topic Re: Capital One 3+ Cards Average Credit in Credit Card Approvals

Capital One 3+ Cards Average Credit

redheadtempe36 — Thu, 16 Jul 2015 01:05:18 GMT

Just a data point for those who may be interested. Have had a Quicksilver One and a secured MC for about 4 months. I have been hitting the pre-qual site monthly and no joy for what I wanted (Venture), though another QS1 and their regular "plat" always came up on the pre-qual. Applied for the VentureOne tonight anyway, and no joy, but quickly applied for the $0 AF Platinum and was approved for $1000.

So that is 3 "average" credit cards from CP1, even though their terms do say only 2 allowed.

I promptly closed my secured account (hello $100 back!).

Re: Capital One 3+ Cards Average Credit

NICKI183 — Thu, 16 Jul 2015 02:42:44 GMT

Wtg💥💥💥💥

Re: Capital One 3+ Cards Average Credit

Anonymous — Thu, 16 Jul 2015 02:43:51 GMT

Good Job!

Re: Capital One 3+ Cards Average Credit

YoungJustice — Thu, 16 Jul 2015 02:47:07 GMT

Congrats!

Re: Capital One 3+ Cards Average Credit

OmarGB9 — Thu, 16 Jul 2015 07:07:43 GMT

2 of each category. VentureOne is considered "prime" while QS and QS1 are subprime

Re: Capital One 3+ Cards Average Credit

redheadtempe36 — Fri, 17 Jul 2015 00:41:09 GMT

They consider the Visa QS "prime". I had (at the time of my application) a secured MC, and a QS1 MC (which they consider both to be sub-prime/average credit). On their terms they say you can't have 2 or more accounts for a platinum, but I was approved anyway, so their "terms' might not be as hard and fast as they say.

I did close my secured within the hour of getting the platinum, so maybe they would have recinded the approval if I hadn't but ....

I'm not ... thrilled ... about having multiple CC accounts with the same bank (I think it is wise to diversify) but ... the fact that I am getting unsecured CC's with decent limits hopefully means I am on the right track.

Re: Capital One 3+ Cards Average Credit

Anonymous — Fri, 17 Jul 2015 00:56:28 GMT

QS is prime. It's listed in the excellent credit card section. 😊

Re: Capital One 3+ Cards Average Credit

9CLINE — Fri, 17 Jul 2015 01:32:05 GMT

Congrats....

Re: Capital One 3+ Cards Average Credit

Anonymous — Tue, 22 Sep 2015 22:50:04 GMT

QS visa is the prime card. They have the QS1 MasterCard which is the subprime 😊

Re: Capital One 3+ Cards Average Credit

tntexans72 — Wed, 23 Sep 2015 00:57:28 GMT

Congrats!