topic Re: Cap 1 Venture and QS Approved! in Credit Card Approvals

Cap 1 Venture and QS Approved!

Anonymous — Wed, 26 Aug 2015 15:17:23 GMT

Went to the pre-qual site, was pre approved for QS and Venture. App'd Venture first and got 10k, then app'd QS and got 3K...now to get those limits higher...ANY suggestions? Plan to close Credit One today, these are my highest limits so far, EQ was showing 711 today, down from 720 yesterday. Hopefully I don't get 2 HP's.....

Re: Cap 1 Venture and QS Approved!

alextercero — Wed, 26 Aug 2015 15:30:45 GMT

Congrats on the approvals, now wait 2 months and 14 days to request a CLI on both cards, thats how i did it and it worked for me......

Re: Cap 1 Venture and QS Approved!

Anonymous — Wed, 26 Aug 2015 16:24:06 GMT

THANKS FOR THE TIP!!!!!! I will most CERTAINLY do that!! Did you have balances at that time or were they both 0? I plan to do BT's on both if possible..

Re: Cap 1 Venture and QS Approved!

alextercero — Wed, 26 Aug 2015 17:21:24 GMT

@Anonymous wrote:
THANKS FOR THE TIP!!!!!! I will most CERTAINLY do that!! Did you have balances at that time or were they both 0? I plan to do BT's on both if possible..

Yes i did have a balance on both of my cards when i requested the CLI

Re: Cap 1 Venture and QS Approved!

Anonymous — Wed, 26 Aug 2015 17:41:44 GMT

Congrats on your approvals!!! Cap1 likes heavy usage. Accounts are usually available for SP CLIs every 6 months. Best of luck!!!

Re: Cap 1 Venture and QS Approved!

Anonymous — Wed, 26 Aug 2015 17:49:20 GMT

Congrats on your approvals!

Re: Cap 1 Venture and QS Approved!

Anonymous — Wed, 26 Aug 2015 17:52:10 GMT

Congratulations!! Use both cards very heavy and make large payments; that's what Cap1 likes in order to get a decent CLI. I say wait 3 months before asking, and with the Venture, wait until you've met your spend and got your bonus. I tried at 2 months and was denied for it being too soon, so I tried again after 3rd statement and got a 3k incease.

Re: Cap 1 Venture and QS Approved!

Anonymous — Wed, 26 Aug 2015 18:14:02 GMT

Congrats! I applied for the Venture and QS myself, just last month!

Hope you enjoy! Been racking up cash back as the QS is my daily card.

Re: Cap 1 Venture and QS Approved!

9CLINE — Wed, 26 Aug 2015 18:35:17 GMT

Enjoy.. sounds great... looking to cancel some higher apr cards and move to better ones myself since some won't decrease aprs.
Congrats...nice SL's

Re: Cap 1 Venture and QS Approved!

Anonymous — Wed, 26 Aug 2015 19:12:12 GMT

Thank you all for the kind words! I went ahead and app'd with DCU as well, got 7500 SL with one of their Rewards cards and an auto pre-approval....deciding on what to do with the auto deal, may trade in or just refi and buy another. FYI, DCU is inquiry sensitive and I was on the phone with the rep going through my bureau. He asked how much I wanted (I told himt to try for 20k) and what my highest limt was (10k as of today with Cap1). I told him about the Cap1 app's and approvals, I'm not sure how much that affected the decision. I'm happy overall, I would've like to get one of those CRAZY 20k+ approvals but we'll see what happens over the next 6 months I guess....

Re: Cap 1 Venture and QS Approved!

Anonymous — Wed, 26 Aug 2015 19:12:56 GMT

You won't get separate HPs, but HPs across the board are normal for Cap One!

YES! CLOSE CREDIT ONE! I'm doing the same thing!

Congrats on your new credit!

Re: Cap 1 Venture and QS Approved!

Anonymous — Thu, 27 Aug 2015 02:41:54 GMT

Congrats!

Re: Cap 1 Venture and QS Approved!

bodyboy1 — Thu, 27 Aug 2015 05:44:37 GMT

> Call in >? or Automated system for CLI>?

thanks in advance

@Anonymous wrote:
Congratulations!! Use both cards very heavy and make large payments; that's what Cap1 likes in order to get a decent CLI. I say wait 3 months before asking, and with the Venture, wait until you've met your spend and got your bonus. I tried at 2 months and was denied for it being too soon, so I tried again after 3rd statement and got a 3k incease.

Re: Cap 1 Venture and QS Approved!

bodyboy1 — Thu, 27 Aug 2015 05:53:44 GMT

@alextercero wrote:
Congrats on the approvals, now wait 2 months and 14 days to request a CLI on both cards, thats how i did it and it worked for me......

> did you call in or use Automated system>?

thanks in advance.

@alextercero wrote:
Congrats on the approvals, now wait 2 months and 14 days to request a CLI on both cards, thats how i did it and it worked for me......

Re: Cap 1 Venture and QS Approved!

OmarGB9 — Thu, 27 Aug 2015 06:06:06 GMT

Grats!

Re: Cap 1 Venture and QS Approved!

Anonymous — Thu, 27 Aug 2015 06:16:17 GMT

@bodyboy1 wrote:
> Call in >? or Automated system for CLI>?
thanks in advance
@Anonymous wrote:
Congratulations!! Use both cards very heavy and make large payments; that's what Cap1 likes in order to get a decent CLI. I say wait 3 months before asking, and with the Venture, wait until you've met your spend and got your bonus. I tried at 2 months and was denied for it being too soon, so I tried again after 3rd statement and got a 3k incease.

Do it online.

Re: Cap 1 Venture and QS Approved!

Anonymous — Thu, 27 Aug 2015 13:49:40 GMT

App'd online with 2 tabs in one browser. I tried to do it at the same time but the QS app timed out and I ended up going back. It also looks liike it was 1 HP across all 3, is it too early to hit them up for a CLI?

Re: Cap 1 Venture and QS Approved!

Anonymous — Thu, 27 Aug 2015 14:02:34 GMT

@alextercero wrote:
Congrats on the approvals, now wait 2 months and 14 days to request a CLI on both cards, thats how i did it and it worked for me......

This worked for me, as well.

Re: Cap 1 Venture and QS Approved!

Country_Feller — Thu, 27 Aug 2015 14:02:58 GMT

Congratulations!!!!!!

Re: Cap 1 Venture and QS Approved!

Anonymous — Thu, 27 Aug 2015 17:08:39 GMT

Congrats...nice SL's