Explorer- my first chase instant approval

youngandcreditwrthy — Fri, 22 Feb 2013 14:05:11 GMT

Congrats!!!! Chase seems to be loosening the reigns lately!