topic Re: Ebates Visa in Credit Card Approvals

Ebates Visa

taxi818 — Wed, 02 Sep 2015 23:57:45 GMT

Well i tried for this card last January when my tu was around 689 iirc.

Today feeling a little frisky after pulling trigger on Chase marriott and getting the dreaded under review for 30 days message. i said what the hell and pulled the trigger on this too.

This time within 10 secs literally. it popped up with a temp limit. Which i don't know if it is good or bad? anyone with this card please advice? how do i know the real limit? hope not 2k. yikes.

how can i get increase? this is terrible. ok. here is info.

Re: Ebates Visa

Anonymous — Wed, 02 Sep 2015 23:59:48 GMT

Ussualy they give 1K temp limit and 5K total limit.

Re: Ebates Visa

Saleen099 — Wed, 02 Sep 2015 23:59:54 GMT

NICE Congrats!!!!!!!

Re: Ebates Visa

taxi818 — Thu, 03 Sep 2015 00:06:49 GMT

Thanks guys. 5k would not be bad. is it possible to get increase because everyone said it is the toughest card with synchrony. currently tu score off the hook at 746. i know later in the year i will not be about to get a paper bag after the heavy usage that is coming up.

Re: Ebates Visa

CreditMagic7 — Thu, 03 Sep 2015 00:13:16 GMT

I got approved December 2014 for Ebates Visa with the same temp limit.

Others might chime in but i guess you can call in to know your full limit. I waited on the card and it was $3200.

Got an auto-CLI at 2 months with useage-pif then again after 4 months via CHAT then from that another CHAT session has it at $6K.

Hope that helps a little. You'll really like getting those Big Fat Checks!! in the mail

CONGRATULATIONS!!

Re: Ebates Visa

Anonymous — Thu, 03 Sep 2015 00:13:26 GMT

I didn't get a temp limit because they needed me to call in for verification, so I can't answer that question. As for a CLI, I've gotten nothing but denials online. I'm going to try by phone and see if that works.

Re: Ebates Visa

taxi818 — Thu, 03 Sep 2015 00:19:17 GMT

Thanks magic for the info. Thats great. 6k would not be bad. Captool? What is your current limit?

Re: Ebates Visa

ddemari — Thu, 03 Sep 2015 00:33:41 GMT

Taxi im thinking 3k. If it was 4k
It would say ebates visa signature. I was approved for 3k in march with a 500 temp limit.

Re: Ebates Visa

taxi818 — Thu, 03 Sep 2015 00:35:44 GMT

@ddemari wrote:
Taxi im thinking 3k. If it was 4k
It would say ebates visa signature. I was approved for 3k in march with a 500 temp limit.

Not sure. its not really showing card. its just showing temp card. you think it would say temp visa signature card? not sure of that so with 500 temp lmit you got 3k? not bad. Did you get increase yet? Also visa signature cards require 5k DD

Re: Ebates Visa

ddemari — Thu, 03 Sep 2015 00:36:55 GMT

Re: Ebates Visa

taxi818 — Thu, 03 Sep 2015 00:38:51 GMT

@ddemari wrote:

Wow. i don't have that message. Great info. let me check my email.

Re: Ebates Visa

taxi818 — Thu, 03 Sep 2015 00:42:22 GMT

The email after approval just says you have been approved for a cash back visa card. no limit or anything. it says it will arrive in 7-10 days.

Re: Ebates Visa

ddemari — Thu, 03 Sep 2015 00:45:28 GMT

With the ebates visa, 4k qualifies for signature.

Re: Ebates Visa

taxi818 — Thu, 03 Sep 2015 00:46:41 GMT

@ddemari wrote:
With the ebates visa, 4k qualifies for signature.

OK. thanks for the heads up. Is there anyway i can find out my full limit?

Re: Ebates Visa

ddemari — Thu, 03 Sep 2015 00:47:24 GMT

In your first post, it says your ebates visa platinum will arrive in 7 to 10 days, that right says its 1-3900k. 4k would get you, your ebates visa signature card is on its way.

Re: Ebates Visa

ddemari — Thu, 03 Sep 2015 00:49:06 GMT

Call credit solutions. they will tell you. also, i have not been able to get a CLI on this card. through chat, luv button or credit solutions

Re: Ebates Visa

ddemari — Thu, 03 Sep 2015 00:57:31 GMT

With Synch bank cards that offer Tier 1 and Tier 2 and of course 3 apr pricing. They expect a VERY small population of people approved for tier 1 and tier 2 which are signature apr's.

From what I have read, TU FICO of at least 770 qualifies for tier 2, TU FICO of 800 qualifies for Tier 2... not exact figures but at least a 770.

Re: Ebates Visa

pizza1 — Thu, 03 Sep 2015 01:01:54 GMT

nice job Taxi!! Congrats

Re: Ebates Visa

Anonymous — Thu, 03 Sep 2015 01:04:07 GMT

Congrats!!!

Re: Ebates Visa

taxi818 — Thu, 03 Sep 2015 01:05:17 GMT

@ddemari wrote:
With Synch bank cards that offer Tier 1 and Tier 2 and of course 3 apr pricing. They expect a VERY small population of people approved for tier 1 and tier 2 which are signature apr's.

From what I have read, TU FICO of at least 770 qualifies for tier 2, TU FICO of 800 qualifies for Tier 2... not exact figures but at least a 770.

Thanks you so much. im still on the phone with Credit solutions. I got my limit for the ebates. but could not resist to ask for a credit limit increase on my pay pal mastercard.

he is looking at my credit report right now. which my tu is outstanding. so this has been an outstanding day to say the least.

to end the dRama. my Ebates limit is 5k. My pay pal which was 3k. is now 10k. approved. i went for the gusto. not bad. 15k credit limit increase. So last 10 days. 10k from walmart. 10k from macys. 5k ebates and 10k paypal. outstanding totals. i thank my fico fam.