topic Re: NFCU Instant 10k!!! in Credit Card Approvals

NFCU Instant $10,000 Approval!

Anonymous — Tue, 26 Feb 2013 05:15:17 GMT

So I finally get my father to go to the branch with me since he is retired from the army.

We sit down and I get the regular approval. Give them my $5.00 Savings deposit and the young lady says. "Look's like you are pre-approved for a Cash Rewards Visa, would you like to apply". Me being me I said, why not. Sure, I didn't know any of my scores, util or anything and I asked her, "If I am not approved, can I re-apply" Se came back... You won't have to, you have been approved for a "$10,000" credit limit. I almost kissed her.

This is the highest limit ever. They pulled EQ and TU i am in GA.

Thanks MYFICO - will update on the scores when I pull them!

Re: NFCU Instant 10k!!!

creditnocash — Tue, 26 Feb 2013 02:41:16 GMT

@Anonymous wrote:
So I finally get my father to go to the branch with me since he is retired from the army.

We sit down and I get the regular approval. Give them my $5.00 Savings deposit and the young lady says. "Look's like you are pre-approved for a Cash Rewards Visa, would you like to apply". Me being me I said, why not. Sure, I didn't know any of my scores, util or anything and I asked her, "If I am not approved, can I re-apply" Se came back... You won't have to, you have been approved for a "$10,000" credit limit. I almost kissed her.

This is the highest limit ever. They pulled EQ and TU i am in GA.

Thanks MYFICO - will update on the scores when I pull them!

CONGRATS!!! what are your other cards?

Re: NFCU Instant 10k!!!

Rhaeny — Tue, 26 Feb 2013 03:11:42 GMT

Congrats and very nice starting limit!

Re: NFCU Instant 10k!!!

BornSupercharged — Tue, 26 Feb 2013 03:15:31 GMT

Awesome! I love hearing success stories

Re: NFCU Instant 10k!!!

Anonymous — Tue, 26 Feb 2013 03:24:02 GMT

@creditnocash wrote:
@Anonymous wrote:
So I finally get my father to go to the branch with me since he is retired from the army.

We sit down and I get the regular approval. Give them my $5.00 Savings deposit and the young lady says. "Look's like you are pre-approved for a Cash Rewards Visa, would you like to apply". Me being me I said, why not. Sure, I didn't know any of my scores, util or anything and I asked her, "If I am not approved, can I re-apply" Se came back... You won't have to, you have been approved for a "$10,000" credit limit. I almost kissed her.

This is the highest limit ever. They pulled EQ and TU i am in GA.

Thanks MYFICO - will update on the scores when I pull them!
CONGRATS!!! what are your other cards?

My Other cards are

1. Cap 1 - $3,000 Limit - 98% Util - Secured

2. Cap 1 - $3,000 Limit - 98% Util - Secured

3. Cap 1 - $2,000 Limit - 20% Util - Unsecured

I am paying them all to less than 10% tomorrow, which is after my cards post to the cra so thats why I was very shocked about the approval. I knew better, based on my cu that I shouldn't app, but couldn't say no .

Thanks again!

Re: NFCU Instant 10k!!!

Anonymous — Tue, 26 Feb 2013 03:38:21 GMT

Congrats! I'm so glad it worked out for you.

Re: NFCU Instant 10k!!!

Anonymous — Tue, 26 Feb 2013 03:50:01 GMT

@Anonymous wrote:
So I finally get my father to go to the branch with me since he is retired from the army.

We sit down and I get the regular approval. Give them my $5.00 Savings deposit and the young lady says. "Look's like you are pre-approved for a Cash Rewards Visa, would you like to apply". Me being me I said, why not. Sure, I didn't know any of my scores, util or anything and I asked her, "If I am not approved, can I re-apply" Se came back... You won't have to, you have been approved for a "$10,000" credit limit. I almost kissed her.

This is the highest limit ever. They pulled EQ and TU i am in GA.

Thanks MYFICO - will update on the scores when I pull them!

Congrats--I'm glad you were able to find a way to join! Now buy your father dinner.

Re: NFCU Instant 10k!!!

MountainHiker — Tue, 26 Feb 2013 04:10:13 GMT

Congrats! Very nice starting limit. Will probably be near the $20k limit mark with-in 12 months.

Re: NFCU Instant 10k!!!

Anonymous — Tue, 26 Feb 2013 05:14:37 GMT

@MountainHiker wrote:
Congrats! Very nice starting limit. Will probably be near the $20k limit mark with-in 12 months.

How soon do you think I should wait before I try a CLI with them?

Thanks,

Re: NFCU Instant 10k!!!

dodfire — Tue, 26 Feb 2013 05:25:42 GMT

Congrats on the card and the limit...welcome to the NFCU Family!!!

Re: NFCU Instant 10k!!!

madmann26 — Tue, 26 Feb 2013 14:46:30 GMT

@Anonymous wrote:
@creditnocash wrote:
@Anonymous wrote:
So I finally get my father to go to the branch with me since he is retired from the army.

We sit down and I get the regular approval. Give them my $5.00 Savings deposit and the young lady says. "Look's like you are pre-approved for a Cash Rewards Visa, would you like to apply". Me being me I said, why not. Sure, I didn't know any of my scores, util or anything and I asked her, "If I am not approved, can I re-apply" Se came back... You won't have to, you have been approved for a "$10,000" credit limit. I almost kissed her.

This is the highest limit ever. They pulled EQ and TU i am in GA.

Thanks MYFICO - will update on the scores when I pull them!
CONGRATS!!! what are your other cards?
My Other cards are
1. Cap 1 - $3,000 Limit - 98% Util - Secured
2. Cap 1 - $3,000 Limit - 98% Util - Secured
3. Cap 1 - $2,000 Limit - 20% Util - Unsecured

I am paying them all to less than 10% tomorrow, which is after my cards post to the cra so thats why I was very shocked about the approval. I knew better, based on my cu that I shouldn't app, but couldn't say no .

Thanks again!

Ideally you only want one card to report no more then 9% of your total revolving credit limit.

And welcome to NFCU!

Re: NFCU Instant 10k!!!

MsLadyRover — Tue, 26 Feb 2013 14:50:39 GMT

Great CL!! Congratulations!

Re: NFCU Instant 10k!!!

Epcot — Tue, 26 Feb 2013 18:16:08 GMT

That's great, Congrats on the approval and nice CL!

Re: NFCU Instant $10,000 Approval!

SpiceIslander — Tue, 26 Feb 2013 18:18:38 GMT

OMG! That's amazing. Congratulations!