topic Re: Another Delta Card :p in Credit Card Approvals

Another Delta Card :p

Anonymous — Thu, 17 Jan 2013 15:33:43 GMT

So my recent WF CLI just posted and I decided to go ahead and apply for the Delta card, I got the 14 days message -checked a few minutes later and:

01/17/13

DELTA SKYMILES CREDIT CARD FROM AMERICAN EXPRESS

Approved

Congratulations! Your application has been approved and you should receive your new card within 7-10 days.
If you requested a balance transfer to this card, to view the status of that transfer

I called in and my given limit was 2k - So I hope to get it to 6k with the 61 day CLI (Highly unlikely though)

AAoA is 5 months CK score was 675, Vantage 764.

Unemplyed Student- income 15k

(4 months history with Zync 800-1000 per month)

Highest limit WF Student 2.2k

Re: Another Delta Card :p

Anonymous — Thu, 17 Jan 2013 15:44:39 GMT

@Anonymous wrote:
So my recent WF CLI just posted and I decided to go ahead and apply for the Delta card, I got the 14 days message -checked a few minutes later and:

01/17/13
DELTA SKYMILES CREDIT CARD FROM AMERICAN EXPRESS
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days.
If you requested a balance transfer to this card, to view the status of that transfer
I called in and my given limit was 2k - So I hope to get it to 6k with the 61 day CLI (Highly unlikely though)

AAoA is 5 months CK score was 675, Vantage 764.
Unemplyed Student- income 15k
(4 months history with Zync 800-1000 per month)
Highest limit WF Student 2.2k

Congrats, why do you think your 3X is unlikely?

Re: Another Delta Card :p

MsLadyRover — Thu, 17 Jan 2013 15:47:01 GMT

Congratulations on your approval!

Seems like AMEX is approving a lot of Delta cards. I want one soooo bad but I'm in the garden trying to avoid the temptation!

Re: Another Delta Card :p

Anonymous — Thu, 17 Jan 2013 16:06:10 GMT

Thanks, the reason I don't think I will get the CLI is because of low income and status as a unemployed student -6k would put me above the magic 5k limit and for some reason I can't imagine that happening so soon.

Other then that, I plan on asking for a PC at 4-6 months to the BCE (I read that they will do PC to a non AF card after 4months or so)

Re: Another Delta Card :p

Anonymous — Thu, 17 Jan 2013 16:08:13 GMT

@Anonymous wrote:
Thanks, the reason I don't think I will get the CLI is because of low income and status as a unemployed student -6k would put me above the magic 5k limit and for some reason I can't imagine that happening so soon.

Other then that, I plan on asking for a PC at 4-6 months to the BCE (I read that they will do PC to a non AF card after 4months or so)

I could be wrong but I Thought it was after 12-13 months. I think you will probably have a good shot at the 3X or at the very least a healthy counteroffer. As long as you treat the card well and have a good usage and payment history for the next two months I would think you would be fine.

Re: Another Delta Card :p

Epcot — Thu, 17 Jan 2013 16:39:17 GMT

Congrats on the approval, once 61 days pass give the 3x increase a shot, you never know!

Re: Another Delta Card :p

Anonymous — Thu, 17 Jan 2013 16:45:35 GMT

Its 13 months to transfer to something with a Annual Fee, if there's no fee involved they can do a PC at any time.

This is one of the threads that mention it:

Link

(It's a older one, I know I read somthing within the last month)

I couldn't find the ones that go more in depth but they're around here somewhere.

I will definitely give the 3x CLI a shot, I mean it's a soft pull so hey

Also- I love backdating..My newest card will now be my oldest card by one month

Re: Another Delta Card :p

Anonymous — Thu, 17 Jan 2013 19:21:20 GMT

Congrats