topic Re: Hello Barclay.... good riddance CreditOne!! in Credit Card Approvals

Hello Barclay.... good riddance CreditOne!!

Anonymous — Mon, 28 Sep 2015 21:39:46 GMT

Halleluja!

CreditOne was my first bank card 7 months ago, followed two Cap 1 cards 6 months ago. I've been impatiently waiting and waiting for my scores to be strong enough to app for another bank card so I can ditch CreditOne

In all honesty, I had NO business apping for Barclay Rewards just yet.... I should have let me scores go up at least another 20 points... but I pulled the trigger anyway....

BAM!

Approved SL $1300.

So good riddance Credit One with your crappy terms, huge annual fee and silly little $400 limit!

MyFico is the best!!

Current Cards:

Cap 1 QS1 CL $5000

Cap 1 QS1 CL $3500

Barclay Rewards CL $1300

It feels SOOOOOO good to be making progress and to have options!

Karen

Re: Hello Barclay.... good riddance CreditOne!!

Anonymous — Mon, 28 Sep 2015 21:41:13 GMT

congrats!

Re: Hello Barclay.... good riddance CreditOne!!

creditguy — Mon, 28 Sep 2015 21:58:50 GMT

Good riddance indeed!! You have some good cards there to grow with, great job and Congrats!!!!

Re: Hello Barclay.... good riddance CreditOne!!

B335is — Mon, 28 Sep 2015 22:00:02 GMT

Congrats!!

Re: Hello Barclay.... good riddance CreditOne!!

Anonymous — Mon, 28 Sep 2015 22:32:15 GMT

Congrats on approval! If you need a larger credit line, and did not need to recon for the approval, it does not hurt to ask for Barclays SL recon. I got my instant Sallie Mae approval at 1.4k to 7k.

Re: Hello Barclay.... good riddance CreditOne!!

Pway — Mon, 28 Sep 2015 22:35:34 GMT

Congrats

Re: Hello Barclay.... good riddance CreditOne!!

Anonymous — Mon, 28 Sep 2015 22:36:37 GMT

Congratulations! Good luck if you plan to recon!

Re: Hello Barclay.... good riddance CreditOne!!

alextercero — Mon, 28 Sep 2015 23:08:18 GMT

Congrats

Re: Hello Barclay.... good riddance CreditOne!!

9CLINE — Mon, 28 Sep 2015 23:32:03 GMT

Good 4 U !!!!!!
Welcome 2 the Barclay fam....

Re: Hello Barclay.... good riddance CreditOne!!

Anonymous — Tue, 29 Sep 2015 00:01:37 GMT

Thank you all so much!!

I would be scared to recon! They might laugh me off the phone!

Re: Hello Barclay.... good riddance CreditOne!!

tntexans72 — Tue, 29 Sep 2015 00:13:31 GMT

Congrats!

Re: Hello Barclay.... good riddance CreditOne!!

Anonymous — Tue, 29 Sep 2015 00:28:06 GMT

Gratz!!! I just got off phon with creditone to cancel, before my end of year fee started.

Creditone...great card to get after bk.. NFCU secured 800, credit one 500 and fingerhut were my 3 TL...a year later and now I have 16 Cards with 17k and 20 Inq of gardening to do.

Re: Hello Barclay.... good riddance CreditOne!!

dcastillo68 — Tue, 29 Sep 2015 00:47:07 GMT

@Anonymous wrote:
Halleluja!

CreditOne was my first bank card 7 months ago, followed two Cap 1 cards 6 months ago. I've been impatiently waiting and waiting for my scores to be strong enough to app for another bank card so I can ditch CreditOne

In all honesty, I had NO business apping for Barclay Rewards just yet.... I should have let me scores go up at least another 20 points... but I pulled the trigger anyway....

BAM!

Approved SL $1300.

So good riddance Credit One with your crappy terms, huge annual fee and silly little $400 limit!

MyFico is the best!!

Current Cards:
Cap 1 QS1 CL $5000
Cap 1 QS1 CL $3500
Barclay Rewards CL $1300

It feels SOOOOOO good to be making progress and to have options!

