topic Re: Walmart Mastercard in Credit Card Approvals

Walmart Mastercard

2014repair — Sun, 04 Oct 2015 14:05:54 GMT

I am shopping for new tires for my truck and decided that Walmart would be the best place. I was going to use one of my other cards but looks like this purchase would qualify for their 24 month no interest financing. I will have it paid off well before that but I do like having the flexibility to make smaller payments if needed. I applied this morning and was approved for $1,800. Is this a card that I can request a CLI right away on? I'm guessing my tire purchase with installation will be around $1,300 and would like to keep the utilization lower than what it would be with an $1,800 limit. The Average limit on all my other accounts is $10,000. If you can request a CLI right away how do I go about doing it?

Re: Walmart Mastercard

Anonymous — Sun, 04 Oct 2015 14:28:26 GMT

Try town fair tire, will get you somewhere about $850.^_^

Re: Walmart Mastercard

taxi818 — Sun, 04 Oct 2015 14:34:45 GMT

You can call Synchrony as they are great lender. tell them you need at least 15k. they will counter it. it will grow very fast as well. just use it. as you are doing. look up credit solutions in the application section for back door numbers. Call them. they will give you increase. you don't need to explain why you need it. just say, im calling for credit limit increase.

Re: Walmart Mastercard

2014repair — Sun, 04 Oct 2015 14:42:04 GMT

Can I do this even if I don't have the card and don't know the account number?

Re: Walmart Mastercard

2014repair — Sun, 04 Oct 2015 14:59:29 GMT

I called the number I found when I searched like you suggested. Wish I would not have chickened out and would have asked for the $15,000 like you said, I only asked for $10,000 and was approved after being placed on hold for 2 minutes.

Re: Walmart Mastercard

Anonymous — Sun, 04 Oct 2015 15:44:14 GMT

@2014repair wrote:
I called the number I found when I searched like you suggested. Wish I would not have chickened out and would have asked for the $15,000 like you said, I only asked for $10,000 and was approved after being placed on hold for 2 minutes.

Call back and ask for $25K. If they mention the previous increase say that you are going to make a large purchase and you would like to keep the utilization as low as possible.

Re: Walmart Mastercard

KSK1912 — Sun, 04 Oct 2015 21:24:36 GMT

@2014repair wrote:
I called the number I found when I searched like you suggested. Wish I would not have chickened out and would have asked for the $15,000 like you said, I only asked for $10,000 and was approved after being placed on hold for 2 minutes.

Go back and ask again. No limit to how many CLI you can request a day. My amazon from $800 to $3500 and my walmart from $150 to $3500 same day after 3 cli requests for each one. Since you got approved for what you wanted, most likely you left some money on the table. Don't be shy for asking hich CLI with synchrony. They will counter you if you dont get what you asked for. What they counter is the highest you can get at that moment. Now get on nthe phone and call them, and give us an update

Re: Walmart Mastercard

Anonymous — Mon, 05 Oct 2015 03:07:18 GMT

Congratulations, 2014! Wal-mart is a great card to have and it comes with a useful, no-fee cash over option as well if you wanted cash back from a transaction. No fees involved.

Let us know how your discussion with Credit Solutions turns out. We're rooting for you!

Re: Walmart Mastercard

Anonymous — Mon, 05 Oct 2015 03:11:17 GMT

Congratulations!

Re: Walmart Mastercard

SouthJamaica — Mon, 05 Oct 2015 03:40:02 GMT

@2014repair wrote:
I called the number I found when I searched like you suggested. Wish I would not have chickened out and would have asked for the $15,000 like you said, I only asked for $10,000 and was approved after being placed on hold for 2 minutes.

Well don't worry about it. You did well today. After reading this thread I went and applied for the card too, got the same 1800 approval, called credit solutions for a CLI to 15k, and they turned me down flat... nada.

Re: Walmart Mastercard

2014repair — Tue, 06 Oct 2015 11:50:05 GMT

I decided not to call in for more at this point. I really don't need more than $10k at Walmart.

Re: Walmart Mastercard

taxi818 — Tue, 06 Oct 2015 12:24:36 GMT

That's a good decision. I have also limited some of my credit limits. As I would never use. I where near that. I know many here just want whatever they can get. But being realistic. Why do I need a 35k lowes. I don't even need my 10k home depot. I've yet to use the card in 7 months. Other cards I do want high limits. As I will use a lot. Like my Amex. If I'm taking trips with lots of plane tickets. I need high limits. Glad you are not going over board. Congrats again.

Re: Walmart Mastercard

Anonymous — Tue, 06 Oct 2015 12:28:53 GMT

Congrats!

Re: Walmart Mastercard

Anonymous — Tue, 06 Oct 2015 12:40:27 GMT

Tried Chat last night and got approved for 5K from 1600. Hoping to get upgraded to the Mastercard Version since Xmas is around the corner.

Re: Walmart Mastercard

taxi818 — Tue, 06 Oct 2015 12:45:42 GMT

@Anonymous wrote:
Tried Chat last night and got approved for 5K from 1600. Hoping to get upgraded to the Mastercard Version since Xmas is around the corner.

Upgrades are by invitation only. Takes from 1-2 years. Too bad. Even after invite takes 2 months. I'm happy with my store card. As I got PayPalmastercard 10k. And ebates 5k visa. So no need for more synch cards at this point.asthe interest is very high. Mastercard and store cards same rate. 24-26% apr