topic Re: Chase approval in Credit Card Approvals

Chase approval

kobe2012 — Wed, 23 Jan 2013 23:13:36 GMT

What would be better, applying for a new chase card or requesting a CLI? i dont wanna waste an inquiry on either but just out of curiosity ... My last CA will fall off in a few months (i still have 2 6 yr old CO with $0 bal ) and wanna try to see if i can get a better limit on my freedom, i heard its better to apply for a new card with chase....any thoughts?

Re: Chase approval

afbar1114 — Wed, 23 Jan 2013 23:22:14 GMT

@kobe2012 wrote:
What would be better, applying for a new chase card or requesting a CLI? i dont wanna waste an inquiry on either but just out of curiosity ... My last CA will fall off in a few months (i still have 2 6 yr old CO with $0 bal ) and wanna try to see if i can get a better limit on my freedom, i heard its better to apply for a new card with chase....any thoughts?

its up to you but i asked for a $1000 CLI on my freedom 3 weeks ago and they said no...but i got the united card last week with a $5k limit and a CSP yesterday with a $5k limit as well both visa signatures....they wouldnt give me a $1000 CLI but gave me $10k in new credit instead...so who knows with chase...whats your profile like....

your scores are much higher then mine are....but its really hard to say...if you want to try for a new card like CSP go for it then if they say no call exec office and talk to them explain whats going on

Re: Chase approval

kobe2012 — Wed, 23 Jan 2013 23:22:57 GMT

@afbar1114 wrote:
@kobe2012 wrote:
What would be better, applying for a new chase card or requesting a CLI? i dont wanna waste an inquiry on either but just out of curiosity ... My last CA will fall off in a few months (i still have 2 6 yr old CO with $0 bal ) and wanna try to see if i can get a better limit on my freedom, i heard its better to apply for a new card with chase....any thoughts?
its up to you but i asked for a $1000 CLI on my freedom 3 weeks ago and they said no...but i got the united card last week with a $5k limit and a CSP yesterday with a $5k limit as well both visa signatures....they wouldnt give me a $1000 CLI but gave me $10k in new credit instead...so who knows with chase...whats your profile like

I barely got approved on my freedom for $500 last Oct... 680 on TU; 665 EQ ; and prolly 660-670 EX .... 20% util cause of christmas but will be paying them off inthe next 3 months.... 2 charged offs that are 5 and 6 yrs old...last late was 3 yrs ago... 7 inq on TU 14 EQ and 13 EX ...its a lot..its cause i opened 7 new accounts last yr.... Am waiting a few months to prolly apply for another chase .... amex or maybe citi...soon as my last collection gets deleted...

Re: Chase approval

afbar1114 — Wed, 23 Jan 2013 23:27:18 GMT

i had 50% UTL but a bit less inqs my last late was maybe 5 years ago.....

Re: Chase approval

kobe2012 — Wed, 23 Jan 2013 23:29:41 GMT

@afbar1114 wrote:
i had 50% UTL but a bit less inqs my last late was maybe 5 years ago.....

any baddies?? I would love to app for CSP after my 6th month on my freedom ... But am prolly dreamin too soon

Re: Chase approval

afbar1114 — Wed, 23 Jan 2013 23:34:59 GMT

@kobe2012 wrote:
@afbar1114 wrote:
i had 50% UTL but a bit less inqs my last late was maybe 5 years ago.....
any baddies?? I would love to app for CSP after my 6th month on my freedom ... But am prolly dreamin too soon

i had maybe one baddie maybe 2 but no more then 2.....i had my freedom for more then 6 months so maybe thats why and my freedom was $1500....chase gave me by biggest limits ever...my biggest was jared with a $3900 CL and BoA with a $2500 CL...so i am getting rid of alot of cards this year because of this now mostly store cards that have a HUGE APR...