topic Re: Nordstrom Rocks! in Credit Card Approvals

Nordstrom Rocks!

Anonymous — Thu, 28 Jun 2012 23:33:23 GMT

So Im cleaning out my files one evening, and decide to call my Nordstrom card to see if I could get an increase. Had their store card for about a year, and always paid my bills in full every time, ON TIME. Never missed a payment.

So, I call and the lady (who was probably one of the nicest customer service reps I've talked too in a while) asked me a few questions, then asked how much I wanted. I said, well my current limit is 500, what about 1000? She said, are you sure? I said yeah, I don't want to be greedy. She came back in less than a minute and said, ok, you're approved. I was like, WOW, that was quick!

Then, I said, well I'm just curious...how is the Nordstrom visa different. She explained how it was different, and after about another 2 minutes of conversation, she came back and said, Congrats! You've been approved for the Nordstrom Visa with a 5000 limit.

WOW!!!! So happy right now. Nordstrom rocks. And it pays to pay your bills on time. I never overspend (or at least try...at Nordstrom) and pay my bills on time.

Just had to share the good news.

Re: Nordstrom Rocks!

bostonte — Thu, 28 Jun 2012 23:41:55 GMT

So $500 store to $5,000 Visa after about a year? Awesome. Congratulations. Have you done much Nordstrom spending? Other people have reported lots of Nordstrom usage supposedly makes a big difference. Do you know if they did a new pull or just used internal information (or previous softs)?

Re: Nordstrom Rocks!

Anonymous — Thu, 28 Jun 2012 23:54:41 GMT

Thanks.

Yep, From a $500 store card to a $5000 visa in about a year.

No, I havent done much shopping. I only shop about once a month, and when I do, it's under $200 each time.

They did a soft pull, so it didn't hurt my credit at all.

Re: Nordstrom Rocks!

tntexans72 — Fri, 29 Jun 2012 00:01:05 GMT

Love shopping at Nordstrom and congrats !!

Re: Nordstrom Rocks!

Anonymous — Fri, 29 Jun 2012 00:08:42 GMT

Congrats that awesome!! I don't have a Nordie's card but i LOVE to shop there..

Re: Nordstrom Rocks!

JusdoNit — Fri, 29 Jun 2012 01:51:34 GMT

A $4500 increase rocks. Are you keeping both cards or did you do a product change?

Very berry nice

Re: Nordstrom Rocks!

Anonymous — Sat, 30 Jun 2012 02:24:27 GMT

Thanks justdoit! The visa will replace the store card. This also helps my credit by not showing up as a new account. It will be the same account, just upgraded.

Re: Nordstrom Rocks!

kobe2012 — Sat, 30 Jun 2012 03:04:35 GMT

Congrats!!!!!! I applied for a nordstrom visa but got denied.... I asked if they will consider me for regular store card and the CSR placed me on hold for a long time and she then said I'm gonna need to go to the store and show my license and then, they will check my application again... she said it won't be another pull since they already have my app on file.... do i have a shot on gettin approve???? I don't wanna be shut down in the store...

Re: Nordstrom Rocks!

Anonymous — Sat, 30 Jun 2012 05:59:10 GMT

@Anonymous wrote:
Thanks justdoit! The visa will replace the store card. This also helps my credit by not showing up as a new account. It will be the same account, just upgraded.

Can you confirm they didn't add new account and just upgraded old card on credit report (ie check credit report)?

Re: Nordstrom Rocks!

RockinRay — Sat, 30 Jun 2012 12:00:45 GMT

Very impressive indeed! Congrats!

Re: Nordstrom Rocks!

visorboy1974 — Sat, 30 Jun 2012 12:53:32 GMT

@Anonymous wrote:
@Anonymous wrote:
Thanks justdoit! The visa will replace the store card. This also helps my credit by not showing up as a new account. It will be the same account, just upgraded.
Can you confirm they didn't add new account and just upgraded old card on credit report (ie check credit report)?

It'll show up as a new account, the history will transfer over to the new account, but there will be two tradelines on the CR.

Re: Nordstrom Rocks!

Anonymous — Sat, 30 Jun 2012 19:31:25 GMT

Visorboy and crashem,

Thats not how Nordstrom explained it. She said it will NOT be reflected as a new account - just upgraded from Nordstrom store card to Nordstrom signature Visa with increased credit line.

Anybody else who has Nordstrom and went from a store card to a visa...can you confirm this?

Re: Nordstrom Rocks!

Anonymous — Sat, 30 Jun 2012 20:57:47 GMT

Congrats! That's a wonderful upgrade!

Re: Nordstrom Rocks!

Anonymous — Thu, 12 Jul 2012 21:36:25 GMT

Thank you!

Re: Nordstrom Rocks!

Creditaddict — Fri, 13 Jul 2012 01:53:47 GMT

"well my current limit is 500, what about 1000? She said, are you sure?"

I see thread after thread with people doing CLI (Especialy the ones that take HP) ASK FOR MORE!!!

Some will take what you ask and then come back and just give you more if you say yes but others like in this case I guess could not counter more but when they say are you sure that's enough you best be throwing out a larger number!

Now about this upgrade to Visa... I believe you have part of it and the other poster has part of it.

If I remember from back when I had store and upgraded to Visa, (It is a new account, meaning a 2nd Nordstrom Account reporting on Credit) However I believe they just transfer the info over, so it will show the same age and stuff but with the new visa and higher cl... but it's been long time so don't quote me... either way, WORTH IT.

Now if you get that card and it does not have tier1 interest, CALL AGAIN!

They are amazing to work with and they will give you lots of credit if you keep asking and you use the card... believe they top out at $15k before needing income verificaiton and such.

Re: Nordstrom Rocks!

Anonymous — Mon, 16 Jul 2012 23:44:19 GMT

Thanks Creditaddict! Good words.

Re: Nordstrom Rocks!

LS2982 — Tue, 17 Jul 2012 01:27:56 GMT

CONGRATS!!!!

Awesome CLI!!!

Re: Nordstrom Rocks!

CS800 — Tue, 17 Jul 2012 01:35:45 GMT

Just got my Nordy card today hopefully I get the same success as you..Congrats !!

Re: Nordstrom Rocks!

Anonymous — Tue, 17 Jul 2012 22:10:10 GMT

Thanks everyone. For all you savers out there, but still like to shop at Nordstrom, if you're a Fashion Rewards member, you can go online to www.nordstrom.com, log-in and shop their yearly Anniversary Sale early!!!! Cool right!!! I'm a fashionista and absolutely love style and runway fashion, but at decent prices. If you hesistate shopping Nordstrom because of the prices, there's hope. NOW is the time to shop - during the ANniversary sale, they mark prices WAY, way down....were talking name brand, real, high quality, last you forever, kind of stuff.

Have fun!

Re: Nordstrom Rocks!

orl2185 — Tue, 17 Jul 2012 23:12:56 GMT

I've had the store card opened on 2004, upgraded to visa on 2006 then onto sig visa on 2009. Never have I seen more than one account listed of either of my credit reports. They just update the account number history and all, but now I guess YMMV.