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    <title>topic Re: PenFed in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264126#M330490</link>
    <description>&lt;P&gt;&lt;FONT face="comic sans ms,sans-serif"&gt;&lt;EM&gt;Congrats&lt;/EM&gt;&lt;/FONT&gt;&lt;/P&gt;</description>
    <pubDate>Mon, 05 Oct 2015 22:29:01 GMT</pubDate>
    <dc:creator>alextercero</dc:creator>
    <dc:date>2015-10-05T22:29:01Z</dc:date>
    <item>
      <title>PenFed</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4263634#M330382</link>
      <description>&lt;P&gt;&lt;FONT face="Calibri" size="3" color="#000000"&gt;With 90-day credit pull expiring in a few days, I decided to app for a few additional products….&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT face="Calibri" size="3" color="#000000"&gt;&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT face="Calibri" size="3" color="#000000"&gt;PenFed Platinum Rewards Visa Signature – $10,000 @ 11.99 %&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT face="Calibri" size="3" color="#000000"&gt;PenFed LOC - $5,000 @ 10.25 %&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 05 Oct 2015 17:49:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4263634#M330382</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-05T17:49:40Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4263642#M330384</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;&lt;FONT face="Calibri" size="3" color="#000000"&gt;With 90-day credit pull expiring in a few days, I decided to app for a few additional products….&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT face="Calibri" size="3" color="#000000"&gt;&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT face="Calibri" size="3" color="#000000"&gt;@Anonymous Platinum Rewards Visa Signature – $10,000 @ 11.99 %&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT face="Calibri" size="3" color="#000000"&gt;@Anonymous LOC - $5,000 @ 10.25 %&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Awesome! Congratulations!&lt;/P&gt;</description>
      <pubDate>Mon, 05 Oct 2015 17:53:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4263642#M330384</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-05T17:53:16Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4263652#M330385</link>
      <description>Thanks ML</description>
      <pubDate>Mon, 05 Oct 2015 17:58:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4263652#M330385</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-05T17:58:02Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4263653#M330386</link>
      <description>&lt;P&gt;Congrats!!!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 05 Oct 2015 17:59:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4263653#M330386</guid>
      <dc:creator>ddemari</dc:creator>
      <dc:date>2015-10-05T17:59:01Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4263662#M330388</link>
      <description>Thanks ddemari</description>
      <pubDate>Mon, 05 Oct 2015 18:03:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4263662#M330388</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-05T18:03:15Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4263718#M330409</link>
      <description>Grats</description>
      <pubDate>Mon, 05 Oct 2015 18:33:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4263718#M330409</guid>
      <dc:creator>OmarGB9</dc:creator>
      <dc:date>2015-10-05T18:33:34Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4263721#M330411</link>
      <description>Thanks Omar</description>
      <pubDate>Mon, 05 Oct 2015 18:34:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4263721#M330411</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-05T18:34:25Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4263845#M330431</link>
      <description>YES!! Wtg. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Mon, 05 Oct 2015 19:30:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4263845#M330431</guid>
      <dc:creator>baller4life</dc:creator>
      <dc:date>2015-10-05T19:30:19Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4263859#M330432</link>
      <description>&lt;P&gt;Thanks baller! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 05 Oct 2015 19:39:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4263859#M330432</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-05T19:39:42Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264126#M330490</link>
      <description>&lt;P&gt;&lt;FONT face="comic sans ms,sans-serif"&gt;&lt;EM&gt;Congrats&lt;/EM&gt;&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 05 Oct 2015 22:29:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264126#M330490</guid>
      <dc:creator>alextercero</dc:creator>
      <dc:date>2015-10-05T22:29:01Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264368#M330548</link>
      <description>Thanks alextercero</description>
      <pubDate>Tue, 06 Oct 2015 01:27:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264368#M330548</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-06T01:27:14Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264437#M330558</link>
      <description>&lt;P&gt;Congrats&lt;/P&gt;</description>
      <pubDate>Tue, 06 Oct 2015 02:12:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264437#M330558</guid>
      <dc:creator>Mellon</dc:creator>
      <dc:date>2015-10-06T02:12:45Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264464#M330561</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;&lt;FONT face="Calibri" size="3" color="#000000"&gt;With 90-day credit pull expiring in a few days, I decided to app for a few additional products….&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT face="Calibri" size="3" color="#000000"&gt;&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT face="Calibri" size="3" color="#000000"&gt;@Anonymous Platinum Rewards Visa Signature – $10,000 @ 11.99 %&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT face="Calibri" size="3" color="#000000"&gt;@Anonymous LOC - $5,000 @ 10.25 %&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Way to take advantage of the 90 day rule. Their rewards visa is probably my favorite card and possibly the best grocery/gas card to date.&lt;/P&gt;</description>
      <pubDate>Tue, 06 Oct 2015 02:26:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264464#M330561</guid>
      <dc:creator>Ysettle4</dc:creator>
      <dc:date>2015-10-06T02:26:05Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264486#M330565</link>
      <description>&lt;P&gt;Congrats. I was told origionally from the CSR it was 60 days for the HP, nice to know it's actually 90. I apped for the Plat last week and was denied. Said I must establish successful repayment history prior to credit being extended. I just paid my second statement in full. Now that I I see it's actually 90 days, I will charge it up this month, pif and reapp in Nov, before my 90 days are up. I was still considering sending in a recon letter too. Again, congrats!&lt;/P&gt;</description>
      <pubDate>Tue, 06 Oct 2015 02:39:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264486#M330565</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-06T02:39:07Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264539#M330588</link>
      <description>Thanks Ysettle.</description>
      <pubDate>Tue, 06 Oct 2015 03:07:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264539#M330588</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-06T03:07:01Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264544#M330590</link>
      <description>@FutCRNA That's exactly what happened to me. So I waited until it was close to 90 days...bingo! Good luck to you next month!</description>
      <pubDate>Tue, 06 Oct 2015 03:09:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264544#M330590</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-06T03:09:47Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264628#M330623</link>
      <description>Congratulations</description>
      <pubDate>Tue, 06 Oct 2015 04:25:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264628#M330623</guid>
      <dc:creator>juniornj23</dc:creator>
      <dc:date>2015-10-06T04:25:34Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264806#M330657</link>
      <description>Thanks juniornj</description>
      <pubDate>Tue, 06 Oct 2015 11:15:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264806#M330657</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-06T11:15:52Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264811#M330658</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;@Anonymous That's exactly what happened to me. So I waited until it was close to 90 days...bingo! Good luck to you next month!Did you pDid you put a lot through&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Did you put a lot through your Promise card in the 90 days?&lt;/P&gt;</description>
      <pubDate>Tue, 06 Oct 2015 11:39:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264811#M330658</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-06T11:39:01Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264895#M330675</link>
      <description>&lt;P&gt;Congrats on the approvals! I'm loving my PenFed card. It's a really attractive looking card too. My 90 days is up in another couple of months. I'm debating getting another card with them, or trying to increase the limit on my Plat Rewards.&lt;/P&gt;</description>
      <pubDate>Tue, 06 Oct 2015 13:30:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed/m-p/4264895#M330675</guid>
      <dc:creator>robbulous</dc:creator>
      <dc:date>2015-10-06T13:30:59Z</dc:date>
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