topic Re: Landsakes! Macy's Now My Highest CL--$21K! in Credit Card Approvals

Landsakes! Macy's Now My Highest CL--$21K!

Credit-hoarder — Mon, 14 Sep 2015 00:18:26 GMT

After reading another CLI succes stories from Macy's a week ago, I logged in and requested an increase from my newly combined line of $12.5K to $21K. But didn't hear anything back for a couple of days (the page said a decision will be make in 2 to 4 hours). So I called the no. on back of my card and was told it was declined and I would receive a letter of explanation in the mail soon. I assumed it was because of a returned payment I had last Jan. on my Citi Best Buy store card since Citi now owns the portfolio. Just for snicks I logged into my acct. a little while ago only to see my new CL of $21,000...My first $20K CL! Now I'll definitely have to go buy a new small appliance or something to keep this one alive-LOL!! Not sure if I received a HP for this increase or not just yet. This account will be exactly 2 years old tomorrow BTW.

AMEX Blue Cash Evdy-($10K) Capital One Venture VS-($15K) Fidelity AMEX-($7.5k) Discover It-($6.5K) Wells Fargo Visa
-($6K) USAA Cash Rew. Visa-($13K) Chase Sapphire Prefereed VS-($5K) Capital One QS Visa Signature-($7.5K) OCC
Beaver Visa-($1.5K) ll AMEX Green-(NPSL) Macy's store card-($21K) WalMartMastercard/Synchrony-
($2K) Synch/BP Store/Gas-($3.5K) Sears/Citi-($2k) Pay-Pal Smart Connect/Synchrony-($3.5K) Best Buy/Citi-($4K)
Sportsman's Guide Visa-($8.5K) Coldwater Creek M/C-($5.5K) ll Credit Union Visa-($2.5K) ll FNBO AMEX-($10K)
Barclay Rewards WMC-($2.5K) Chase Freedom-($1.5K) ll Camping World Good Sam Visa-($3.75K) ll Union Plus
Mastercard/Capital One-($5K) Total Rewards Visa-Comenity-($3.5K) Lowe's/Synchrony-($12K) Cap One Venture VS-($15K) Chase
Hyatt VS-($5K) INQS:
EX=8 EQ=10 TU=4

Re: Landsakes! Macy's Now My Highest CL--$21K!

pizza1 — Mon, 14 Sep 2015 00:37:08 GMT

WOW!! Now you can do some shopping with that Congrats to you

Re: Landsakes! Macy's Now My Highest CL--$21K!

taxi818 — Mon, 14 Sep 2015 00:43:33 GMT

@Credit-hoarder wrote:
After reading another CLI succes stories from Macy's a week ago, I logged in and requested an increase from my newly combined line of $12.5K to $21K. But didn't hear anything back for a couple of days (the page said a decision will be make in 2 to 4 hours). So I called the no. on back of my card and was told it was declined and I would receive a letter of explanation in the mail soon. I assumed it was because of a returned payment I had last Jan. on my Citi Best Buy store card since Citi now owns the portfolio. Just for snicks I logged into my acct. a little while ago only to see my new CL of $21,000...My first $20K CL! Now I'll definitely have to go buy a new small appliance or something to keep this one alive-LOL!! Not sure if I received a HP for this increase or not just yet. This account will be exactly 2 years old tomorrow BTW.

AMEX Blue Cash Evdy-($10K) Capital One Venture VS-($15K) Fidelity AMEX-($7.5k) Discover It-($6.5K) Wells Fargo Visa
-($6K) USAA Cash Rew. Visa-($13K) Chase Sapphire Prefereed VS-($5K) Capital One QS Visa Signature-($7.5K) OCC
Beaver Visa-($1.5K) ll AMEX Green-(NPSL) Macy's store card-($21K) WalMartMastercard/Synchrony-
($2K) Synch/BP Store/Gas-($3.5K) Sears/Citi-($2k) Pay-Pal Smart Connect/Synchrony-($3.5K) Best Buy/Citi-($4K)
Sportsman's Guide Visa-($8.5K) Coldwater Creek M/C-($5.5K) ll Credit Union Visa-($2.5K) ll FNBO AMEX-($10K)
Barclay Rewards WMC-($2.5K) Chase Freedom-($1.5K) ll Camping World Good Sam Visa-($3.75K) ll Union Plus
Mastercard/Capital One-($5K) Total Rewards Visa-Comenity-($3.5K) Lowe's/Synchrony-($12K) Cap One Venture VS-($15K) Chase
Hyatt VS-($5K) INQS:
EX=8 EQ=10 TU=4

Congrats CH. Welcome to the 20k Club I broke it with my amex about 7 days ago. Exactly last Sunday. Now macys gave me 5k to bring me to 11.2k. but i should have went for 20k since it was hp. argg.

