topic Re: Cabelas in Credit Card Approvals

Cabelas

wacdenney — Sat, 14 Nov 2015 18:56:52 GMT

Instant approval @ 18% APR but no idea what the limit is. My hope is that the Bass Pro buyout goes through and this ends up being a Bof A account.

Re: Cabelas

Country_Feller — Sat, 14 Nov 2015 18:58:38 GMT

Congratulations!!!!

Re: Cabelas

B335is — Sat, 14 Nov 2015 20:11:23 GMT

Congrats!!

Re: Cabelas

pizza1 — Sat, 14 Nov 2015 20:18:42 GMT

you can call into CS, and ask to be transferred to credit. They will tell you the limit! Plus...Your card isn't eligible for a CLI for 6 months. The limit you get is what you're stuck with for 6 months. After 6 mo you can call in and request one, and its always a HP....period. They do also AR's for eligible acts for auto's 2-3x a year too.

Congrats to you on your new card, and for the record...I hope the merger goes thru too!!! Thats my "in" thru the BD with BOFA if it happens!!!

Re: Cabelas

wacdenney — Sun, 15 Nov 2015 02:26:36 GMT

@pizza1 wrote:
you can call into CS, and ask to be transferred to credit. They will tell you the limit! Plus...Your card isn't eligible for a CLI for 6 months. The limit you get is what you're stuck with for 6 months. After 6 mo you can call in and request one, and its always a HP....period. They do also AR's for eligible acts for auto's 2-3x a year too.

Congrats to you on your new card, and for the record...I hope the merger goes thru too!!! Thats my "in" thru the BD with BOFA if it happens!!!

Do you happen to have that number handy? Do you just call Cabelas or is there a number for World's Foremost somewhere??

Re: Cabelas

wacdenney — Mon, 16 Nov 2015 15:10:05 GMT

OK I never could find a number for World's Foremost Bank so I just caalled Cabelas and they connected me. Starting limit was 4k which is a little disappointing but it's fine.

Re: Cabelas

Anonymous — Mon, 16 Nov 2015 15:12:04 GMT

Congratulations!

Re: Cabelas

Anonymous — Mon, 16 Nov 2015 15:30:23 GMT

congrats!!!

Re: Cabelas

alextercero — Mon, 16 Nov 2015 17:15:06 GMT

Congrats

Re: Cabelas

Anomalous — Mon, 16 Nov 2015 17:22:49 GMT

@wacdenney wrote:
@Instant approval @ 18% APR but no idea what the limit is. My hope is that the Bass Pro buyout goes through and this ends up being a Bof A account.

Congratulations!

Re: Cabelas

pizza1 — Mon, 16 Nov 2015 17:42:02 GMT

@wacdenney wrote:
OK I never could find a number for World's Foremost Bank so I just caalled Cabelas and they connected me. Starting limit was 4k which is a little disappointing but it's fine.

Sorry Wac,,I just now saw this post from you. Glad you found out the number and limit!! Thats actually a decent SL for them, LOL.. Most have been $1k-$6k that ive seen. Yours might come as a Siggy in the mail! Anyway...6 mo from day of approval you can call in and request a CLI for a HP, or wait around after that for auto's from AR's they do a few times a year.

Re: Cabelas

Anonymous — Mon, 16 Nov 2015 21:03:36 GMT

Congrats, really nice!

Re: Cabelas

wacdenney — Fri, 27 Nov 2015 20:58:40 GMT

Card FINALLY came in the mail today. It sure seems like that took a long time. As others have stated, it is a good looking card and pizza was correct, it did come as a Signature Visa which is odd considering the disappointing 4k limit. I'll be curious to see if it reports as "flexible spending" or simply "credit card".

Re: Cabelas

FinStar — Fri, 27 Nov 2015 21:04:34 GMT

@wacdenney wrote:
Card FINALLY came in the mail today. It sure seems like that took a long time. As others have stated, it is a good looking card and pizza was correct, it did come as a Signature Visa which is odd considering the disappointing 4k limit. I'll be curious to see if it reports as "flexible spending" or simply "credit card".

Even as a Visa Signature, it does not report as a Flexible Spending card on your CRAs. Yes, I know, another disappointment, right? #FirstWorldProblems

Enjoy the card and go do some shopping!

