topic Re: Pre-Approved Chase Credit Card at Bank - Approved! in Credit Card Approvals

Pre-Approved Chase Credit Card at Bank - Approved!

heehawheehaw — Tue, 15 Jan 2013 21:24:09 GMT

So, I went to Chase today to deposit my paycheck and the teller tells me I've been pre-approved for a credit card, but didn't tell me which one. So I got curious and decided to check out what I got approved for and talked to the banker. Basically the banker pulls out the chart with all of Chase's top credit cards and tells me to pick one. I was stunned, since not too long ago, I had applied for CSP and was denied! I ultimately picked the Chase Freedom and had them move 3.5k from my Chase Amazon card to get it over 5k and thus my first Visa Sig! I've had a great 2 months (3 Amex cards last month!) and now its time to garden. BTW, thanks to everyone on these forums, there is just so much valuable information for college student like me!

Re: Pre-Approved Chase Credit Card at Bank - Approved!

Anonymous — Tue, 15 Jan 2013 21:25:52 GMT

Did they confirm it was a Visa Sig? I've heard you had to have the Freedom open for 13 months before they will allow it to be a Signature Card

Re: Pre-Approved Chase Credit Card at Bank - Approved!

heehawheehaw — Tue, 15 Jan 2013 21:27:46 GMT

I asked the banker and he said it would be a Visa Sig.

Re: Pre-Approved Chase Credit Card at Bank - Approved!

Anonymous — Tue, 15 Jan 2013 21:28:50 GMT

that's awesome, my father has a freedom that has been opened since 2001 with an 18k credit line and it's not a signature card... weird

Re: Pre-Approved Chase Credit Card at Bank - Approved!

heehawheehaw — Tue, 15 Jan 2013 21:32:29 GMT

Since the credit limit is over 5k, I think your dad could upgrade it to a signature and it wouldn't cost him more than a phone call/visit and some time.

Re: Pre-Approved Chase Credit Card at Bank - Approved!

Anonymous — Tue, 15 Jan 2013 21:56:46 GMT

Congrats

Re: Pre-Approved Chase Credit Card at Bank - Approved!

poops — Tue, 15 Jan 2013 22:04:51 GMT

What's the allure of the Signature branded card...?

Re: Pre-Approved Chase Credit Card at Bank - Approved!

daybreakgonesXe — Tue, 15 Jan 2013 22:14:01 GMT

@poops wrote:
What's the allure of the Signature branded card...?

Many added perks! You can check them out on the Visa webpage. One of which I just recently utilizied was the Auto Collision waiver on a rental car!

Re: Pre-Approved Chase Credit Card at Bank - Approved!

Anonymous — Tue, 15 Jan 2013 22:24:59 GMT

Congrats on the new card!

Re: Pre-Approved Chase Credit Card at Bank - Approved!

heehawheehaw — Tue, 15 Jan 2013 22:31:52 GMT

Thanks credit314 and sonson!

Re: Pre-Approved Chase Credit Card at Bank - Approved!

Anonymous — Tue, 15 Jan 2013 22:32:10 GMT

you can also spend above your limit o most signature cards without penalty

Re: Pre-Approved Chase Credit Card at Bank - Approved!

heehawheehaw — Tue, 15 Jan 2013 22:37:53 GMT

Wow thanks for the info! But, I don't plan on ever going over my limit even if I have the ability to do it lol.

Re: Pre-Approved Chase Credit Card at Bank - Approved!

Anonymous — Tue, 15 Jan 2013 23:39:32 GMT

@daybreakgonesXe wrote:
@poops wrote:
What's the allure of the Signature branded card...?
Many added perks! You can check them out on the Visa webpage. One of which I just recently utilizied was the Auto Collision waiver on a rental car!

Isn't that standard with most Visa/MC?

Re: Pre-Approved Chase Credit Card at Bank - Approved!

slippy84 — Tue, 15 Jan 2013 23:49:38 GMT

@poops wrote:
What's the allure of the Signature branded card...?

The best part IMO is the slick silver Visa logo

I would be kinda surprised if the OP really did get the Signature version off the bat. I've been reading a fair amount of threads on the Freedom and it seems that everyone gets the normal version and has to call them up after a year of good history on the card to get the Signature version, even if they are initially approved for a $5k credit limit or more. Hopefully it is though! (Normally, the Signature part adds quite a bit of extra benefits as far as warranties and travel protections to the card, but in this case, Chase has given the normal Freedom a lot of benefits so I don't think you really get too much out of the Signature version of the card, unless you want to use the Concierge thing. I compared the benefits between my US Bank Cash+ (Signature) and my normal non-Siggy Freedom and they were fairly comparable IMO)

In any case, congrats to the OP on the new card!

Re: Pre-Approved Chase Credit Card at Bank - Approved!

Anonymous — Wed, 16 Jan 2013 00:11:02 GMT

Congrats!!! I also just got approved for the Freedom (not the signature version though). I'm checking my mailbox everyday!! There have been a lot of Freedom approvals lately. Way to go all!

Re: Pre-Approved Chase Credit Card at Bank - Approved!

Epcot — Wed, 16 Jan 2013 00:18:22 GMT

Nice going, Congrats!

Re: Pre-Approved Chase Credit Card at Bank - Approved!

youngandcreditwrthy — Wed, 16 Jan 2013 03:59:42 GMT

I was told to wait 6 mos before I can upgrade my $5k Freedom to a Siggy!!!

Perks look LEGIT though!!!!