topic Re: Another Discover CLI 35K+ in Credit Card Approvals

Another Discover CLI 35K+

shoo — Sat, 21 Nov 2015 03:48:58 GMT

Hi Friends!

I last received a 6k Discover CLI on 9/4/15, bringing my limit to 29.5k (which is already crazy iMO). Just for fun, I pushed the luv button last night 11/19 (the day my statement closes). I received the 2 day message like usual, but when I logged in today, my limit was increased to $35,500. Can you believe that?!

Discover is so awesome. I've been using Sallie to reach a bonus spend offer, but come the end of December, I'm giving my Discover LOOTTSS of love!

Thanks for the support of this community! I had NO idea what a CLI this time last year and my highest limit was 2.5k!

Re: Another Discover CLI 35K+

Anonymous — Sat, 21 Nov 2015 03:58:41 GMT

Super cool! I've yet to see a $100k limit. Is it possible?

Re: Another Discover CLI 35K+

shoo — Sat, 21 Nov 2015 04:13:32 GMT

@Anonymous wrote:
Super cool! I've yet to see a $100k limit. Is it possible?

Me neither! I dunno - I guess we'll see eventually lol!

Re: Another Discover CLI 35K+

FinStar — Sat, 21 Nov 2015 04:57:44 GMT

baller will be pleased to see this! Congrats OP on such a high CL with Discover!

Re: Another Discover CLI 35K+

Anonymous — Sat, 21 Nov 2015 10:48:22 GMT

congrats

Re: Another Discover CLI 35K+

Anonymous — Sat, 21 Nov 2015 12:19:17 GMT

Fantastic! Congratulations!

Re: Another Discover CLI 35K+

Anonymous — Sat, 21 Nov 2015 13:04:48 GMT

WOW! Incredible for Discover. Congrats 🎉🎈

Re: Another Discover CLI 35K+

BigBS — Sat, 21 Nov 2015 13:41:32 GMT

Congrats!

Re: Another Discover CLI 35K+

Anonymous — Sat, 21 Nov 2015 13:48:21 GMT

Wow that's a sick limit! Congrats to you!

Re: Another Discover CLI 35K+

shoo — Sat, 21 Nov 2015 17:31:52 GMT

Thank you! I really am still surprised. I didn't think I'd get any higher than 29.5k. TBH, I didn't think I'd even get to 20k!

Re: Another Discover CLI 35K+

9CLINE — Sat, 21 Nov 2015 21:54:32 GMT

Congrats 2 ya.... Enjoy !!!!!!!!

Re: Another Discover CLI 35K+

alextercero — Sat, 21 Nov 2015 23:53:13 GMT

Congrats

Re: Another Discover CLI 35K+

vanillabean — Sun, 22 Nov 2015 05:33:11 GMT

Nice going! I don't use my Discover card a whole lot. Other than a higher credit limit, what do you get from running much money through it?

Re: Another Discover CLI 35K+

shoo — Sun, 22 Nov 2015 05:56:25 GMT

@Anonymous-own-fico wrote:
Nice going! I don't use my Discover card a whole lot. Other than a higher credit limit, what do you get from running much money through it?

Well, Discover is actually my preferred card unless I've got other offers going on (like currently with 10K Sallie Mae bonus). I've gotten several bonus spend promotions on my Discover that give me additional $20 and $50 cashback in the past year and few months I've had it. I am also signed up for the double cashback promotion through July of next year. Of all my cards, thus far, Discover has given me the best experience, so I am happy to run all my expenses through them!

**All of this is obviously in addition to their base reward structure! I have definitely benefitted from most of the quarterly bonuses so far and I will again when buying Xmas presents this December!

Re: Another Discover CLI 35K+

taxi818 — Sun, 22 Nov 2015 15:22:48 GMT

@Anonymous wrote:
Super cool! I've yet to see a $100k limit. Is it possible?

And you won't. The most on any card in the forum. Saw was a 95k capital one card. Combined limit. Most extreme high limits 50k per card. But to answer you. Yes it's possible. High income with excellent profile

Re: Another Discover CLI 35K+

Country_Feller — Sun, 22 Nov 2015 17:07:20 GMT

WOW, Congratulations!!!!

Re: Another Discover CLI 35K+

Anonymous — Sun, 22 Nov 2015 17:17:53 GMT

Thanks for posting this, Shoo. I was curious if I could get mine to 20k for utilization purposes. Even though I normally pay in full, my spend is about 4k a month. A larger CLI would allow me to not worry about paying before the statement posts. I love my Discover for exactly the reasons you just posted. I was hating it when I had to meet spend on other cards. if you don't mind sharing, what was your initial CL on this card? I started at 6k and I'm at 17k now. I've had the card for about 7 months.

Re: Another Discover CLI 35K+

Anonymous — Sun, 22 Nov 2015 17:47:24 GMT

Awesome limit!! I'm early in rebuilding, and following the 'bk to 700 in 24 months' thread. It recommends Discover as third card to get after working two cap ones for 6 mos.

However, I've read lots of posts about Discover being tough with CLI's. What does it take to be successful with Discover?

I appreciate your input. Great job!!

Re: Another Discover CLI 35K+

shoo — Sun, 22 Nov 2015 19:59:51 GMT

@Anonymous wrote:
Thanks for posting this, Shoo. I was curious if I could get mine to 20k for utilization purposes. Even though I normally pay in full, my spend is about 4k a month. A larger CLI would allow me to not worry about paying before the statement posts. I love my Discover for exactly the reasons you just posted. I was hating it when I had to meet spend on other cards. if you don't mind sharing, what was your initial CL on this card? I started at 6k and I'm at 17k now. I've had the card for about 7 months.

Wow! 11K in 7months is amazing! I received my card in May 2014 with an initial SL of 2.5k.

Re: Another Discover CLI 35K+

pizza1 — Sun, 22 Nov 2015 20:02:07 GMT

wow!! that is super crazy limit....CC goals for me!! LOL congrats