topic Re: Penfed Promise Visa in Credit Card Approvals

Penfed Promise Visa

theonlyway — Mon, 10 Aug 2015 20:19:08 GMT

I was approved for the PenFed Promise card with 7.99% APR with $11,500 limit. I took advantage of the 4.99% transfer balance for 12 months also. MyFico says my score is 749, Equifax tells me I am 770. Hope this boosts my score.

Re: Penfed Promise Visa

Anonymous — Mon, 10 Aug 2015 20:53:48 GMT

@theonlyway wrote:
I was approved for the PenFed Promise card with 7.99% APR with $11,500 limit. I took advantage of the 4.99% transfer balance for 12 months also. MyFico says my score is 749, Equifax tells me I am 770. Hope this boosts my score.

Congrats on your approval. I love my Promise Visa

Re: Penfed Promise Visa

Anonymous — Mon, 10 Aug 2015 20:58:39 GMT

Great news! Congrats!

Re: Penfed Promise Visa

Anonymous — Mon, 10 Aug 2015 22:55:22 GMT

Congrats on the approval. That's a nice SL and nice APR too. I'm looking to add Penfed down the road when my history is a little longer and my last two baddies have aged off.

Re: Penfed Promise Visa

Anonymous — Mon, 10 Aug 2015 23:03:20 GMT

Congrats! I wonder if they use a different score version? Maybe Bankcard score or something?

Re: Penfed Promise Visa

alextercero — Mon, 10 Aug 2015 23:03:25 GMT

Congrats

Re: Penfed Promise Visa

GoldSorata — Mon, 10 Aug 2015 23:25:56 GMT

Congrats!

Re: Penfed Promise Visa

Anonymous — Tue, 11 Aug 2015 00:27:49 GMT

Congrats

Re: Penfed Promise Visa

signaturecardmember — Tue, 11 Aug 2015 00:37:02 GMT

great card, I am hoping I recieve a reduced rate like yours! For BT Slate is still the best card with 0% but sounds like it is too late now. You can also apply for other products with the same credit inquiry they already did. With your APR score it sounds like they would give you a great line of credit too.

Re: Penfed Promise Visa

theonlyway — Tue, 11 Aug 2015 03:48:10 GMT

I knew I could of gotten a better BT rate but the overall APR I cannot justify.

I also got approved for the USAA rate advantage of 7.9% with 16k limit.