topic Re: BBVA Denied Due to BS in Credit Card Approvals

BBVA Denied Due to BS-[Update] BBVA NBA Amex approved!

NP27 — Fri, 26 Jun 2015 04:09:28 GMT

So, I finally got through to someone and they said the sole reason I was denied was because they couldnt reach me through the numbers that are listed on Innovis to verify my info? Why wouldnt they call the number on my app? WTH!

I am pissed.

Update-Approved. It was not an easy process, but I am happy it all worked out. Perseverance is key.

Re: BBVA Denied Due to BS

NP27 — Wed, 17 Jun 2015 01:03:39 GMT

Anyone who has had the same problem PM me and I will give you the contact information for the BBVA CC Fraud Department. I was told they could reverse the decision. I am assuming after you send in documents (because they gave me a PO Box) to prove its you and not someone trying to open an account under your name. I am not letting a hard inquiry go to waste!!

Re: BBVA Denied Due to BS

msbia — Wed, 17 Jun 2015 01:09:44 GMT

I think B335i went through this as well but they cancelled his after issuance for so-called fraud issues. He was able to get his card reopened and line restored thankfully. Good info to post, thanks!

Re: BBVA Denied Due to BS

NP27 — Wed, 17 Jun 2015 01:22:40 GMT

I wonder if he could PM me what he did and where he sent everything so that I don't mess it up when I do it.

Re: BBVA Denied Due to BS

elim — Wed, 17 Jun 2015 16:58:53 GMT

freeze it!

Re: BBVA Denied Due to BS

NP27 — Wed, 17 Jun 2015 18:39:51 GMT

Sent in my identifying docs today and overnighted to VP of CC fraud department. We will see what happens and how fast it happens.

Re: BBVA Denied Due to BS

CreditMagic7 — Wed, 17 Jun 2015 19:17:25 GMT

Hope the OP gets this worked out to his favor. Too many of these same issues is what spooked me away from apping that bank.

Re: BBVA Denied Due to BS

TRC_WA — Wed, 17 Jun 2015 19:25:52 GMT

@CreditMagic7 wrote:
Hope the OP gets this worked out to his favor. Too many of these same issues is what spooked me away from apping that bank.

Same here... that and the fact I haven't used my AmEx since I last went to Costco about 3 months ago... Sam's smaller bulk quantities and the MC is better for my needs LOL...

Re: BBVA Denied Due to BS

NP27 — Wed, 17 Jun 2015 20:23:08 GMT

Ugh. I wish I would have dug a little deeper before apping this one, but hindsight is 20/20....right? Hopefully it all works out.

Re: BBVA Denied Due to BS

cem13 — Thu, 18 Jun 2015 01:25:03 GMT

I had no issue with this card thankfully. I had an instant approval for $13K with 13.xx% APR. I have used it several times for about $3K.

Re: BBVA Denied Due to BS

Anonymous — Thu, 18 Jun 2015 01:43:02 GMT

wow!

Re: BBVA Denied Due to BS

taxi818 — Thu, 18 Jun 2015 01:46:51 GMT

@CreditMagic7 wrote:
Hope the OP gets this worked out to his favor. Too many of these same issues is what spooked me away from apping that bank.

Re: BBVA Denied Due to BS

B335is — Thu, 18 Jun 2015 04:07:14 GMT

NP27 I sent you a PM. Mine wasn't exactly the same issue but similar enough that BBVA probably won't do much to resolve it without some help.

Re: BBVA Denied Due to BS

NP27 — Thu, 18 Jun 2015 04:08:25 GMT

Thx. I'll check now

Re: BBVA Denied Due to BS

NP27 — Thu, 18 Jun 2015 04:11:15 GMT

I just PMd you back. Thanks for the info

Re: BBVA Denied Due to BS

NP27 — Mon, 22 Jun 2015 06:40:24 GMT

I sent the verifying docs via overnight mail. They received and signed for them on Wednesday or Thursday. I had all of my contact information in the docs, but have not heard anything. I was maybe expecting a phone call. Do you all think I will get a phone call or something in the mail?

Re: BBVA Denied Due to BS

NP27 — Fri, 26 Jun 2015 04:12:12 GMT

See update

Re: BBVA Denied Due to BS

Anonymous — Sat, 22 Aug 2015 21:13:53 GMT

Denied for the same reason as op. Sent you a pm NP27.

Re: BBVA Denied Due to BS

Anonymous — Sun, 23 Aug 2015 13:34:56 GMT

Sent you a pm too B335is.

Re: BBVA Denied Due to BS-[Update] BBVA NBA Amex approved!

9CLINE — Sun, 23 Aug 2015 15:52:09 GMT

Congrats...