topic Re: Macys CLI in Credit Card Approvals

Macys CLI

CS800 — Mon, 19 Dec 2011 22:12:14 GMT

Is it a soft or hard?

Last October I requested a CLI and it was a HP on EX only.

Re: Macys CLI

Anonymous — Mon, 19 Dec 2011 22:14:46 GMT

Have you called Macy's to see what they are currently willing to approve on your card?

Re: Macys CLI

CS800 — Mon, 19 Dec 2011 22:19:46 GMT

@Anonymous wrote:
Have you called Macy's to see what they are currently willing to approve on your card?

You mean call them up and see what htey can give me? Aren't they going to still tell me its going to be a HP?

Re: Macys CLI

Anonymous — Mon, 19 Dec 2011 22:49:02 GMT

its a soft pull. they call it an internal system....

i assume its a store card?

Re: Macys CLI

Creditaddict — Mon, 19 Dec 2011 23:07:11 GMT

@CS800 wrote:
@Anonymous wrote:
Have you called Macy's to see what they are currently willing to approve on your card?
No

You mean call them up and see what htey can give me? Aren't they going to still tell me its going to be a HP?

The automated system will now tell you your Guideline currently on the store card... soon the limits will show on credit reports again too

I have always had soft for CLI on both Store and Amex.

Re: Macys CLI

CS800 — Mon, 19 Dec 2011 23:12:42 GMT

I will call them again and see. I will hate to see a HP like they did last year.

Re: Macys CLI

CS800 — Mon, 19 Dec 2011 23:33:12 GMT

On the phone with Macys CSR and he keeps insisting its a HP.

Not sure what I can tell these guys. !!!

Re: Macys CLI

Anonymous — Mon, 19 Dec 2011 23:35:54 GMT

What did the automated system say? Just wondering.

Re: Macys CLI

mmduluth — Mon, 19 Dec 2011 23:36:09 GMT

You just call the number on the back of the card and choose the option or whatever that tells you your balance and the automated system will tell you at the end that you have "up to 1 million dollars available" blah blah blah. You never talk to a CSR.

Re: Macys CLI

Creditaddict — Mon, 19 Dec 2011 23:37:39 GMT

@CS800 wrote:
On the phone with Macys CSR and he keeps insisting its a HP.

Not sure what I can tell these guys. !!!

They just don't know... I would ask for Supervisor or hang up and call back... It will be a hard if they hit the wrong button!!!

Re: Macys CLI

CS800 — Mon, 19 Dec 2011 23:39:38 GMT

@mmduluth wrote:
You just call the number on the back of the card and choose the option or whatever that tells you your balance and the automated system will tell you at the end that you have "up to 1 million dollars available" blah blah blah. You never talk to a CSR.

If you mean my current CL , it's $300.

Trying to get it up. And the automated system only tell me that no payment is due, that's it.

Re: Macys CLI

CS800 — Mon, 19 Dec 2011 23:40:44 GMT

@Anonymous wrote:
What did the automated system say? Just wondering.

Dialing the number at th eback of my card and going through the automated system, it only tells me that no payment is due at this time, that's it.

Re: Macys CLI

Anonymous — Mon, 19 Dec 2011 23:41:42 GMT

Thats lame =|

Re: Macys CLI

CS800 — Mon, 19 Dec 2011 23:43:52 GMT

@Anonymous wrote:
its a soft pull. they call it an internal system....

i assume its a store card?

Yes store card.

Re: Macys CLI

CS800 — Mon, 19 Dec 2011 23:52:37 GMT

While on hold for a supervisor,I logged on my Macys account and saw that i have an option to request a credit line increase. If I try this one, would it be a soft?

Re: Macys CLI

Creditaddict — Tue, 20 Dec 2011 00:01:48 GMT

@CS800 wrote:
While on hold for a supervisor,I logged on my Macys account and saw that i have an option to request a credit line increase. If I try this one, would it be a soft?

Hmmm that is strange... I Logged in and I did find the CLI link but when I click it, it says that it is for the Amex account only not the store card and further more I have scrolled up and down the page 5 times and it never even mentions credit pulls, hard or soft, just says I will hear shortly at e-mail if I click to submit.

Wouldn't they either have to e-mail me and say, can we pull hard? or what? seems weird its not instant either.

Re: Macys CLI

CS800 — Tue, 20 Dec 2011 00:03:11 GMT

I just spoke to a supervisor and she confirmed it is a soft pull. I just got a CLI from $300 to $2000. Holy Cow I'm speechless.

Re: Macys CLI

Anonymous — Tue, 20 Dec 2011 00:09:46 GMT

Congrats!

Re: Macys CLI

CS800 — Tue, 20 Dec 2011 00:18:55 GMT

@Anonymous wrote:
Congrats!

Thanks I cant believe it

Re: Macys CLI

CS800 — Tue, 20 Dec 2011 00:20:41 GMT

The supervisor stated that Macy's will start reporting CL in February .