topic Re: BOA Secured in Credit Card Approvals

BOA Secured

Harvey26 — Sun, 25 Oct 2015 01:57:27 GMT

Friday, I tried my luck with the BOA secured as I was told it would be a good idea and i applied with a $300 limit. A few days ago I got apporved for sprint service (EXCITING as i though for sure I was going to get denied) I got the typical we will notify you in 7-10 business days of our decision. Any suggestions of what I should do or a backdoor number I may can call to find out if i got apporved or not ? I have applied with them for 3 times ( I know way too many ). This is my last app for 2 years trying to get my inquires off. Hopefully I get approved.

Discover IT Student: $1K , Chase Freedom: $7.5k (AU)

EQ: 657 TU: 700 EX: ???

Re: BOA Secured

Anonymous — Sun, 25 Oct 2015 06:11:54 GMT

*Crossing my fingers & toes* I hope you get approved. I'm sure the more experienced members will provide you with some awesome advice. Good luck!!!!

Re: BOA Secured

sjt — Sun, 25 Oct 2015 20:28:01 GMT

@Anonymous wrote:
*Crossing my fingers & toes* I hope you get approved. I'm sure the more experienced members will provide you with some awesome advice. Good luck!!!!

SInce you are in the building stage of credit, I dont you will have a problem getting approved for the card.

Re: BOA Secured

Countingpennies — Sun, 25 Oct 2015 20:37:25 GMT

@Harvey26 wrote:
Friday, I tried my luck with the BOA secured as I was told it would be a good idea and i applied with a $300 limit. A few days ago I got apporved for sprint service (EXCITING as i though for sure I was going to get denied) I got the typical we will notify you in 7-10 business days of our decision. Any suggestions of what I should do or a backdoor number I may can call to find out if i got apporved or not ? I have applied with them for 3 times ( I know way too many ). This is my last app for 2 years trying to get my inquires off. Hopefully I get approved.

Discover IT Student: $1K , Chase Freedom: $7.5k (AU)
EQ: 657 TU: 700 EX: ???

https://www.bankofamerica.com/credit-cards/application-status/app-status-form.go

Re: BOA Secured

Countingpennies — Sun, 25 Oct 2015 20:42:21 GMT

Harvey, you might try the Capital One prequalify tool. It's a soft pull. If it comes up congratulation you are pre-qualified for...., you then fill out the app, and it will likely be 3 HPs, 1 on each CRA. Worth a shot at the prequal. If you want one more card before heading off to the farm.

Re: BOA Secured

Harvey26 — Wed, 28 Oct 2015 22:53:40 GMT

Just letting you guys know the good news. I got approved I am offically in the garden for the next two years.

Re: BOA Secured

newhis — Thu, 29 Oct 2015 15:30:23 GMT

Congrats

Re: BOA Secured

gibeon — Fri, 30 Oct 2015 19:29:03 GMT

Congrats!

And ALOT of fully secured cards give a 7-10 day message as they want the money to transfer first before they will say approved.

My BofA secured took about 5 days, and CITI took almost a week, and Discover took while also.

I think Cap One was the only one that gave me an instant yes, but they give a looking time to fund.

Re: BOA Secured

Country_Feller — Sat, 31 Oct 2015 01:08:14 GMT

AWESOME, Congratulations!!!