Re: Landsakes! Macy's Now My Highest CL--$21K!

alextercero — Mon, 14 Sep 2015 00:51:50 GMT

Congrats

Re: Landsakes! Macy's Now My Highest CL--$21K!

Anonymous — Mon, 14 Sep 2015 00:55:43 GMT

@Credit-hoarder wrote:
After reading another CLI succes stories from Macy's a week ago, I logged in and requested an increase from my newly combined line of $12.5K to $21K. But didn't hear anything back for a couple of days (the page said a decision will be make in 2 to 4 hours). So I called the no. on back of my card and was told it was declined and I would receive a letter of explanation in the mail soon. I assumed it was because of a returned payment I had last Jan. on my Citi Best Buy store card since Citi now owns the portfolio. Just for snicks I logged into my acct. a little while ago only to see my new CL of $21,000...My first $20K CL! Now I'll definitely have to go buy a new small appliance or something to keep this one alive-LOL!! Not sure if I received a HP for this increase or not just yet. This account will be exactly 2 years old tomorrow BTW.

AMEX Blue Cash Evdy-($10K) Capital One Venture VS-($15K) Fidelity AMEX-($7.5k) Discover It-($6.5K) Wells Fargo Visa
-($6K) USAA Cash Rew. Visa-($13K) Chase Sapphire Prefereed VS-($5K) Capital One QS Visa Signature-($7.5K) OCC
Beaver Visa-($1.5K) ll AMEX Green-(NPSL) Macy's store card-($21K) WalMartMastercard/Synchrony-
($2K) Synch/BP Store/Gas-($3.5K) Sears/Citi-($2k) Pay-Pal Smart Connect/Synchrony-($3.5K) Best Buy/Citi-($4K)
Sportsman's Guide Visa-($8.5K) Coldwater Creek M/C-($5.5K) ll Credit Union Visa-($2.5K) ll FNBO AMEX-($10K)
Barclay Rewards WMC-($2.5K) Chase Freedom-($1.5K) ll Camping World Good Sam Visa-($3.75K) ll Union Plus
Mastercard/Capital One-($5K) Total Rewards Visa-Comenity-($3.5K) Lowe's/Synchrony-($12K) Cap One Venture VS-($15K) Chase
Hyatt VS-($5K) INQS:
EX=8 EQ=10 TU=4

Very nice! And I was all proud of my almost $15,000 combined limit.

Re: Landsakes! Macy's Now My Highest CL--$21K!

Anonymous — Mon, 14 Sep 2015 01:08:24 GMT

Congrats!! Wow!

Re: Landsakes! Macy's Now My Highest CL--$21K!

-Cal- — Mon, 14 Sep 2015 01:20:42 GMT

congrats on the huge cli

Re: Landsakes! Macy's Now My Highest CL--$21K!

Anonymous — Mon, 14 Sep 2015 02:11:39 GMT

Congrats. It's awesome filling!

Re: Landsakes! Macy's Now My Highest CL--$21K!

CreditMagic7 — Mon, 14 Sep 2015 02:14:46 GMT

Why on earth did you wait this long for?

Congrats! on a great new Macy's limit

Re: Landsakes! Macy's Now My Highest CL--$21K!

whiteknight1971 — Mon, 14 Sep 2015 04:34:54 GMT

Congratulations ! I only have small CL on my cards as I am in the rebuilding phase. When when I my cards hit 20 K - I'm going to Disney World !

Re: Landsakes! Macy's Now My Highest CL--$21K!

Anonymous — Mon, 14 Sep 2015 05:21:44 GMT

Congrats on your first $20K+ CL!

Re: Landsakes! Macy's Now My Highest CL--$21K!

Credit-hoarder — Mon, 14 Sep 2015 19:02:37 GMT

Thanks for the congrats everyone! @Taxi: Congrats on your first $20K CL witn AMEX. I started with a $10K line on my BCE last January when I was approved for it and have tried for a CLI twice to get it up to $20K but was denied both times. Enough time has passed where I'm eligible to try again, but I'm going to wait a few more weeks for some upcoming changes to my report to happen.

Re: Landsakes! Macy's Now My Highest CL--$21K!

Anonymous — Mon, 14 Sep 2015 20:45:20 GMT

congrats!

Re: Landsakes! Macy's Now My Highest CL--$21K!

9CLINE — Mon, 14 Sep 2015 21:25:46 GMT

Congrats on CLI..........

Re: Landsakes! Macy's Now My Highest CL--$21K!

creditguy — Tue, 15 Sep 2015 01:12:51 GMT

congrats!!! that's an awesome CLI