topic Re: Approved for USBank Platinum Visa today! in Credit Card Approvals

Approved for USBank Platinum Visa today!

Anonymous — Tue, 22 Jun 2010 04:53:29 GMT

Applied last week, kinda forgot about it and was pleasantly surprised to see this in my email this morning. So i called them up, 5K CL, 0% APR for first 6 months and 13% APR. I wish the CL was higher but i can work on getting them to increase it down the road. YES!

Congratulations, you have been approved for the U.S. Bank Visa(R) Platinum Card.

You will receive your account information via U.S. Mail in 7-10 days.

If you requested a balance transfer, you will receive a letter in the mail with information regarding the request.

Re: Approved for USBank Platinum Visa today!

Imhotrodcrazy — Tue, 22 Jun 2010 17:31:17 GMT

@Anonymous wrote:
Applied last week, kinda forgot about it and was pleasantly surprised to see this in my email this morning. So i called them up, 5K CL, 0% APR for first 6 months and 13% APR. I wish the CL was higher but i can work on getting them to increase it down the road. YES!

Congratulations, you have been approved for the U.S. Bank Visa(R) Platinum Card.
You will receive your account information via U.S. Mail in 7-10 days.
If you requested a balance transfer, you will receive a letter in the mail with information regarding the request.

Congrats on the approval. I have been with US Bank for a long time and I think they are a great bank. I have two of their cards, flex and platinum.

Re: Approved for USBank Platinum Visa today!

Anonymous — Tue, 22 Jun 2010 19:06:49 GMT

Are their any prerequisites to getting this card? I thought I might have read if you don't have a US bank near you, then you won't get approved. Is that true?

Congrats BTW!

What was your total util, and AAoA?

Re: Approved for USBank Platinum Visa today!

Anonymous — Tue, 22 Jun 2010 20:05:29 GMT

i've read this also, i dont have a USBank branch in my state but there is one across the state line thats about 30 mins away. I dont have a checking/saving/mortgage/loans, no business with USBank ever unitl i applied for their Platinum Visa.

Re: Approved for USBank Platinum Visa today!

Boonie — Tue, 22 Jun 2010 22:59:28 GMT

I have had a checking and savings with US Bank for about 3 years now and they wont even give me a Secured card. Therefore, I opened accounts at my local CU hoping to get more generosity from them. US Bank used to make a lot of money off my debit card transactions! I felt like US Bank was benefiting from the relationship more than I was.

Re: Approved for USBank Platinum Visa today!

Anonymous — Wed, 23 Jun 2010 00:29:42 GMT

Congrats on your new card IIIII;

I was/am thinking for applying for this card, and have received an offer to apply, but my scores are no wheres near yours. Just some quick questions.

1. Is it true that this card comes with an AF that is waved if your purchase make it to a certain level?

2. Also how did your invit read; Your a pre-approved or you are pre-approved to apply?

3. Last, who did they pull?

Re: Approved for USBank Platinum Visa today!

Anonymous — Wed, 23 Jun 2010 00:56:41 GMT

Thanks felixfly2000!

1. From their website for the card that i got. "No Annual Fee. There is no annual fee with the U.S. Bank Visa® Platinum Credit Card the first year and every year that you charge at least one purchase to the account."

2. I didnt get an invite, i was in search of a new CC read some reviews here and there, decided on the Amazon Visa and USBank. App'ed for the Amazon Visa and i was denied see thread here. http://ficoforums.myfico.com/t5/Credit-Cards/Denied-Amazon-Visa/m-p/685285#M218316 I apped for the USBank card a few mins later and was approved by email.

3. I cant say for sure who they pulled since i havent pulled my Credit report since then but im it has to be Transunion or Equifax since Experian has the delinquent BMG/Columbia House account. Which should be removed soon.

@Anonymous wrote:
Congrats on your new card IIIII;

I was/am thinking for applying for this card, and have received an offer to apply, but my scores are no wheres near yours. Just some quick questions.

1. Is it true that this card comes with an AF that is waved if your purchase make it to a certain level?
2. Also how did your invit read; Your a pre-approved or you are pre-approved to apply?
3. Last, who did they pull?

Re: Approved for USBank Platinum Visa today!

Anonymous — Wed, 23 Jun 2010 01:20:04 GMT

Thanks you for your response. This card is still on my list now.

Re: Approved for USBank Platinum Visa today!

tengtengvn — Wed, 23 Jun 2010 09:36:14 GMT

@Boonie wrote:
I have had a checking and savings with US Bank for about 3 years now and they wont even give me a Secured card. Therefore, I opened accounts at my local CU hoping to get more generosity from them. US Bank used to make a lot of money off my debit card transactions! I felt like US Bank was benefiting from the relationship more than I was.

@Anonymous to talk to an account manager at your local branch (have your credit report & pay stubs ready to show). I started last year and today I have 7 accounts with them: $22k CL CCs, $15k LOC and $27k auto loan @ 3.5%. No other banks can beat that.

