topic Re: Discover IT approved in Credit Card Approvals

Discover IT approved

drewrico — Mon, 07 Jan 2013 00:15:21 GMT

So after being denied a capital one journey card, bank of america visa, and the chase freedom. I finally got approved tonight on the discover it for $1,200. Thats 3 unsecured credit cards. now time to start letting them age a little bit.

Re: Discover IT approved

HiLine — Mon, 07 Jan 2013 00:30:57 GMT

You should've applied for the More for the $200 sign-up bonus. But congratulations anyway! Welcome to the Discover family!!!

Re: Discover IT approved

Anonymous — Mon, 07 Jan 2013 00:32:12 GMT

Congratulations to you!

Re: Discover IT approved

drewrico — Mon, 07 Jan 2013 00:33:12 GMT

I already have the more card. i have the it, more card, cap1, and a best buy card (that is currently not reporting to any credit agencies, which is good and bad because it does have a fairly high util because of christmas and the fact that im an employee there, but ive been paying on it on time for the past 6 months so...)

Re: Discover IT approved

rtw — Mon, 07 Jan 2013 00:35:01 GMT

congrats!

Re: Discover IT approved

HiLine — Mon, 07 Jan 2013 00:37:26 GMT

@drewrico wrote:
I already have the more card. i have the it, more card, cap1, and a best buy card (that is currently not reporting to any credit agencies, which is good and bad because it does have a fairly high util because of christmas and the fact that im an employee there, but ive been paying on it on time for the past 6 months so...)

You could've applied for a second More, then convert either, or both, to the It.

Re: Discover IT approved

drewrico — Mon, 07 Jan 2013 00:40:40 GMT

wow. i never even thought of that...

Re: Discover IT approved

Unique620 — Mon, 07 Jan 2013 00:41:39 GMT

Congrats to you! I miss my Discover Card

Re: Discover IT approved

Epcot — Mon, 07 Jan 2013 01:10:10 GMT

Congrats on your approval!

Re: Discover IT approved

youngandcreditwrthy — Mon, 07 Jan 2013 01:18:07 GMT

Congrats!!! I love Discover !! And the 15 mos 0% ... Also a lot of random cash back bonus days....!!! I have the Motiva though!

Re: Discover IT approved

Rhaeny — Mon, 07 Jan 2013 02:24:31 GMT

Congrats!

Re: Discover IT approved

Anonymous — Mon, 07 Jan 2013 03:02:50 GMT

Man, I really want a Discover card again.

Re: Discover IT approved

KS13 — Mon, 07 Jan 2013 03:48:25 GMT

@HiLine wrote:
@drewrico wrote:
I already have the more card. i have the it, more card, cap1, and a best buy card (that is currently not reporting to any credit agencies, which is good and bad because it does have a fairly high util because of christmas and the fact that im an employee there, but ive been paying on it on time for the past 6 months so...)
You could've applied for a second More, then convert either, or both, to the It.

Can you do that?

I have a Discover More card that I opened in 2011 and I just converted this month to the IT csrd which will take into effect on January 11th. So I would I able to apply for the More card again and get the $200 Cash Back Bonus?

Re: Discover IT approved

HiLine — Mon, 07 Jan 2013 03:46:38 GMT

As long as you've been having a Discover card for more than a year, you can apply for a second Discover card.

Re: Discover IT approved

KS13 — Mon, 07 Jan 2013 03:56:52 GMT

But would I receive the $200 cash back?

I opened my first discover More card in 2011 October.

Re: Discover IT approved

nicholasyud — Mon, 07 Jan 2013 03:53:38 GMT

@KS13 wrote:
But would I receive the $200 cash back?

I opened by first discover More card in 2011 October.

As long as you apply on the link provide with offer attach. Then you should have it. Discover sometime give u a different term but usually you get the bonus.

Just call them and speak to CS . They very easy to work with

Re: Discover IT approved

HiLine — Mon, 07 Jan 2013 04:07:27 GMT

@KS13 wrote:
But would I receive the $200 cash back?

I opened my first discover More card in 2011 October.

Follow the link in Post 1 for the Card Builder. Remember to select the $200 bonus offer.

http://ficoforums.myfico.com/t5/Credit-Cards/To-those-thinking-of-applying-for-Discover-It/td-p/1761764

Re: Discover IT approved

KS13 — Mon, 07 Jan 2013 04:15:27 GMT

@HiLine wrote:
@KS13 wrote:
But would I receive the $200 cash back?

I opened my first discover More card in 2011 October.

Follow the link in Post 1 for the Card Builder. Remember to select the $200 bonus offer.

http://ficoforums.myfico.com/t5/Credit-Cards/To-those-thinking-of-applying-for-Discover-It/td-p/1761764

Should I/ can I do it now, even though my current Discover More Account is in the process of being converted to the Discover IT on January 11th?

Re: Discover IT approved

HiLine — Mon, 07 Jan 2013 04:22:12 GMT

@KS13 wrote:
@HiLine wrote:
@KS13 wrote:
But would I receive the $200 cash back?

I opened my first discover More card in 2011 October.

Follow the link in Post 1 for the Card Builder. Remember to select the $200 bonus offer.

http://ficoforums.myfico.com/t5/Credit-Cards/To-those-thinking-of-applying-for-Discover-It/td-p/1761764
Should I/ can I do it now, even though my current Discover More Account is in the process of being converted to the Discover IT on January 11th?

The conversion doesn't matter at all. Good luck!

Re: Discover IT approved

drewrico — Mon, 07 Jan 2013 07:16:48 GMT

I would call one of the numbers that they provide on the website and check. Everytime I've called them in the past couple days they've been very helpful. I had my discover more card for 2 months and they let me apply for the it. Fairly happy with the outcome. I wasnt approved for the 0% intro APR becasue my credit history is literally 2 months old, but im call tomorrow and see if they can reverse that. Either way, my more card has a $750 cl but the it i just got approved for has a $1200 cl. pretty happy to be honest, with a credit history thats 2 months old.