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    <title>topic Re: PENFED OMG!!!!!  UPDATE! UPDATE! in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4303858#M342779</link>
    <description>&lt;P&gt;Congrats to you. I just got approved for their membership but got denied for the card.&lt;/P&gt;</description>
    <pubDate>Fri, 30 Oct 2015 20:51:33 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2015-10-30T20:51:33Z</dc:date>
    <item>
      <title>PENFED OMG!!!!!  UPDATE! UPDATE!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300117#M341716</link>
      <description>&lt;P&gt;I'm in, I'm in, I'm in!!!!!!&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I signed up for a membership yesterday but I had to fax a notarized copy of my drivers license, soc. Sec card and a current utility bill to verify my identity.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Anyways, I called today to check on my membership and I was approved. I applied for the promise card and I was APPROVED INSTANTLY FOR A $12,500 CL.&amp;nbsp;&lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My bk is almost 2 years post discharge!!!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;UPDATE:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt;&lt;/P&gt;&lt;P&gt;The rewards card......APPROVED FOR 10k CL!!!!!!!!!!!!!!!!!!&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;img id="heart" class="emoticon emoticon-heart" src="https://ficoforums.myfico.com/i/smilies/16x16_heart.gif" alt="Heart" title="Heart" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;NO POI REQUIRED!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 29 Oct 2015 16:16:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300117#M341716</guid>
      <dc:creator>Chilli</dc:creator>
      <dc:date>2015-10-29T16:16:24Z</dc:date>
    </item>
    <item>
      <title>Re: PENFED OMG!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300122#M341718</link>
      <description>Yaaaaasssssss!!!! 👏👏👏👏👏</description>
      <pubDate>Wed, 28 Oct 2015 17:10:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300122#M341718</guid>
      <dc:creator>baller4life</dc:creator>
      <dc:date>2015-10-28T17:10:39Z</dc:date>
    </item>
    <item>
      <title>Re: PENFED OMG!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300126#M341719</link>
      <description>WHAT!!!!!!!!! OMG is right!!!!!! Im SOOOOOO jealous!!!! YAYAYAYAYAYA!!! Thats super awesome Chili!!!! Im SOOO excited for you!!!&lt;BR /&gt;&lt;BR /&gt;Do you still have IIB showing on your reports?? Give a quick run down of scores, who they pulled, baddies still showing yes or no,and how many inquires at the time...for data points please!!!&lt;BR /&gt;&lt;BR /&gt;Congrats so much to you!!!!&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Wed, 28 Oct 2015 17:12:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300126#M341719</guid>
      <dc:creator>pizza1</dc:creator>
      <dc:date>2015-10-28T17:12:56Z</dc:date>
    </item>
    <item>
      <title>Re: PENFED OMG!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300131#M341720</link>
      <description>&lt;P&gt;AWESOME!!!!&lt;/P&gt;</description>
      <pubDate>Wed, 28 Oct 2015 17:13:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300131#M341720</guid>
      <dc:creator>Mellon</dc:creator>
      <dc:date>2015-10-28T17:13:59Z</dc:date>
    </item>
    <item>
      <title>Re: PENFED OMG!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300133#M341721</link>
      <description>&lt;P&gt;Awww shucks, I'm balling for real now! &amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;thanks baller!&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;hahahahaha&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;see Baller I was doing good until I got back on here. this is your fault!&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 28 Oct 2015 17:14:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300133#M341721</guid>
      <dc:creator>Chilli</dc:creator>
      <dc:date>2015-10-28T17:14:41Z</dc:date>
    </item>
    <item>
      <title>Re: PENFED OMG!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300153#M341730</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/776995"&gt;@Chilli&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Awww shucks, I'm balling for real now! &amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;thanks baller!&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;hahahahaha&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;see Baller I was doing good until I got back on here. this is your fault!&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;LMAO!!!! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 28 Oct 2015 17:20:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300153#M341730</guid>