Re: Approved for USBank Platinum Visa today!

ShiningDown — Sun, 27 Nov 2011 02:09:39 GMT

I had an offer this week and it read Dear Mrs. ............... Your excellent credit history pre-qualifies you for the US. Bank*Visa*Platinum Card. Visit usbank.com?my offer to apply now. Your new card features ............. I applied with the confirmation code and was approved for 1,000 My exuifax score was 708 and my experion plus score was 708 , my debt when I applied was chase limit 6000 , 3,300 balance opened 8-2008

capitalone limit 500 , 475 balance opened 8-2011

HSBC limit 1,000 , balance 911.00 opened 8-2011

Installment loan from tri-city bank for 19,000 balance 11,000 opened 7,2007 no late payments on any accounts.

I have the prescreen and opt out notice on the back lowest section of your credit card application. I read a post on this and someone seems to think it matters if you have this opt out notice. I also had 2 hard pulls from chase for a credit limit increase, February denied November denied, September approved for 1,000 no hard pull. I think my credit report was clean when I applied but I was waiting for a 150 days late payment to disappear but I just applied without knowing for sure my score went up so I assumed it was not showing up. the annual fee is waved if you spend 40.00 a year. I dont know who they pulled but I will post it monday night if it comes by then.

after I applied for us bank visa , the next day I was approved for a citi diamond preferred for 1,500 for balance transfer. have you checked out scorematch.com or who gave me credit.com.

Re: Approved for USBank Platinum Visa today!

Anonymous — Sun, 27 Nov 2011 01:37:46 GMT

Congrats on the approval, I've read a lot of good things about USBank

Re: Approved for USBank Platinum Visa today!

ShiningDown — Sun, 27 Nov 2011 02:01:46 GMT

Mustanglvr2006 how did you get your scores to move up so quickly? That is great,let us know how you did it if you don't mind !

Re: Approved for USBank Platinum Visa today!

Anonymous — Sun, 27 Nov 2011 02:14:58 GMT

@cats63 wrote:
Mustanglvr2006 how did you get your scores to move up so quickly? That is great,let us know how you did it if you don't mind !

I'll send you a PM, you're not the first to ask, so I'll copy and paste and send you a PM, check your PM's in about 5 mins.

Re: Approved for USBank Platinum Visa today!

Anonymous — Sun, 27 Nov 2011 02:19:54 GMT

USBank FlexRewards is one of the cards I lusted after halfway during rebuilding. They don't have branches in New York so that card isn't an option.

Re: Approved for USBank Platinum Visa today!

jefftca925 — Sun, 27 Nov 2011 04:16:14 GMT

Congrats on the new card!! I've had my Flex Perks card for 2 years now and they are pretty easy to deal with. Good CS for the most part although I have run into a clueless CSR on occasion. They do usually start people off with great initial CLs.

Re: Approved for USBank Platinum Visa today!

Anonymous — Tue, 29 Nov 2011 01:41:23 GMT

@Anonymous wrote:
@cats63 wrote:
Mustanglvr2006 how did you get your scores to move up so quickly? That is great,let us know how you did it if you don't mind !
I'll send you a PM, you're not the first to ask, so I'll copy and paste and send you a PM, check your PM's in about 5 mins.

Mustanglvr2006 i have no idea how to send you a pm but can you send me a pm and let me know also, about the increased score in such little time?

if there is a link somewhere you can let me know too, but a search yielded no results i was looking for.

for the life of me i cant find the pm button

thanks.

Re: Approved for USBank Platinum Visa today!

Anonymous — Tue, 29 Nov 2011 02:08:08 GMT

If you don't mind, I'd also like to receive this PM.

@Anonymous wrote:
@cats63 wrote:
Mustanglvr2006 how did you get your scores to move up so quickly? That is great,let us know how you did it if you don't mind !
I'll send you a PM, you're not the first to ask, so I'll copy and paste and send you a PM, check your PM's in about 5 mins.

Re: Approved for USBank Platinum Visa today!

Elated — Tue, 29 Nov 2011 02:56:40 GMT

If you don't mind Mustanglvr, I'd also like a pm...thanks!

Re: Approved for USBank Platinum Visa today!

Anonymous — Tue, 29 Nov 2011 03:07:27 GMT

Congrats. I've been considering trying a product change to the Platinum Visa

Re: Approved for USBank Platinum Visa today!

Anonymous — Tue, 29 Nov 2011 03:26:43 GMT

@Anonymous wrote:
If you don't mind, I'd also like to receive this PM.

@Anonymous wrote:
@cats63 wrote:
Mustanglvr2006 how did you get your scores to move up so quickly? That is great,let us know how you did it if you don't mind !
I'll send you a PM, you're not the first to ask, so I'll copy and paste and send you a PM, check your PM's in about 5 mins.
Me too please!