topic Re: Chase sapphire preffered approval! Not so good credit in Credit Card Approvals

Chase sapphire preffered approval! Not so good credit

Anonymous — Sun, 18 Oct 2015 04:29:26 GMT

Ok, here's the story ladies and gents. I have 3 open med collections for $2500 total and 1 30 day late cc payment that is two years old.

May 2012 opens CU card for $500
July 2015 qs1 $500
Oct 2015 chase freedom $2500

In the last 3 months ive been denied a discover it and amex everyday or bce twice because of the medical collections which arent mine. Its been a nightmare!

Since ive opend the qs1 ive ran a ton through it and they raised my limit after a month to $1500. I requested another cli and was told to wait another month.

I obviously have an itchy trigger so tn I appd for amex bce again and was denied.

I make a decent amount and just felt chase was generous with my freedom approval I might as well app for the csp and give them my swipes.

INSTA APPROVAL for 5k!!!!

Honestly Im so pumped im shaking my gf had no idea why this is a "big deal" lol.

My scores honestly range from 598-646. I have no idea why chase loves me so much other than my income and my pif motto

Please, look at my other posts and see where i started in July! Ive come a very very very long way!

Btw can anyone help me with the spend limit?

Jk i need to go to san Fran so I'll hit the spend in two weeks.

Love you all for the advice and support!

Re: Chase sapphire preffered approval! Not so good credit

Anonymous — Sun, 18 Oct 2015 04:47:31 GMT

well done

Re: Chase sapphire preffered approval! Not so good credit

OmarGB9 — Sun, 18 Oct 2015 05:05:56 GMT

Grats!

Re: Chase sapphire preffered approval! Not so good credit

Anonymous — Sun, 18 Oct 2015 05:18:04 GMT

Congrats My score is in the mid to upper 600's and have a chase freedom, denied by amex bce as well. Really want CSP, but too afraid to apply. Maybe next year I'll get a little courage to apply. Congrats once again

Re: Chase sapphire preffered approval! Not so good credit

Anonymous — Sun, 18 Oct 2015 05:20:27 GMT

Maddiem76 apply right meow!

Re: Chase sapphire preffered approval! Not so good credit

Country_Feller — Sun, 18 Oct 2015 11:57:39 GMT

Awesome, Congratulations!!!!

Re: Chase sapphire preffered approval! Not so good credit

CreditCuriosity — Sun, 18 Oct 2015 14:12:57 GMT

Congrats..

Now time to get those Med collections off your report if they aren't yours. I would HIPPA them off.. I suggest you search on google for "whychat hippa" and you will get alot of hits on how to go about doing this and it will lead you to the correct forum. I suggest you do this.

Re: Chase sapphire preffered approval! Not so good credit

Anonymous — Sun, 18 Oct 2015 13:37:36 GMT

Great job... Congratz!!

Re: Chase sapphire preffered approval! Not so good credit

Anonymous — Sun, 18 Oct 2015 14:17:44 GMT

Wow HUGE congrats to you! Keep up the hard work! The CSP is a beauty. Love that royal blue.

Re: Chase sapphire preffered approval! Not so good credit

Anonymous — Sun, 18 Oct 2015 14:21:26 GMT

Awesome man congrats!

Re: Chase sapphire preffered approval! Not so good credit

Anonymous — Sun, 18 Oct 2015 17:05:16 GMT

Thanks everyone! I legit woke up and thought I was dreaming. It will be here Tuesday! Ill get the med bills taken care of and i also contacted my credit union where the 30 day late is coming from and they gave me a number call to see about a "goodwill removal" since ive had spotless auto loan and cc payments than that one incident.

Re: Chase sapphire preffered approval! Not so good credit

9CLINE — Sun, 18 Oct 2015 17:12:29 GMT

Congrats on your approval & progress...
welcome 2 the sapphire fam.......

Re: Chase sapphire preffered approval! Not so good credit

Anonymous — Sun, 18 Oct 2015 17:21:54 GMT

Congrats on the new CSP! Enjoy San Fran, and that spend bonus

Re: Chase sapphire preffered approval! Not so good credit

alextercero — Sun, 18 Oct 2015 17:53:59 GMT

Congrats

Re: Chase sapphire preffered approval! Not so good credit

Anonymous — Sun, 18 Oct 2015 20:07:20 GMT

AWESOME! Keep up the good work!

Re: Chase sapphire preffered approval! Not so good credit

Anonymous — Sun, 18 Oct 2015 21:44:42 GMT

Don't temp me for I am weak!!!

Re: Chase sapphire preffered approval! Not so good credit

Anonymous — Sun, 18 Oct 2015 23:05:54 GMT

Congratulations!!! How exciting! I am in the same boat that you are.

I was gardening and my scores were going up until I was hit with a medical bill from 5 years ago that started reporting. I tried fighting it but Experian claims that the account is really mine. First time that I had ever heard of owing something to doctors. Anyways...tried applying to Chase Freedom and I got a message that they need to review my application a little longer. I think that it can be bad but I am trying to keep hopeful. Crossing my fingers

Re: Chase sapphire preffered approval! Not so good credit

Anonymous — Mon, 19 Oct 2015 04:49:27 GMT

Blahhhhhh, applied and received a notification of,

Thanks for applying.
We need to review your application a little longer.

We'll let you know our decision in writing as soon as we can. If we approve your application, you'll receive your card in the mail in 7-10 business days. Please don't resubmit your application.

Thanks for choosing Chase Sapphire Preferred® .

Oh well, back t the garden, once again.

Re: Chase sapphire preffered approval! Not so good credit

B335is — Mon, 19 Oct 2015 05:00:02 GMT

Congrats!!

Re: Chase sapphire preffered approval! Not so good credit

Anonymous — Mon, 19 Oct 2015 05:17:27 GMT

Congrats! You've given me hope to try for CSP next year after my scores come up a bit more and i have my new car loan paid down a bit