      <dc:creator>baller4life</dc:creator>
      <dc:date>2015-10-28T17:20:11Z</dc:date>
    </item>
    <item>
      <title>Re: PENFED OMG!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300165#M341735</link>
      <description>&lt;P&gt;No pay stubs? Or income verification?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 28 Oct 2015 17:25:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300165#M341735</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-28T17:25:38Z</dc:date>
    </item>
    <item>
      <title>Re: PENFED OMG!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300172#M341737</link>
      <description>&lt;P&gt;No income verification, NADA!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 28 Oct 2015 17:28:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300172#M341737</guid>
      <dc:creator>Chilli</dc:creator>
      <dc:date>2015-10-28T17:28:01Z</dc:date>
    </item>
    <item>
      <title>Re: PENFED OMG!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300187#M341743</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/776995"&gt;@Chilli&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;No income verification, NADA!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks!&amp;nbsp;&lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 28 Oct 2015 17:32:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300187#M341743</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-28T17:32:29Z</dc:date>
    </item>
    <item>
      <title>Re: PENFED OMG!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300189#M341744</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/728355"&gt;@pizza1&lt;/a&gt; wrote:&lt;BR /&gt;WHAT!!!!!!!!! OMG is right!!!!!! Im SOOOOOO jealous!!!! YAYAYAYAYAYA!!! Thats super awesome Chili!!!! Im SOOO excited for you!!!&lt;BR /&gt;&lt;BR /&gt;Do you still have IIB showing on your reports?? Give a quick run down of scores, who they pulled, baddies still showing yes or no,and how many inquires at the time...for data points please!!!&lt;BR /&gt;&lt;BR /&gt;Congrats so much to you!!!!&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;No IIB on my reports&lt;/P&gt;&lt;P&gt;they pulled equifa&lt;/P&gt;&lt;P&gt;score fico 714 after they pulled prior 717&lt;/P&gt;&lt;P&gt;7 inquires in last 12 months&lt;/P&gt;&lt;P&gt;bk discharge 1/2014&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Pizza, AND I HAD THE NERVE TO APP FOR THE REWARDS CARD...APP IS PENDING.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I did a BT from my ring...0 transfer fee at 4.99 for 12 months. That's what they get for messing with Baller! LOL&lt;/P&gt;</description>
      <pubDate>Wed, 28 Oct 2015 17:32:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300189#M341744</guid>
      <dc:creator>Chilli</dc:creator>
      <dc:date>2015-10-28T17:32:51Z</dc:date>
    </item>
    <item>
      <title>Re: PENFED OMG!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300194#M341746</link>
      <description>&lt;P&gt;Congratulations!&lt;/P&gt;</description>
      <pubDate>Wed, 28 Oct 2015 17:34:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300194#M341746</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-28T17:34:47Z</dc:date>
    </item>
    <item>
      <title>Re: PENFED OMG!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300196#M341747</link>
      <description>&lt;P&gt;Thanks, music. I'm stoked!&lt;/P&gt;</description>
      <pubDate>Wed, 28 Oct 2015 17:36:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300196#M341747</guid>
      <dc:creator>Chilli</dc:creator>
      <dc:date>2015-10-28T17:36:09Z</dc:date>
    </item>
    <item>
      <title>Re: PENFED OMG!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300215#M341752</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/776995"&gt;@Chilli&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/728355"&gt;@pizza1&lt;/a&gt; wrote:&lt;BR /&gt;WHAT!!!!!!!!! OMG is right!!!!!! Im SOOOOOO jealous!!!! YAYAYAYAYAYA!!! Thats super awesome Chili!!!! Im SOOO excited for you!!!&lt;BR /&gt;&lt;BR /&gt;Do you still have IIB showing on your reports?? Give a quick run down of scores, who they pulled, baddies still showing yes or no,and how many inquires at the time...for data points please!!!&lt;BR /&gt;&lt;BR /&gt;Congrats so much to you!!!!&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;No IIB on my reports&lt;/P&gt;&lt;P&gt;they pulled equifa&lt;/P&gt;&lt;P&gt;score fico 714 after they pulled prior 717&lt;/P&gt;&lt;P&gt;7 inquires in last 12 months&lt;/P&gt;&lt;P&gt;bk discharge 1/2014&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Pizza, AND I HAD THE NERVE TO APP FOR THE REWARDS CARD...APP IS PENDING.