Karen

Congrats, can't wait to get there myself! I'm so impatiently waiting

Re: Hello Barclay.... good riddance CreditOne!!

DeeBee78 — Tue, 29 Sep 2015 03:03:17 GMT

@Anonymous wrote:
Halleluja!

CreditOne was my first bank card 7 months ago, followed two Cap 1 cards 6 months ago. I've been impatiently waiting and waiting for my scores to be strong enough to app for another bank card so I can ditch CreditOne

In all honesty, I had NO business apping for Barclay Rewards just yet.... I should have let me scores go up at least another 20 points... but I pulled the trigger anyway....

BAM!

Approved SL $1300.

So good riddance Credit One with your crappy terms, huge annual fee and silly little $400 limit!

MyFico is the best!!

Current Cards:
Cap 1 QS1 CL $5000
Cap 1 QS1 CL $3500
Barclay Rewards CL $1300

It feels SOOOOOO good to be making progress and to have options!

Karen

Congrats on your success! Barclay's can be really generous with lower scores if you haven't burned them in the past.

My TU score was about the same as yours when I got my Apple Rewards card. Initial limit was $1,900 and I recon'd it to $3500 to match my Freedom. Now it's up to $4,450.

Lots of activity and large payments (just like Capital One) can potentially reward you with decent CLI's.

Re: Hello Barclay.... good riddance CreditOne!!

Anonymous — Tue, 29 Sep 2015 03:16:01 GMT

It's a great feeling to cancel credit one I did last month

Re: Hello Barclay.... good riddance CreditOne!!

OmarGB9 — Tue, 29 Sep 2015 06:12:21 GMT

Grats

Re: Hello Barclay.... good riddance CreditOne!!

Anonymous — Tue, 29 Sep 2015 09:40:44 GMT

Congratulations on your new credit card!

I had a Credit One credit soooooo many years ago and closed it out when my aunt advised me that it was best. I don't remember much about the company.

But I did apply for a Barclay Rewards card shortly after returning and needing to establish some credit, they started me off with the same limit--$1300, in Dec '14 and six months later (approx. Jun '15) it was automatically increased by $1700, then again earlier this month (Sep '15) to $6K

The APR isn't what I'd like but I don't leave much of a balance on it, so it works. So if you stay on top of things, it'll grow.

Congrats again!

Re: Hello Barclay.... good riddance CreditOne!!

Jerry45 — Tue, 29 Sep 2015 11:35:37 GMT

congrats Karen.

Re: Hello Barclay.... good riddance CreditOne!!

DeeBee78 — Tue, 29 Sep 2015 14:54:02 GMT

@Anonymous wrote:
Congratulations on your new credit card!

I had a Credit One credit soooooo many years ago and closed it out when my aunt advised me that it was best. I don't remember much about the company.

But I did apply for a Barclay Rewards card shortly after returning and needing to establish some credit, they started me off with the same limit--$1300, in Dec '14 and six months later (approx. Jun '15) it was automatically increased by $1700, then again earlier this month (Sep '15) to $6K

The APR isn't what I'd like but I don't leave much of a balance on it, so it works. So if you stay on top of things, it'll grow.

Congrats again!

Barclays does APR reductions, you just have to call and ask. I got the APR on my Apple Rewards card lowered 4% last week.

Re: Hello Barclay.... good riddance CreditOne!!

Anonymous — Thu, 01 Oct 2015 16:12:15 GMT

Congratulations on your new credit card!

I had a Credit One credit soooooo many years ago and closed it out when my aunt advised me that it was best. I don't remember much about the company.

The APR isn't what I'd like but I don't leave much of a balance on it, so it works. So if you stay on top of things, it'll grow.

Congrats again!

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Wait a sec, did you get an Auto CLI at 6 mos? That I've seen alot, but did you get an auto CLI at 9 mos too? Only asking because I got an auto CLI from 500 - > 1500 on 6th month, and I've put 2k per month on card since, just curious if they do auto CLI @ 9th month.

gratz ty