topic Re: You know you had a good app spree when.... in Credit Card Approvals

You know you had a good app spree when....

distantarray — Fri, 30 Nov 2012 11:46:56 GMT

Edited

you end up buying this and using over your Louis Vuitton wallet you just bought a few months ago cause you need the extra credit card slots -_-;

11 slots for cards lol

It has 9 slots (including the window) and 2 more slots behind the window flap.

Edited, links to purchasing sites are against the TOS. Shogun, myFICO moderator

Re: You know you had a good app spree when....

distantarray — Fri, 30 Nov 2012 07:05:45 GMT

I'm debating if I should spend another $600 on this wallet (just bought almost the same wallet with less slots etc for $500+ this July....

since I love how it feels and how sturdy it is (same design as mine this one just has more pockets, and a change/receipt area) but I should wait til I close on my house 100% first (i'm not mr money bags I just believe in buying a good solid wallet, after I was replacing $50-100 wallets every year from being in my back pocket, noticed my dad's LV wallet has been in good shape in his back pocket for the last 20 years)

Re: You know you had a good app spree when....

sphinx313 — Fri, 30 Nov 2012 07:06:43 GMT

You know you don't have good credit when you go from a bulky wallet to a coach front pocket wallet with 4 slots. I did this.

Re: You know you had a good app spree when....

distantarray — Fri, 30 Nov 2012 07:08:21 GMT

@sphinx313 wrote:
You know you don't have good credit when you go from a bulky wallet to a coach front pocket wallet with 4 slots. I did this.

lol ouch something bad happen recently?

Re: You know you had a good app spree when....

sphinx313 — Fri, 30 Nov 2012 07:11:01 GMT

Nah, I've never had "good" credit. I've always just been a cash kinda guy until I realized I couldn't get a new car etc. So, I bought my Charger cash lol, saved some money on interest but drove a clunker for a year while I saved some extra money. I am a firm believer in quality though and I can agree with you there. It's like guys that buy screen printed football jerseys and complain when they start fading away. An extra $150 and that problem does not exist.

Re: You know you had a good app spree when....

distantarray — Fri, 30 Nov 2012 07:18:17 GMT

@sphinx313 wrote:
Nah, I've never had "good" credit. I've always just been a cash kinda guy until I realized I couldn't get a new car etc. So, I bought my Charger cash lol, saved some money on interest but drove a clunker for a year while I saved some extra money. I am a firm believer in quality though and I can agree with you there. It's like guys that buy screen printed football jerseys and complain when they start fading away. An extra $150 and that problem does not exist.

yea most my friends are like yea yea credit **bleep** before, now they realized I can get qualified for 0% car loans and they're paying 20% apr they're coming around. It sucks cause in America it's rough having bad credit, I had to pay deposits everywhere etc I was denied gas cards last year, and even secured cards.

Re: You know you had a good app spree when....

sphinx313 — Fri, 30 Nov 2012 07:23:28 GMT

Yeah it's insane. I finally decided to grab a hold of my credit situation when I realized I could get a house with escrow for less than what I pay in rent every month up to $120,000. A $70,000 house is nicer than the apartment my family and I live in, but it's probably the most convenient location, steps from everything including my job. I got sick of it one day when a CA called me, then another around an hour later and then 20 minutes after that another. I snapped and took control, I just can't wait to break through to the 600's. I've never been there.

Re: You know you had a good app spree when....

Anonymous — Fri, 30 Nov 2012 07:53:54 GMT

seriously? 600 for a wallet? lol you can find me at walmart buying the cheapo fako leather 13 dollar wallet. They do the same thing keep the cards nice and neat in my pocket!

Re: You know you had a good app spree when....

distantarray — Fri, 30 Nov 2012 08:01:11 GMT

@Anonymous wrote:
seriously? 600 for a wallet? lol you can find me at walmart buying the cheapo fako leather 13 dollar wallet. They do the same thing keep the cards nice and neat in my pocket!

seriously though tohse cheapo wallets don't last in my back pocket for more than a few months without falling apart.... maybe i have a really boney ass I dunno. but this wallet feels really light and flimsy even tho kenneth cole is an ok brand name, the wallet is fine, but i love the stiffer feeling of the lv one I'm trying to replace. My Coach wallet before after 3 months there was already damage from normal wear and tear, it's been 4-5 months and my LV wallet could still be passed off as new. it all depends, but like I said earlier my dad's 20 year old LV wallet is still holding up strong. buy a cheap wallet every 3 months or use on for 10+ years?

Re: You know you had a good app spree when....

