topic Re: FINALLY Wally gave me a CLI in Credit Card Approvals

FINALLY Wally gave me a CLI

j_casteel — Sat, 08 Dec 2012 18:40:26 GMT

Been trying for a CLI with no success. Had the card since the end of August. CL has been stuck a $150. Used the card several times, and PIF. Haven't used it in nearly a month and called the UW today request a CLI. Gave her my info, she put me on hold for about 3min, and she came back and BAM! tripled my limit!

LOL, its still not that much but it's definitely a good start.

Re: FINALLY Wally gave me a CLI

Anonymous — Sat, 08 Dec 2012 18:47:08 GMT

Congrats! Small steps build toward the future!

Re: FINALLY Wally gave me a CLI

Involus — Sat, 08 Dec 2012 21:38:21 GMT

Congrats. I just got a nice CLI from $900 to $2500 with them - they are exceptional with CLIs. They will grow more with you over time.

Re: FINALLY Wally gave me a CLI

youngandcreditwrthy — Sat, 08 Dec 2012 21:43:33 GMT

Oh yes! I looove GECRB. My wmt card started as the store version with an $800 limit!

Re: FINALLY Wally gave me a CLI

j_casteel — Sat, 08 Dec 2012 22:41:10 GMT

It's weird though how Wally started me at $150 and Amazon started me at $700.

I'm sure both are going to grow quite nicely.

Re: FINALLY Wally gave me a CLI

LS2982 — Sat, 08 Dec 2012 23:09:44 GMT

@j_casteel wrote:
Been trying for a CLI with no success. Had the card since the end of August. CL has been stuck a $150. Used the card several times, and PIF. Haven't used it in nearly a month and called the UW today request a CLI. Gave her my info, she put me on hold for about 3min, and she came back and BAM! tripled my limit!

LOL, its still not that much but it's definitely a good start.

CONGRATS!!

Re: FINALLY Wally gave me a CLI

CreditWorld2013 — Sun, 09 Dec 2012 00:57:45 GMT

@j_casteel wrote:
Been trying for a CLI with no success. Had the card since the end of August. CL has been stuck a $150. Used the card several times, and PIF. Haven't used it in nearly a month and called the UW today request a CLI. Gave her my info, she put me on hold for about 3min, and she came back and BAM! tripled my limit!

LOL, its still not that much but it's definitely a good start.

Congratulations! I find that $500 should be a minimum credit line for all credit cards. I would think utilization on a $150 card was difficult and could have caused more damage just by using it.

Re: FINALLY Wally gave me a CLI

j_casteel — Sun, 09 Dec 2012 02:11:06 GMT

@CC365 wrote:
@j_casteel wrote:
Been trying for a CLI with no success. Had the card since the end of August. CL has been stuck a $150. Used the card several times, and PIF. Haven't used it in nearly a month and called the UW today request a CLI. Gave her my info, she put me on hold for about 3min, and she came back and BAM! tripled my limit!

LOL, its still not that much but it's definitely a good start.
Congratulations! I find that $500 should be a minimum credit line for all credit cards. I would think utilization on a $150 card was difficult and could have caused more damage just by using it.

yeah, it was a PITA, especially with the way Wally does payments the first few statements. They take forever to process, as do the purchases. I was only able to fill up mine and my wifes vehicles a few times. PIF, wait, and then fill up again, etc. The gas discounts and free FICO is the main reason for me to have this card anyways, but it doesn't hurt to have frequent CLI's on it.

Re: FINALLY Wally gave me a CLI

j_casteel — Sun, 09 Dec 2012 02:12:22 GMT

Also, FWIW, before calling the UW # I tried to request an increase by the LUV button and was denied. I pretty much immediately called UW after than and was approved.

Re: FINALLY Wally gave me a CLI

Anonymous — Sun, 09 Dec 2012 02:18:42 GMT

That's great! They start small but they snowball. Ours took forever to get a CLI but they get generous the longer you stick with them.

Re: FINALLY Wally gave me a CLI

gettnthere — Sun, 09 Dec 2012 02:24:44 GMT

Congrats!

Re: FINALLY Wally gave me a CLI

Epcot — Sun, 09 Dec 2012 03:39:35 GMT

Congrats on the increase!

Re: FINALLY Wally gave me a CLI

wallyworld123 — Sun, 09 Dec 2012 06:29:22 GMT

Congratulations very happy for you and yes gr8 card that will grow with you!