topic Re: OMG Capital One! in Credit Card Approvals

OMG Capital One!

Goodscore81 — Wed, 28 Oct 2015 16:17:31 GMT

This is unbelievable! I got my second Venture and the sl is .........Drum roll please.....$15,000!!!!!! I'm soooooo excited!!!!

The crazy thing about my situation is that this my 5th cap one account. The venture that I had already started at 5k and I got a 1K increase after 2 mos. I waited 6 mos to ask for another and was turned down due to my score being to low to support the lines of credit I have with them. So they wouldn't give me an increase on any of 4 accounts that are established, but they gave me a new card with with a $15K limit. Im confused, but I'll take it!!!!

Re: OMG Capital One!

OmarGB9 — Wed, 28 Oct 2015 16:23:23 GMT

Yea they're a bit odd with CLIs sometimes. They'd rather have you open up another account instead. But Grats!

Re: OMG Capital One!

CreditCuriosity — Wed, 28 Oct 2015 16:24:29 GMT

Congrats.. Ya this is just the way Cap1 does business they won't give CLI's, but approve new cards with big limits.. Congrats! Guess it is kinda like the way to get a CLI with chase it to apply for a new card, get the bonus and move some of the CL to other account you want your CLI on rather than asking and most likely being declined a CLI. Lenders are just weird!

Re: OMG Capital One!

alextercero — Wed, 28 Oct 2015 16:30:43 GMT

Congrats

Re: OMG Capital One!

Anonymous — Wed, 28 Oct 2015 16:56:06 GMT

Congratulations!

Re: OMG Capital One!

pizza1 — Wed, 28 Oct 2015 17:16:23 GMT

very nice!! congrats to you

Re: OMG Capital One!

bodyboy1 — Wed, 28 Oct 2015 17:29:48 GMT

@> Congatulations!!! > i have a good story to tell you, so it's 1pm ny time now.. i read your (this post) about 15 min's ago, i went onto the Capitalone website, i went to preQualfy & it comes up Congratulations!> we think you would like > BLAH BLAH BLAH quicksilver visa sig & under that Venure @ 17.9% >!!! i have to tell you the rest of the story > yes i aceppted & apped for the Venture! approved for $5k! yes! i'll take it! > this will be my New everyday card! THANK YOU JESUS!... i have a Venture now that is $20k.. $170 balance 2 months & 1 week old! already pushed $3.300 through it! > i got my 40k mile Bonus just 2 days ago!>>> i used it for a $200 credit to the Acct: > the Crazzzy thing is> just what you said... let me finish the story, > i requested a CREDIT LINE INCREASE on the $20k Venture 3 days ago.. still haven't gotten a Mess: and just 5 days ago..( i think) i OPTED IN > i was opted out Not Knowing i was opted out for almost 10 years! > www.OptOutPrescreen.com@ <. Make sure Everyone is opted in.. don't worry about junk Mail (like i did) 10 years ago) thats why i opted out... ( i have 3) capital one cards now! a world master card @ $14.7K they won't give me cli> My 2 month old Venture @ $20k.. That ( i bet ) i won't get a cli on.. & (the Kicker) they just Approved me for a New Venture at $5k.. i'm not 1 to care about the annual fees, some people can't even get a secured card. i don't care about fee's!!! thank you again jesus!> my birthaday is friday... i love Capital One! > i'm not Apping for anything!!! my lowest score is trans @ 659 OMG! i don't know the real other scores not posting i'm sure not over 680> I'M STILL IN SHOCK > REALLY! It's not the Money or the credit line.. it's the Approval!... it was timing & timing & timing out! for a good 3 min's> Boom Boom Boom Congrats!!! $5K Wow! > Capital One is cool like that BEST OF LUCK TO YOU! & CONGRATS AGAIN... P.S. I'VE BEEN ON THE PREQUALIFIER FOR THE LAST 2 WEEKS! > NOTHING & I'VE NEVER BEEN PREQUALIFIED FOR ANYTHING TILL THIS MORNING! i really think it has to do with me opting in!/ there was a little box u had to check for electronic something/ to link acct to existing acct's... i'm sure for me opting in again> prompted my Blessing!