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I did a BT from my ring...0 transfer fee at 4.99 for 12 months. That's what they get for messing with Baller! LOL&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/776995"&gt;@Chilli&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/728355"&gt;@pizza1&lt;/a&gt; wrote:&lt;BR /&gt;WHAT!!!!!!!!! OMG is right!!!!!! Im SOOOOOO jealous!!!! YAYAYAYAYAYA!!! Thats super awesome Chili!!!! Im SOOO excited for you!!!&lt;BR /&gt;&lt;BR /&gt;Do you still have IIB showing on your reports?? Give a quick run down of scores, who they pulled, baddies still showing yes or no,and how many inquires at the time...for data points please!!!&lt;BR /&gt;&lt;BR /&gt;Congrats so much to you!!!!&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;No IIB on my reports&lt;/P&gt;&lt;P&gt;they pulled equifa&lt;/P&gt;&lt;P&gt;score fico 714 after they pulled prior 717&lt;/P&gt;&lt;P&gt;7 inquires in last 12 months&lt;/P&gt;&lt;P&gt;bk discharge 1/2014&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Pizza, AND I HAD THE NERVE TO APP FOR THE REWARDS CARD...APP IS PENDING.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I did a BT from my ring...0 transfer fee at 4.99 for 12 months. That's what they get for messing with Baller! LOL&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;HOLY cow!!! &amp;nbsp;I hope you get it, !!! Thats so awesome!! &amp;nbsp;Im gonna try again in 2 yrs, I was denied for the card back in July, and on recon as well, &amp;nbsp;but instant on membership. My IIB's wont fall off till 2019! &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt; ugh...maybe I need to wait until then.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;</description>
      <pubDate>Wed, 28 Oct 2015 17:46:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300215#M341752</guid>
      <dc:creator>pizza1</dc:creator>
      <dc:date>2015-10-28T17:46:25Z</dc:date>
    </item>
    <item>
      <title>Re: PENFED OMG!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300225#M341754</link>
      <description>&lt;P&gt;Congrats!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I joined yesterday as well and my app for the rewards card is still pending. lol... They did need claification on whether my income stated was monthly or annually.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Called yesterday to give them that info and here I am still waiting... I also opened up a money market savings today just in case. lol&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Again congratulations!!! Awesome!&lt;/P&gt;</description>
      <pubDate>Wed, 28 Oct 2015 17:51:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300225#M341754</guid>
      <dc:creator>sreneesa</dc:creator>
      <dc:date>2015-10-28T17:51:08Z</dc:date>
    </item>
    <item>
      <title>Re: PENFED OMG!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300226#M341755</link>
      <description>&lt;P&gt;Congrats!!!! That is so exciting! PenFed was my most amazing, floored instant approval, ever!!! enjoy!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 28 Oct 2015 17:51:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300226#M341755</guid>
      <dc:creator>ddemari</dc:creator>
      <dc:date>2015-10-28T17:51:34Z</dc:date>
    </item>
    <item>
      <title>Re: PENFED OMG!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300231#M341758</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/776995"&gt;@Chilli&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/728355"&gt;@pizza1&lt;/a&gt; wrote:&lt;BR /&gt;WHAT!!!!!!!!! OMG is right!!!!!! Im SOOOOOO jealous!!!! YAYAYAYAYAYA!!! Thats super awesome Chili!!!! Im SOOO excited for you!!!&lt;BR /&gt;&lt;BR /&gt;Do you still have IIB showing on your reports?? Give a quick run down of scores, who they pulled, baddies still showing yes or no,and how many inquires at the time...for data points please!!!&lt;BR /&gt;&lt;BR /&gt;Congrats so much to you!!!!&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;No IIB on my reports&lt;/P&gt;&lt;P&gt;they pulled equifa&lt;/P&gt;&lt;P&gt;score fico 714 after they pulled prior 717&lt;/P&gt;&lt;P&gt;7 inquires in last 12 months&lt;/P&gt;&lt;P&gt;bk discharge 1/2014&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Pizza, AND I HAD THE NERVE TO APP FOR THE REWARDS CARD...APP IS PENDING.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I did a BT from my ring...0 transfer fee at 4.99 for 12 months. That's what they get for messing with Baller! LOL&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 28 Oct 2015 17:53:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300231#M341758</guid>
      <dc:creator>baller4life</dc:creator>
