topic Re: Citi Diamond Preferred approval odds based on inquiries in Credit Card Approvals

Citi Diamond Preferred approval odds based on inquiries

Anonymous — Wed, 02 Sep 2015 16:18:01 GMT

I want to apply for the Citi Diamond Preferred card for the presale concert benefits. I have 10 inquiries on EQ, half of them from car loan. EX, I have 6 and TU I have 4. AAoA is 1 year, no lates, 1% utilization, no baddies. Do I stand a chance?

Scores: EQ--744, EX--815, TU--745

Re: Citi Diamond Preferred approval odds based on inquiries

CreditCuriosity — Wed, 02 Sep 2015 16:22:55 GMT

Easiest of their cards to get.. Have you tried their pre-qual site yet? Your scores and utilzation are very good, inquiries are kidna overrated depending on your whole credit profile as a whole.

Re: Citi Diamond Preferred approval odds based on inquiries

kdm31091 — Wed, 02 Sep 2015 16:24:39 GMT

I thought most, if not all, of their cards offer that concert benefit, so if you're applying just for that you may consider something with more well-rounded benefits. I have a Double Cash and on my account page it talks about "citi private pass" which I believe is what you're referring to. They hype it up on the Diamond card because that's one of the only real benefits ("reward" wise) of the Diamond, but it's available on other cards too.

Anyway, if you want to move forward...I think you'll be ok. It's not a difficult card to get.

Re: Citi Diamond Preferred approval odds based on inquiries

Anonymous — Wed, 02 Sep 2015 16:53:25 GMT

UPDATE: I was approved $2800 limit!!!! Thanks guys!!!

Re: Citi Diamond Preferred approval odds based on inquiries

CreditCuriosity — Wed, 02 Sep 2015 17:08:17 GMT

Congrats

Re: Citi Diamond Preferred approval odds based on inquiries

Anonymous — Wed, 02 Sep 2015 21:51:50 GMT

@Anonymous wrote:
UPDATE: I was approved $2800 limit!!!! Thanks guys!!!

Very nice, congrats

Re: Citi Diamond Preferred approval odds based on inquiries

Anonymous — Wed, 02 Sep 2015 21:56:25 GMT

@kdm31091 wrote:
I thought most, if not all, of their cards offer that concert benefit, so if you're applying just for that you may consider something with more well-rounded benefits. I have a Double Cash and on my account page it talks about "citi private pass" which I believe is what you're referring to. They hype it up on the Diamond card because that's one of the only real benefits ("reward" wise) of the Diamond, but it's available on other cards too.

Anyway, if you want to move forward...I think you'll be ok. It's not a difficult card to get.

Re: Citi Diamond Preferred approval odds based on inquiries

Anonymous — Wed, 02 Sep 2015 21:58:58 GMT

@Anonymous wrote:
UPDATE: I was approved $2800 limit!!!! Thanks guys!!!

Congrats on your approval!!! I would still look into other Citi cards, like kdm said, to see if they offer this same reward with other benefits. See you around the forum.

Re: Citi Diamond Preferred approval odds based on inquiries

kdm31091 — Thu, 03 Sep 2015 21:37:54 GMT

@beautifulblaquepearl wrote:
@Anonymous wrote:
UPDATE: I was approved $2800 limit!!!! Thanks guys!!!
Congrats on your approval!!! I would still look into other Citi cards, like kdm said, to see if they offer this same reward with other benefits. See you around the forum.

Right, because this benefit is not exclusive to the Diamond card. Like I said, they just hype it up because the Diamond has fewer benefits.

Of course, the Diamond is a nice card for 21 months 0%, but beyond that....meh. Congrats though OP. You can always use it awhile and PC it to something else later.

Re: Citi Diamond Preferred approval odds based on inquiries

Jerry45 — Thu, 03 Sep 2015 21:43:46 GMT

Congrats!

Re: Citi Diamond Preferred approval odds based on inquiries

alextercero — Fri, 04 Sep 2015 01:45:49 GMT

Congrats

Re: Citi Diamond Preferred approval odds based on inquiries

Anonymous — Fri, 04 Sep 2015 02:51:01 GMT

congrats

Re: Citi Diamond Preferred approval odds based on inquiries

OmarGB9 — Fri, 04 Sep 2015 05:02:45 GMT

Grats

Re: Citi Diamond Preferred approval odds based on inquiries

Chaselover — Fri, 04 Sep 2015 05:15:42 GMT

@Anonymous wrote:
UPDATE: I was approved $2800 limit!!!! Thanks guys!!!

great job!! enjoy the 2800 for 21 months.

Re: Citi Diamond Preferred approval odds based on inquiries

juniornj23 — Fri, 04 Sep 2015 13:00:04 GMT

Congratulations nice SL they have send me some app but I will wait until I can get the simplicity

Re: Citi Diamond Preferred approval odds based on inquiries

Country_Feller — Fri, 04 Sep 2015 13:50:02 GMT

Congrats!!!!