Re: Cabelas

wacdenney — Fri, 27 Nov 2015 21:34:06 GMT

@FinStar wrote:
@wacdenney wrote:
Card FINALLY came in the mail today. It sure seems like that took a long time. As others have stated, it is a good looking card and pizza was correct, it did come as a Signature Visa which is odd considering the disappointing 4k limit. I'll be curious to see if it reports as "flexible spending" or simply "credit card".
Even as a Visa Signature, it does not report as a Flexible Spending card on your CRAs. Yes, I know, another disappointment, right? #FirstWorldProblems

Enjoy the card and go do some shopping!

In all honesty, I don't really get much out of the flexible spending wording anymore but I am curious. My Citi DC is the same way where it is a World version that does not report as flexible spending and I wonder if they are actually providing the benefits. You know... the benefits that no one ever uses anyway. If they are charging the higher swipe fees for World and Signature versions but not providing the benefits, is that even legal??

Re: Cabelas

FinStar — Fri, 27 Nov 2015 22:56:09 GMT

@wacdenney wrote:
@FinStar wrote:
@wacdenney wrote:
Card FINALLY came in the mail today. It sure seems like that took a long time. As others have stated, it is a good looking card and pizza was correct, it did come as a Signature Visa which is odd considering the disappointing 4k limit. I'll be curious to see if it reports as "flexible spending" or simply "credit card".
Even as a Visa Signature, it does not report as a Flexible Spending card on your CRAs. Yes, I know, another disappointment, right? #FirstWorldProblems

Enjoy the card and go do some shopping!
In all honesty, I don't really get much out of the flexible spending wording anymore but I am curious. My Citi DC is the same way where it is a World version that does not report as flexible spending and I wonder if they are actually providing the benefits. You know... the benefits that no one ever uses anyway. If they are charging the higher swipe fees for World and Signature versions but not providing the benefits, is that even legal??

Whatever basic benefits come with Visa Signature, World or Wold Elite (travel, rental, lost luggage reimbursment, shopping experiences, etc.) are part of each issuer's agreements with Visa and/or MC. Even if they only offer 1 or 2 of any of the listed benefits - still legal OP. Any other benefits that are above and beyond of what each level provides is up to each issuer. Reference the disclosures that came with your card.

Re: Cabelas

wacdenney — Sun, 29 Nov 2015 04:12:02 GMT

First use of this card tonight. Used it with the chip reader at Wal-Mart and everything went fine. I was a little worried, because there was no "activation" like with the sticker on the front of the card like you would normally expect. I did setup the online acount first, but no formal activation process. Maybe it came in the mail activated idk but it worked so I guess all is good.

Re: Cabelas

CreditMagic7 — Sun, 29 Nov 2015 09:14:59 GMT

@wacdenney wrote:
First use of this card tonight. Used it with the chip reader at Wal-Mart and everything went fine. I was a little worried, because there was no "activation" like with the sticker on the front of the card like you would normally expect. I did setup the online acount first, but no formal activation process. Maybe it came in the mail activated idk but it worked so I guess all is good.

A-OK on this end too this weekend. My first run of charges went through perfectly as expected and now to shuffle off a payment because the $3K limit they gave me is one of those runnner limits that isn't what i like at all but am going to expect a CLI at about 6-8 months hopefully. We'll see.

Re: Cabelas

Anonymous — Sun, 29 Nov 2015 10:12:05 GMT

@pizza1 wrote:
you can call into CS, and ask to be transferred to credit. They will tell you the limit! Plus...Your card isn't eligible for a CLI for 6 months. The limit you get is what you're stuck with for 6 months. After 6 mo you can call in and request one, and its always a HP....period. They do also AR's for eligible acts for auto's 2-3x a year too.

Congrats to you on your new card, and for the record...I hope the merger goes thru too!!! Thats my "in" thru the BD with BOFA if it happens!!!

Congrats, OP!!

Pizza, I'm thinking of applying for this card because of that reason, although I've read elsewhere that the bank that runs this would come as part of the deal and likely used.

If it does end up becoming a BoA card, what would happen to folks like myself that previously included BoAin BK? Does anyone have any ideas on that? I imagine others in my situation might benefit from such an answer too. Thanks.