topic Re: CLIs on Lowes, Sportsman's Guide, Total Rewards and J. Crew in Credit Card Approvals

CLIs on Lowes, Sportsman's Guide, Total Rewards and J. Crew

Anonymous — Thu, 20 Aug 2015 21:31:46 GMT

I have decided to keep trying for CLIs rather than get new cards and keep my AAoA low.

Lowes went from $3,000 to $5,500.

J. Crew from $5,500 to $5.800.

Total Rewards from $2,000 to $2,750

Sportsman's Guide from $3,250 to $4,000.

I think 13 cards is enough and I already have Chase CSP and Freedom, Citi Simplicity and Ebates.

Re: CLIs on Lowes, Sportsman's Guide, Total Rewards and J. Crew

OmarGB9 — Thu, 20 Aug 2015 21:52:11 GMT

Congrats!

Re: CLIs on Lowes, Sportsman's Guide, Total Rewards and J. Crew

Anonymous — Thu, 20 Aug 2015 21:47:35 GMT

@Anonymous wrote:
I have decided to keep trying for CLIs rather than get new cards and keep my AAoA low.

Lowes went from $3,000 to $5,500.

J. Crew from $5,500 to $5.800.

Total Rewards from $2,000 to $2,750

Sportsman's Guide from $3,250 to $4,000.

I think 13 cards is enough and I already have Chase CSP and Freedom, Citi Simplicity and Ebates.

Congrats! Nice increases on some of your cards.

Re: CLIs on Lowes, Sportsman's Guide, Total Rewards and J. Crew

ddemari — Thu, 20 Aug 2015 21:47:44 GMT

Congrats! Gotta luv sp cli's!

Re: CLIs on Lowes, Sportsman's Guide, Total Rewards and J. Crew

Anonymous — Fri, 21 Aug 2015 00:04:35 GMT

Well done!!!!!!!

Re: CLIs on Lowes, Sportsman's Guide, Total Rewards and J. Crew

Anonymous — Fri, 21 Aug 2015 00:11:23 GMT

@Anonymous wrote:
I have decided to keep trying for CLIs rather than get new cards and keep my AAoA low.

Lowes went from $3,000 to $5,500.

J. Crew from $5,500 to $5.800.

Total Rewards from $2,000 to $2,750

Sportsman's Guide from $3,250 to $4,000.

I think 13 cards is enough and I already have Chase CSP and Freedom, Citi Simplicity and Ebates.

Congrats on your CLI!!!!can I ask, how long did you have the Total Reward and Sportsman Guide Visas before your CLI. I've had mine for almost 2 months now. Just wondering. Thanks!

Re: CLIs on Lowes, Sportsman's Guide, Total Rewards and J. Crew

Anonymous — Fri, 21 Aug 2015 00:34:05 GMT

I would say about 9 months. I used to never get the CLIs from Comenity. Then one day more than a dozen for J. Crew and one for Sportsman's Guide. Last night I did get rejected for CLIs on Overstock, HSN, and Brylane Home but apparently that's because those are not 9 months old yet. My Camping World Visa is still stuck at $1,000. Even though I started out with nearly an 800 FICO score Now is 780), I still fell into the Comenity easy cards thing. But because of those the door was opened up for me for big bank credit cards. The Comenity cards co-branded with Visas and MCs are worth keeping for life and the ones giving insane CLIs are worth keeping for utilization.

Re: CLIs on Lowes, Sportsman's Guide, Total Rewards and J. Crew

9CLINE — Fri, 21 Aug 2015 00:53:11 GMT

Congrats...

Re: CLIs on Lowes, Sportsman's Guide, Total Rewards and J. Crew

Anonymous — Fri, 21 Aug 2015 00:57:34 GMT

@Anonymous wrote:
I would say about 9 months. I used to never get the CLIs from Comenity. Then one day more than a dozen for J. Crew and one for Sportsman's Guide. Last night I did get rejected for CLIs on Overstock, HSN, and Brylane Home but apparently that's because those are not 9 months old yet. My Camping World Visa is still stuck at $1,000. Even though I started out with nearly an 800 FICO score Now is 780), I still fell into the Comenity easy cards thing. But because of those the door was opened up for me for big bank credit cards. The Comenity cards co-branded with Visas and MCs are worth keeping for life and the ones giving insane CLIs are worth keeping for utilization.

Makes sense. Comenity Visa cards appear a little conservative, 9 months before CLI, but I have the time, lol! I have several of their store cards and you are right, insane CLI. My utilization will be at 5% in a couple of months after they report to the bureaus. Thanks for sharing.

Re: CLIs on Lowes, Sportsman's Guide, Total Rewards and J. Crew

CreditMagic7 — Fri, 21 Aug 2015 01:47:05 GMT

Nice raise on all of those w/SP's

Congrats!

Re: CLIs on Lowes, Sportsman's Guide, Total Rewards and J. Crew

pizza1 — Fri, 21 Aug 2015 01:48:53 GMT

nice job on CLI!! Congrats

Re: CLIs on Lowes, Sportsman's Guide, Total Rewards and J. Crew

Anonymous — Fri, 21 Aug 2015 02:14:56 GMT

Congrats

Re: CLIs on Lowes, Sportsman's Guide, Total Rewards and J. Crew

alextercero — Fri, 21 Aug 2015 08:16:56 GMT

Congrats

Re: CLIs on Lowes, Sportsman's Guide, Total Rewards and J. Crew

Anonymous — Sat, 22 Aug 2015 01:21:46 GMT

Went back to the LUV button a second day in a row and got another $3,000 bump. Up to $8.500.

Re: CLIs on Lowes, Sportsman's Guide, Total Rewards and J. Crew

Anonymous — Sat, 22 Aug 2015 04:20:50 GMT

I ain't skeered of rejection no moe due to MyFico. Just got 2 more CLIs.

Eddie Bauer went from $500 to $900.

Brylane Home went from $500 to $900.

$800 moe bucks added to my overall utilization.

Re: CLIs on Lowes, Sportsman's Guide, Total Rewards and J. Crew

Anonymous — Sat, 22 Aug 2015 07:23:27 GMT

Congrats on all of your CLIs!!! Keep up the good work!!!

Re: CLIs on Lowes, Sportsman's Guide, Total Rewards and J. Crew

Anonymous — Sun, 23 Aug 2015 02:38:46 GMT

Went back to try J. Crew again and it went from $5800 to $7500.

Re: CLIs on Lowes, Sportsman's Guide, Total Rewards and J. Crew

Anonymous — Sun, 23 Aug 2015 08:14:35 GMT

@Anonymous wrote:
Went back to the LUV button a second day in a row and got another $3,000 bump. Up to $8.500.

Congrats on your CLIs!!!

Re: CLIs on Lowes, Sportsman's Guide, Total Rewards and J. Crew

Anonymous — Sun, 23 Aug 2015 08:15:13 GMT

@Anonymous wrote:
I ain't skeered of rejection no moe due to MyFico. Just got 2 more CLIs.

Eddie Bauer went from $500 to $900.

Brylane Home went from $500 to $900.

$800 moe bucks added to my overall utilization.

Congrats again on your CLIs!!!