Anonymous — Fri, 30 Nov 2012 08:03:31 GMT

lol i understand what your saying and believe me i spend money like it isnt nothing but i just never had any interest in spending so much on a wallet. heck i want to strangle my fiancee everytime she wants to buy a new coach purse every year

Re: You know you had a good app spree when....

distantarray — Fri, 30 Nov 2012 08:06:40 GMT

@Anonymous wrote:
lol i understand what your saying and believe me i spend money like it isnt nothing but i just never had any interest in spending so much on a wallet. heck i want to strangle my fiancee everytime she wants to buy a new coach purse every year

lol jus be glad it's coach they're meant to be 1 year bags imo. They look nice, cheap ($100 usually at outlets) and keeps girls happy. I know a lot of girls like Coach cause it's a decent name brand and they can get one every few months with little to no guilt with almost any full time working income. Now LV is a different story.... girls spend as much money on their LV wallet sometimes than it takes for a guy to save up for an engagement ring, that's a bit messed up. I'm working a lot right now and could buy 3 wallets for 1 week's pay so I'm not that worried but I'm still a frugal person..... my friend works at LV i might try to con him into giving me a discount lol

Re: You know you had a good app spree when....

Mustangfrank — Fri, 30 Nov 2012 08:34:10 GMT

I have the very same wallet I love it.

Re: You know you had a good app spree when....

jsickz32 — Fri, 30 Nov 2012 13:35:11 GMT

You carry all your cards at the same time? I carry four and one of them is my debit card. I try to rotate cards weekly

Re: You know you had a good app spree when....

Anonymous — Fri, 30 Nov 2012 14:47:05 GMT

I have 11_12 slots in my wallet.. Had it for a year now and it's perfectly fine. Feels and looks awesome.

Got it at Walmart for 40 bucks and I thought that was expensive, Damn.

Re: You know you had a good app spree when....

nicholasyud — Fri, 30 Nov 2012 14:55:11 GMT

Does wave wallet come with extend additional one year warranty when I used my Amex CC !??? Lmao.....

Re: You know you had a good app spree when....

distantarray — Fri, 30 Nov 2012 14:58:41 GMT

@jsickz32 wrote:
You carry all your cards at the same time? I carry four and one of them is my debit card. I try to rotate cards weekly

i don't have as many as you do =p

my old wallet only had 4 slots, I carry

Amex BCP groceries and gas

Chase Freedom gas and 5% areas

Chase Sapphire everything else card

Chase Debit (local deposits)

Usaa Debit (free atm access everywhere)

Citi Forward restaurants bookstores movies amazon

and I have to make room for

US Bank Cash+ in 6months lol home improvement / home furnishing / billpay / restaurants on rotation

so I need atleast 8 slots with my wallet

Re: You know you had a good app spree when....

Revelate — Fri, 30 Nov 2012 15:03:24 GMT

Cash+ isn't really an everyday card with your lineup DA, unless you've picked something a little out of the ordinary with your reward categories the bulk of most people's spending fits into what you already have. Cash+ is best at covering the awkward spending like utilities for most people who can achieve that level of credit.

Personally I just carry two cards and a $20, who needs a wallet?

Re: You know you had a good app spree when....

distantarray — Fri, 30 Nov 2012 15:05:36 GMT

@Revelate wrote:
Cash+ isn't really an everyday card with your lineup DA, unless you've picked something a little out of the ordinary with your reward categories the bulk of most people's spending fits into what you already have. Cash+ is best at covering the awkward spending like utilities for most people who can achieve that level of credit.

Personally I just carry two cards and a $20, who needs a wallet?

I use my sapphire for everyday, but I might be changing after I get the US Bank Cash+ since I found out I don't have AR reports keeping me from getting it just too many recent inquiries. and after I get platinum checking with Cash+ it should be a everyday card at 1.5% cash back for everyday purchases

Re: You know you had a good app spree when....

jamesdwi — Fri, 30 Nov 2012 15:13:34 GMT

I always thought a successful APP spree is when you had to get an additional sockdrawer or buy a new dresser with a larger sock drawer

Re: You know you had a good app spree when....

distantarray — Fri, 30 Nov 2012 15:18:13 GMT

@jamesdwi wrote:
I always thought a successful APP spree is when you had to get an additional sockdrawer or buy a new dresser with a larger sock drawer

lol I'm not that crazy, I think you should only get cards you can use not sock drawer, personally I rather close cards I don't use =p although I'll probably retire my citi forward if I get the US Bank Cash+ all but for Amazon purchases =x