topic Re: God I love NFCU in Credit Card Approvals

God I love NFCU

madmann26 — Thu, 06 Dec 2012 14:14:42 GMT

I've had my secured card for 3 statements now so I decided to pull the trigger on the cash rewards unsecured. I did send them an honest, heart felt message about how I'd worked on my credit and increased my score by almost 100 points in 2 months. I've also paid my secured card off every 2 weeks since I've gotten it.

To my amazement, I woke up this morning to the approval text. My scores are right at 600 for EQ and 619 for TU.

I'm approved for a $3, 000 CL.

I'd like to everyone who has ever contributed or helped on this board. This board is full of some of the most awesome people on the net.

-madmann26

Re: God I love NFCU

distantarray — Thu, 06 Dec 2012 14:16:24 GMT

that's amazing CL for your scores! congrats! =)

Re: God I love NFCU

AF_23 — Thu, 06 Dec 2012 14:19:59 GMT

They sure are lenient. Wish i had access to NFCU

Re: God I love NFCU

Epcot — Thu, 06 Dec 2012 14:48:44 GMT

Nice, Congrats!

Re: God I love NFCU

Anonymous — Thu, 06 Dec 2012 15:09:48 GMT

Congratulations to you!!!

Re: God I love NFCU

Shogun — Thu, 06 Dec 2012 15:24:56 GMT

You freaking rock madmann!!!!!!

Re: God I love NFCU

Anonymous — Thu, 06 Dec 2012 19:37:13 GMT

Waking up to the text message approved is the best

Re: God I love NFCU

Jutz — Thu, 06 Dec 2012 19:43:23 GMT

Do you need a roommate??

Re: God I love NFCU

distantarray — Thu, 06 Dec 2012 19:45:16 GMT

@Jutz wrote:
Do you need a roommate??

I do only $3,000 a month =)

Re: God I love NFCU

madmann26 — Thu, 06 Dec 2012 23:11:43 GMT

To add,

I have 2 active CA's. I have a rash of CO's to, albeit, all paid with a zero balance. I'm thankful.

Re: God I love NFCU

scarzy — Thu, 06 Dec 2012 23:15:36 GMT

Keep up the good work! I'm with NFCU too, and they are GREAT!

Re: God I love NFCU

madmann26 — Sun, 09 Dec 2012 21:21:59 GMT

Confirmed...they pulled a 595 with EQ.

Re: God I love NFCU

j_casteel — Sun, 09 Dec 2012 22:22:26 GMT

thats awesome...congrats!!

Re: God I love NFCU

wallyworld123 — Mon, 10 Dec 2012 02:30:44 GMT

Congrats way to go awesome news. Nfcu rocks big time

Re: God I love NFCU

Anonymous — Mon, 10 Dec 2012 03:07:27 GMT

It seems like NFCU gives out crazy -high credit limits regardless of income...is that true? I mean you see a lot of threads where people are instantly approved for like 10k+ in lines. I'll be joining them before the end of the year so I'm pumped.

Re: God I love NFCU

Anonymous — Mon, 10 Dec 2012 04:10:00 GMT

@Anonymous wrote:
It seems like NFCU gives out crazy -high credit limits regardless of income...is that true? I mean you see a lot of threads where people are instantly approved for like 10k+ in lines. I'll be joining them before the end of the year so I'm pumped.

No not true. You have to have the income to back it up of course however they go by your ability to pay vs debt ratio. So after all is said and done if all you can spare at the end of the month is 200 bucks then only expect 2-3k line for cc.

Re: God I love NFCU

Anonymous — Mon, 10 Dec 2012 04:40:36 GMT

Fair enough, but you gotta admit there are alot of threads about 25k credit lines on this forum.

Re: God I love NFCU

Anonymous — Mon, 10 Dec 2012 05:46:17 GMT

@Anonymous wrote:
Fair enough, but you gotta admit there are alot of threads about 25k credit lines on this forum.

yeah there are but those 25k limits also come with members having a strong AAOA and income.

I think what is most impressive with them is the fact that you can have a low to mid 600 EQ score and have a few cards with low limits income around 25k and get approved with a 10k cl. thats what i love about them

Re: God I love NFCU

Anonymous — Mon, 10 Dec 2012 05:52:46 GMT

I can't wait to get CL increase from NFCU. They gave me 2k CL .this my big bomb ever. Somebody should open NFCU fan club lol

Re: God I love NFCU

Anonymous — Mon, 10 Dec 2012 16:29:44 GMT

Congrats