@Goodscore81 wrote:
This is unbelievable! I got my second Venture and the sl is .........Drum roll please.....$15,000!!!!!! I'm soooooo excited!!!!

The crazy thing about my situation is that this my 5th cap one account. The venture that I had already started at 5k and I got a 1K increase after 2 mos. I waited 6 mos to ask for another and was turned down due to my score being to low to support the lines of credit I have with them. So they wouldn't give me an increase on any of 4 accounts that are established, but they gave me a new card with with a $15K limit. Im confused, but I'll take it!!!!

Re: OMG Capital One!

Anonymous — Wed, 28 Oct 2015 17:55:33 GMT

Congrats! I don't think we will ever understand some banks...

Re: OMG Capital One!

Anonymous — Wed, 28 Oct 2015 17:58:16 GMT

Massive limit. Enjoy it.

Re: OMG Capital One!

Anonymous — Wed, 28 Oct 2015 18:06:21 GMT

congrats!
Go on take the money and run!! Yeehaaaw!!

Re: OMG Capital One!

Anonymous — Wed, 28 Oct 2015 20:10:49 GMT

Congrats

Re: OMG Capital One!

tntexans72 — Wed, 28 Oct 2015 20:21:56 GMT

Congrats!

Re: OMG Capital One!

FocusedAndDetermined — Wed, 28 Oct 2015 21:22:48 GMT

Awesome - congrats!!

Re: OMG Capital One!

Anonymous — Wed, 28 Oct 2015 21:25:28 GMT

Congrats! 🎉🎊

Re: OMG Capital One!

Anonymous — Wed, 28 Oct 2015 21:39:36 GMT

Congratss!!! NIICE!! Let me share this one, last month i combined one of my cards on capone, then i closed the card (quicksilver one CL 3000) just checked my pre qualify and the same card pops up!! LOL

looks like they wont me to pick up the card back LOL!! thanks but no thanks!!! i am waiting to see if pops a another centure , then i will take it!!! stay blessed everyone

Re: OMG Capital One!

Anonymous — Wed, 28 Oct 2015 22:15:01 GMT

Congrats

Re: OMG Capital One!

Anonymous — Wed, 28 Oct 2015 22:30:57 GMT

Huge Congrats to you!👏🏼👏🏼👏🏼👏🏼

Re: OMG Capital One!

bodyboy1 — Wed, 28 Oct 2015 22:34:08 GMT

> Goog choice! > i Was really hoping for the Venture 1 > i'm not crazy.. i just wanted the 12 months 0% apr.. granted the Venture is a better/higher reward card.. everyone is diff: .. i could use that 0% time.. i will check back come Jan 1st!> i will get it! thank you for for your blessings > YOU STAY BLESSED AS WELL i'm gonna have a glass of wine & celebrate.. the new Venture that i was approved for today 17.9% way lower than 22.9% > i know that is still high> yes i'm carrying a small balance on my Barclays ring @ 8% > i use to love Barclays... i've Always Loved Capital One<. why because they are good to you!> so many people think they deserve Or entitled to a low low Low % rate> NO! you are Not! espeacially Me! <. not getting into details rite now.. but if u get anything from capital one <> please don't worry about apr & annual fee's get the cards/Accounts (not saying for you @Bostonia) to Accept a card u don't want/had >> other people> & call and ask to eliminate your annual fee if you have one... some of the cards have no fee/some do

You know you are doing better when you get a apr reduction.. Smile!!! so happy today it's not the extra $5k or Another Acct: it's the pre Qual thrill... i never had! > i'm in the Mancave jumping up & down..seriously.

Bostonia wrote:

looks like they wont me to pick up the card back LOL!! thanks but no thanks!!! i am waiting to see if pops a another centure , then i will take it!!! stay blessed everyone

Re: OMG Capital One!

bodyboy1 — Wed, 28 Oct 2015 22:40:33 GMT

@> everything is your fault! @ Roseyk! i started listening to you Months ago.. because i love your Name. > Happy Halloween! xo!
@Anonymous wrote:
Huge Congrats to you!👏🏼👏🏼👏🏼👏🏼

Re: OMG Capital One!

Country_Feller — Thu, 29 Oct 2015 13:04:25 GMT

AWESOME, Congratulations!!!!!