      <dc:date>2015-10-28T17:53:41Z</dc:date>
    </item>
    <item>
      <title>Re: PENFED OMG!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300242#M341762</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/728355"&gt;@pizza1&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/776995"&gt;@Chilli&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/728355"&gt;@pizza1&lt;/a&gt; wrote:&lt;BR /&gt;WHAT!!!!!!!!! OMG is right!!!!!! Im SOOOOOO jealous!!!! YAYAYAYAYAYA!!! Thats super awesome Chili!!!! Im SOOO excited for you!!!&lt;BR /&gt;&lt;BR /&gt;Do you still have IIB showing on your reports?? Give a quick run down of scores, who they pulled, baddies still showing yes or no,and how many inquires at the time...for data points please!!!&lt;BR /&gt;&lt;BR /&gt;Congrats so much to you!!!!&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;No IIB on my reports&lt;/P&gt;&lt;P&gt;they pulled equifa&lt;/P&gt;&lt;P&gt;score fico 714 after they pulled prior 717&lt;/P&gt;&lt;P&gt;7 inquires in last 12 months&lt;/P&gt;&lt;P&gt;bk discharge 1/2014&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Pizza, AND I HAD THE NERVE TO APP FOR THE REWARDS CARD...APP IS PENDING.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I did a BT from my ring...0 transfer fee at 4.99 for 12 months. That's what they get for messing with Baller! LOL&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/776995"&gt;@Chilli&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/728355"&gt;@pizza1&lt;/a&gt; wrote:&lt;BR /&gt;WHAT!!!!!!!!! OMG is right!!!!!! Im SOOOOOO jealous!!!! YAYAYAYAYAYA!!! Thats super awesome Chili!!!! Im SOOO excited for you!!!&lt;BR /&gt;&lt;BR /&gt;Do you still have IIB showing on your reports?? Give a quick run down of scores, who they pulled, baddies still showing yes or no,and how many inquires at the time...for data points please!!!&lt;BR /&gt;&lt;BR /&gt;Congrats so much to you!!!!&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;No IIB on my reports&lt;/P&gt;&lt;P&gt;they pulled equifa&lt;/P&gt;&lt;P&gt;score fico 714 after they pulled prior 717&lt;/P&gt;&lt;P&gt;7 inquires in last 12 months&lt;/P&gt;&lt;P&gt;bk discharge 1/2014&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Pizza, AND I HAD THE NERVE TO APP FOR THE REWARDS CARD...APP IS PENDING.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I did a BT from my ring...0 transfer fee at 4.99 for 12 months. That's what they get for messing with Baller! LOL&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;HOLY cow!!! &amp;nbsp;I hope you get it, !!! Thats so awesome!! &amp;nbsp;Im gonna try again in 2 yrs, I was denied for the card back in July, and on recon as well, &amp;nbsp;but instant on membership. My IIB's wont fall off till 2019! &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt; ugh...maybe I need to wait until then.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;I don't know, Pizza. i had worked hard on my IIB right after my discharge. I had fought hard for every little error, to the point they were sick of me. thats why synchrony won't even look at me...I'm blacked listed. But ask me if I care. Hahaha&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 28 Oct 2015 18:03:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300242#M341762</guid>
      <dc:creator>Chilli</dc:creator>
      <dc:date>2015-10-28T18:03:17Z</dc:date>
    </item>
    <item>
      <title>Re: PENFED OMG!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300329#M341777</link>
      <description>Grats!</description>
      <pubDate>Wed, 28 Oct 2015 18:46:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300329#M341777</guid>
      <dc:creator>OmarGB9</dc:creator>
      <dc:date>2015-10-28T18:46:49Z</dc:date>
    </item>
    <item>
      <title>Re: PENFED OMG!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300346#M341783</link>
      <description>&lt;P&gt;Congrats!&amp;nbsp; That's awesome.&amp;nbsp; That's a nice amount for the cl&lt;/P&gt;</description>
      <pubDate>Wed, 28 Oct 2015 18:53:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300346#M341783</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-28T18:53:57Z</dc:date>
    </item>
    <item>
      <title>Re: PENFED OMG!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300368#M341787</link>
      <description>What's an lIB? I know op said 2 years out of bk, which is a good data point with penfed as that seems to come up a lot.</description>
      <pubDate>Wed, 28 Oct 2015 19:07:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PENFED-OMG-UPDATE-UPDATE/m-p/4300368#M341787</guid>
      <dc:creator>ddemari</dc:creator>
      <dc:date>2015-10-28T19:07:36Z</dc:date>
    </item>
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