topic Re: CAPITAL ONE 10 WEEK OLD/ $20k VENTURE CLI DENIAL! in Credit Card Approvals

CAPITAL ONE 10 WEEK OLD/ $20k VENTURE CLI DENIAL!

bodyboy1 — Thu, 29 Oct 2015 05:57:41 GMT

>YOUR ACCOUNT ISN'T ELIGIBLE RIGHT NOW, > RECENT USE OF THIS ACCOUNTS CREDIT LINE HAS BEEN TOO LOW! .. > i like using capitals i'm not yelling!.. guess What Capital One! > f#^* you! > i spend a lott of $$$ > I Make you a lott of Money with my swipes! & you just gave me a 2nd Venture today! **bleep**! you won't give me a credit line increase on a $20K card! with no balance & $3.3K in spend in 10 weeks! but You will give Me another $5K Venture.. thanks! > i'm really not Mad just still in shock!

Re: CAPITAL ONE 10 WEEK OLD/ $20k VENTURE CLI DENIAL!

happypill — Thu, 29 Oct 2015 06:32:52 GMT

Why would you blame a lender for not giving CLI past $20k if you've only spent $3.3k in 10 weeks? That's less than $1.5k spend a month. Additional CLI would be all risk and now reward for them. I'm not saying you shouldn't ask, but I can't think of any lender that would give a CLI on top of $20k after just 10 weeks in this situation.

Re: CAPITAL ONE 10 WEEK OLD/ $20k VENTURE CLI DENIAL!

bodyboy1 — Thu, 29 Oct 2015 06:44:15 GMT

@happypill wrote:
Why would you blame a lender for not giving CLI past $20k if you've only spent $3.3k in 10 weeks? That's less than $1.5k spend a month. Additional CLI would be all risk and now reward for them. I'm not saying you shouldn't ask, but I can't think of any lender that would give a CLI on top of $20k after just 10 weeks in this situation.

> thank you for your input.

Re: CAPITAL ONE 10 WEEK OLD/ $20k VENTURE CLI DENIAL!

bodyboy1 — Thu, 29 Oct 2015 06:48:03 GMT

> i thought i was doing real good! > i'm done With sign up bonuses.

Re: CAPITAL ONE 10 WEEK OLD/ $20k VENTURE CLI DENIAL!

Anonymous — Thu, 29 Oct 2015 11:00:15 GMT

Stompy foot. LOL. Cant blame them.

Re: CAPITAL ONE 10 WEEK OLD/ $20k VENTURE CLI DENIAL!

bodyboy1 — Thu, 29 Oct 2015 12:35:15 GMT

@Anonymous wrote:
Stompy foot. LOL. Cant blame them.

> Yup yup!> you are rite! > NO MORE CREDIT LINE INCREASES FOR ME! > have a great day!

Re: CAPITAL ONE 10 WEEK OLD/ $20k VENTURE CLI DENIAL!

CreditMagic7 — Thu, 29 Oct 2015 18:31:11 GMT

@bodyboy1 wrote:
@Anonymous wrote:
Stompy foot. LOL. Cant blame them.
> Yup yup!> you are rite! > NO MORE CREDIT LINE INCREASES FOR ME! > have a great day!

No matter.

With your current Capital One cards and new one you're still good right?

Oh by the way the earlier Rant that your railing against is a computer

Re: CAPITAL ONE 10 WEEK OLD/ $20k VENTURE CLI DENIAL!

bodyboy1 — Thu, 29 Oct 2015 21:15:41 GMT

@CreditMagic7 wrote:
@bodyboy1 wrote:
@Anonymous wrote:
Stompy foot. LOL. Cant blame them.
> Yup yup!> you are rite! > NO MORE CREDIT LINE INCREASES FOR ME! > have a great day!
No matter.

With your current Capital One cards and new one you're still good right?
Oh by the way the earlier Rant that your railing against is a computer

>Yes!... i'm fine > Don't need it > i just thought i could get it.. i was wrong > Thanks

Re: CAPITAL ONE 10 WEEK OLD/ $20k VENTURE CLI DENIAL!

Anonymous — Thu, 29 Oct 2015 21:34:41 GMT

> can we all try > to be COOL kids > and post like this <??

Re: CAPITAL ONE 10 WEEK OLD/ $20k VENTURE CLI DENIAL!

KSK1912 — Thu, 29 Oct 2015 21:45:35 GMT

Spent over $6K on a $2K limit card in less than a month after i got it and almost $4K on a $1K limit card in about 3 weeks with the same lender and and all paid in full with overall under 1% utilization on a $40K revolving credit line, and asked for cli and they said lets see some history, i said thanks and hung up. It looks like, unless i am missing something, that card is op's highest limit card with not too many close to that limit. So i think they were very generous with the limit to begin with, so if i were you i would tae it a win and wait a few statement cycles and ask again, i am sure you will get it. Just a little patience. After all, we are not talking about synchrony bank here, this is cap one

Re: CAPITAL ONE 10 WEEK OLD/ $20k VENTURE CLI DENIAL!

CreditMagic7 — Thu, 29 Oct 2015 23:56:31 GMT

@Anonymous wrote:
> can we all try > to be COOL kids > and post like this <??

Not me.

I have enough trouble having to go right back in on every post and correct my paragraphing/spelling as it is

Where is the spell checking in this forum software?

Re: CAPITAL ONE 10 WEEK OLD/ $20k VENTURE CLI DENIAL!

morgacj2004 — Thu, 29 Oct 2015 23:47:58 GMT

Cap One gave me such high ICL that I almost feel guilty asking them for CLI.!!!!! Almost!!!!

Re: CAPITAL ONE 10 WEEK OLD/ $20k VENTURE CLI DENIAL!

Anonymous — Thu, 29 Oct 2015 23:53:08 GMT

Holy crap, that font/style is hard to read.

Capital One does sometimes give CLIs after two months (they did with me), but it does seem to be rare.

Re: CAPITAL ONE 10 WEEK OLD/ $20k VENTURE CLI DENIAL!

elim — Thu, 29 Oct 2015 23:57:18 GMT

I would run about 25% a month for 4-6 months and try again. that's only 20k to 30k in spend AND you can rack up some miles. ;]

oops forgot... >AND YOU CAN RACK UP SOME MILES <<<