topic Kay jewelers auto luv 🎅🏼 in Credit Card Approvals

Kay jewelers auto luv 🎅🏼

Anonymous — Sun, 15 Nov 2015 13:10:31 GMT

It's that time of year! 🎅🏼

Auto luv 3800-6100. Haven't used it in about 5 months. Maybe ill throw a charm or earrings for xmas on there.

Bonus- they reported cli with no use 👍🏼

Re: Kay jewelers auto luv 🎅🏼

Country_Feller — Sun, 15 Nov 2015 13:35:30 GMT

Congratulations!!!

Re: Kay jewelers auto luv 🎅🏼

Anonymous — Sun, 15 Nov 2015 14:37:05 GMT

it's that time of year for them. i just got my CLI myself haha. congrats

Re: Kay jewelers auto luv 🎅🏼

alextercero — Sun, 15 Nov 2015 17:37:32 GMT

Congrats

Re: Kay jewelers auto luv 🎅🏼

OmarGB9 — Mon, 16 Nov 2015 07:30:56 GMT

Grats

Re: Kay jewelers auto luv 🎅🏼

Anonymous — Mon, 16 Nov 2015 07:49:55 GMT

What's the benefits of using their card vs a normal credit card??

Re: Kay jewelers auto luv 🎅🏼

Anonymous — Mon, 16 Nov 2015 12:35:38 GMT

you can get the 12 month financing

Re: Kay jewelers auto luv 🎅🏼

alvon123 — Mon, 16 Nov 2015 12:42:46 GMT

congrats

Re: Kay jewelers auto luv 🎅🏼

Anonymous — Mon, 16 Nov 2015 15:41:24 GMT

Very nice... Enjoy it.

Re: Kay jewelers auto luv 🎅🏼

pizza1 — Mon, 16 Nov 2015 15:42:27 GMT

awesome! Congrats on the CLI!!!

Re: Kay jewelers auto luv 🎅🏼

Anonymous — Mon, 16 Nov 2015 15:55:53 GMT

Honestly i don't think I've used the 0% financing with them. I buy little things, like bracelets, charms, necklaces for mom, and i did buy a watch for my bf last xmas. Hmm, now I think i may have used their 0% offer for the watch but i can't remember.

One benefit to me is that they gave me my largest cl (3800) at a time when i couldnt get more than 500 elsewhere, I believe they base approvals more on income. I think i was low 600 for approval.

Re: Kay jewelers auto luv 🎅🏼

Anonymous — Mon, 16 Nov 2015 15:58:37 GMT

i don't think they base it "more" on income though. i am at close to a $7k limit and my income sucks lol

Re: Kay jewelers auto luv 🎅🏼

Anonymous — Mon, 16 Nov 2015 16:01:09 GMT

I was around 45,000 i think when i got it. Obviously far from high income, but not too low. But my credit sucked lol. Maybe they're just lax all around? I know a few poor credit people who were approved too.

Re: Kay jewelers auto luv 🎅🏼

Anonymous — Mon, 16 Nov 2015 16:10:45 GMT

yeah when i apped i had a 1 year old $500 credit union card and a $3k wells fargo card for a few months and a few week old $1,500 freedom and they approved me for $2,400 with an annual income around $23k lol. i was 20.

Re: Kay jewelers auto luv 🎅🏼

Anonymous — Mon, 16 Nov 2015 16:11:08 GMT

now i only make $30k but have bigger cards too.