topic Re: Approvals galore!!! in Credit Card Approvals

Approvals galore!!!

Anonymous — Sun, 19 Jul 2015 13:35:06 GMT

Last week I decided to take a gamble knowing my scores are now good enough and did a 2 applications for one HP for capital one and BOOM approved for QS1 $500 and Platinum $500 on a single HP. My very first sub prime credit cards I have ever had in my entire life.

My journey started in April 2015

Cap1 secured was my first card, $99 down, $200 credit limit.

Finger Hut Fresh Start still have not graduated yet $187 instalment loan 2 payments left

Walmart $150 increased to $3000 after first statement recon phone call

Amazon $600 increased to $3000 after first statement recon phone call

Paypal Smart connect $400 increased to $1000 after first statement recon phone call

Cap 1 QS1 $500 applied after the 3rd Secured Card billing cycle

Cap 1 Platinum $500 applied after the 3rd Secured Card billing cycle

FYI I have cleaned my reports of all derotories these past four months during this time. Score averages are around 681 now coming from 500 four months ago. I am expecting to hit 700s easily by the end of this month after all this posts.

Re: Approvals galore!!!

Anonymous — Sun, 19 Jul 2015 11:34:34 GMT

Great job! Congrats!

Re: Approvals galore!!!

OmarGB9 — Sun, 19 Jul 2015 14:30:37 GMT

Grats on all the success!

Re: Approvals galore!!!

Anonymous — Sun, 19 Jul 2015 14:33:02 GMT

@Anonymous wrote:
Last week I decided to take a gamble knowing my scores are now good enough and did a 2 applications for one HP for capital one and BOOM approved for QS1 $500 and Platinum $500 on a single HP. My very first sub prime credit cards I have ever had in my entire life.

My journey started in April 2015
Cap1 secured was my first card, $99 down, $200 credit limit.
Finger Hut Fresh Start still have not graduated yet $187 instalment loan 2 payments left
Walmart $150 increased to $3000 after first statement recon phone call
Amazon $600 increased to $3000 after first statement recon phone call
Paypal Smart connect $400 increased to $1000 after first statement recon phone call
Cap 1 QS1 $500 applied after the 3rd Secured Card billing cycle
Cap 1 Platinum $500 applied after the 3rd Secured Card billing cycle

FYI I have cleaned my reports of all derotories these past four months during this time. Score averages are around 681 now coming from 500 four months ago. I am expecting to hit 700s easily by the end of this month after all this posts.

Big congratulations! Doesn't it feel good?

Re: Approvals galore!!!

Anonymous — Sun, 19 Jul 2015 14:34:06 GMT

Very nice! Congrats on the new and the nice CLI's.

Re: Approvals galore!!!

Anonymous — Sun, 19 Jul 2015 14:39:11 GMT

Congratulations!!!!!!!

Re: Approvals galore!!!

pizza1 — Sun, 19 Jul 2015 15:17:18 GMT

Way to go there!! Congrats on this CLI! Keep working on your reports, and as things clear up down the road, you'll be getting way better cards, with nice limits.

Re: Approvals galore!!!

Anonymous — Sun, 19 Jul 2015 16:30:39 GMT

Massive approvals... Congrats!!

Re: Approvals galore!!!

Anomalous — Sun, 19 Jul 2015 16:54:20 GMT

Congratulations on the approvals!

Re: Approvals galore!!!

DeeBee78 — Sun, 19 Jul 2015 18:17:08 GMT

@Anonymous wrote:
Last week I decided to take a gamble knowing my scores are now good enough and did a 2 applications for one HP for capital one and BOOM approved for QS1 $500 and Platinum $500 on a single HP. My very first sub prime credit cards I have ever had in my entire life.

My journey started in April 2015
Cap1 secured was my first card, $99 down, $200 credit limit.
Finger Hut Fresh Start still have not graduated yet $187 instalment loan 2 payments left
Walmart $150 increased to $3000 after first statement recon phone call
Amazon $600 increased to $3000 after first statement recon phone call
Paypal Smart connect $400 increased to $1000 after first statement recon phone call
Cap 1 QS1 $500 applied after the 3rd Secured Card billing cycle
Cap 1 Platinum $500 applied after the 3rd Secured Card billing cycle

FYI I have cleaned my reports of all derotories these past four months during this time. Score averages are around 681 now coming from 500 four months ago. I am expecting to hit 700s easily by the end of this month after all this posts.

Did you check the pre-qualifiers for Cap1, Citi, Amex, and Chase? With scores in the high 600's, you might be able to get better cards.

Re: Approvals galore!!!

Anonymous — Sun, 19 Jul 2015 18:35:08 GMT

Well I applied to these Capital One cards last week while my scores were still averaging around 615 fico. A week later I had an OC accept my PFD, which was my last baddie and my score jumped to 681. Trust me, I do regret but I didnt know this PFD was going to happen. I am still very thankful, theses are my very first credit cards ever in my life. I am just looking into gardening these new accounts for a while.

Re: Approvals galore!!!

-Cal- — Tue, 21 Jul 2015 04:36:37 GMT

congrats on the successful run!