topic Re: Chase Approval! in Credit Card Approvals

Chase Approval!

visorboy1974 — Mon, 17 Dec 2012 21:31:20 GMT

Long story short, I applied for a Chase United MileagePlus Club card with the thought that I'd never get approved. I received the denial letter in the mail and decided to call the recon line and plead my case. Since I fly 30-40 times a year, I could use the United Club access among other things. I called the Chase recon line and the very courteous analyst brought up my app and previous history with Chase. She said that while I have a great history since my BK7 in 2006, she couldn't override the fact that I had some Chase balances that were included in the BK7, but that she'd recommend me for approval on the card to her higher ups. I logged in to my Chase account and I have a new MileagePlus Club card account showing up there!

So I guess the moral of the story is if you're initially declined, plead your case and provide evidence and you'll at least have a fighting chance! And Chase's blacklist is "flexible"!

Received the card and it's nice and heavy...looks like Chase has another "metal" card in its portfolio! I'm excited! Very thankful to Chase for the second chance! I will not disappoint!

Re: Chase Approval!

rtw — Mon, 17 Dec 2012 21:33:05 GMT

Congrats! Great story and the moral is always recon. You've already got an HP so what can you lose?

Re: Chase Approval!

bndresa1321 — Mon, 17 Dec 2012 21:41:54 GMT

Congratulations on the approval, that's really great to hear that you were able to recon, seems like they honestly listened to your request and went ahead and approved you.

If I am every in this situation I definitely won't hesitate to recon, and hope for a similar success ha.

Re: Chase Approval!

Shogun — Mon, 17 Dec 2012 21:47:56 GMT

Congrats!!!

Re: Chase Approval!

MountainHiker — Mon, 17 Dec 2012 22:06:39 GMT

Congrats on having one of the most sought after cards. Enjoy and happy flying!

Re: Chase Approval!

SpiceIslander — Mon, 17 Dec 2012 23:09:21 GMT

Congrats!

Re: Chase Approval!

visorboy1974 — Tue, 18 Dec 2012 00:09:17 GMT

Thanks everybody! I'm excited to start using it as well as have access to the United Club whenever I head out of town! Even better news is the AF is waived the first year...It's $395.

Re: Chase Approval!

frddlawson — Tue, 18 Dec 2012 00:40:46 GMT

Thats an excellent story, congrats on your approval. It always feel good to have a second chance. Recon,Recon,Recon, it works.

Re: Chase Approval!

Anonymous — Tue, 18 Dec 2012 01:28:22 GMT

Great job!!!!! Way to keep fighting! Congrats.

Re: Chase Approval!

Anonymous — Tue, 18 Dec 2012 02:55:09 GMT

@visorboy1974 wrote:
Long story short, I applied for a Chase United MileagePlus Club card with the thought that I'd never get approved. I received the denial letter in the mail and decided to call the recon line and plead my case. Since I fly 30-40 times a year, I could use the United Club access among other things. I called the Chase recon line and the very courteous analyst brought up my app and previous history with Chase. She said that while I have a great history since my BK7 in 2006, she couldn't override the fact that I had some Chase balances that were included in the BK7, but that she'd recommend me for approval on the card to her higher ups. I logged in to my Chase account and I have a new MileagePlus Club card account showing up there!

So I guess the moral of the story is if you're initially declined, plead your case and provide evidence and you'll at least have a fighting chance! And Chase's blacklist is "flexible"!

Received the card and it's nice and heavy...looks like Chase has another "metal" card in its portfolio! I'm excited! Very thankful to Chase for the second chance! I will not disappoint!

What number did u recon with....i got denied after my application spree for CSP.....I reconed to no avail...

Re: Chase Approval!

wallyworld123 — Tue, 18 Dec 2012 03:19:39 GMT

Good for you congrats on the approval!

Re: Chase Approval!

visorboy1974 — Tue, 18 Dec 2012 04:19:07 GMT

@Anonymous wrote:

What number did u recon with....i got denied after my application spree for CSP.....I reconed to no avail...

I don't recall the number off hand. I Googled Chase Reconsideration and called the first number that came up.

Re: Chase Approval!

Epcot — Tue, 18 Dec 2012 15:41:36 GMT

That's great, Congrats!