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    <title>topic Re: SCT - Shopping cart trick in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4340668#M353858</link>
    <description>This is the funny thing I see both sides of those arguments. The emotions get the better some of the applicants and they go wild. Pretty much none of those accounts are going to save you money like a prime card but they are going to save the day for the people who actually need them you need to make purchases slightly out of their budget or are actually trying to build credit. I commend the people who decide to attack both points when I am agreeing with both sides of it for and against because I myself needed them and now I don't. Of course I don't waste misfortune on anyone but the people who run their high horse turning up there nose sometimes I wish there was a paperwork error and you got an account closed just to see what it feels like</description>
    <pubDate>Sun, 22 Nov 2015 02:11:28 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2015-11-22T02:11:28Z</dc:date>
    <item>
      <title>SCT - Shopping cart trick</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4029806#M270909</link>
      <description>&lt;P&gt;Updated second time....:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Just got in via SCT:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Overstock - 7000&lt;/P&gt;&lt;P&gt;Victoria Secret - 500&lt;/P&gt;&lt;P&gt;Sportsman's Guide Visa &amp;nbsp;- 7000&lt;/P&gt;&lt;P&gt;JCrew - 500 + luv button = 1000&lt;/P&gt;&lt;P&gt;Virgin Airline Visa Signature - 6500&lt;/P&gt;&lt;P&gt;NY&amp;amp;C - 500&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So it could be usefull for you guys !!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Not a single HP !!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Update #3: (11/22/2015)&lt;/P&gt;&lt;P&gt;So 180 days have passed&lt;/P&gt;&lt;P&gt;Overstock - 8200&lt;BR /&gt;Jcrew - 3250&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;;-)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 22 Nov 2015 18:48:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4029806#M270909</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-22T18:48:10Z</dc:date>
    </item>
    <item>
      <title>Re: SCT - Shopping cart trick</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4029852#M270921</link>
      <description>&lt;P&gt;Nice limit on the Overstock.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Getting a VISA on a SP, doesn't get better than that &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 25 May 2015 15:30:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4029852#M270921</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-25T15:30:46Z</dc:date>
    </item>
    <item>
      <title>Re: SCT - Shopping cart trick</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4029854#M270923</link>
      <description>&lt;P&gt;Congrats! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 25 May 2015 15:32:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4029854#M270923</guid>
      <dc:creator>I-think-I-can</dc:creator>
      <dc:date>2015-05-25T15:32:55Z</dc:date>
    </item>
    <item>
      <title>Re: SCT - Shopping cart trick</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4029918#M270955</link>
      <description>Congrats.</description>
      <pubDate>Mon, 25 May 2015 16:04:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4029918#M270955</guid>
      <dc:creator>revjamesl</dc:creator>
      <dc:date>2015-05-25T16:04:33Z</dc:date>
    </item>
    <item>
      <title>Re: SCT - Shopping cart trick</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4030240#M271074</link>
      <description>&lt;P&gt;&lt;FONT face="comic sans ms,sans-serif"&gt;&lt;EM&gt;Congrats&lt;/EM&gt;&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 25 May 2015 18:28:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4030240#M271074</guid>
      <dc:creator>alextercero</dc:creator>
      <dc:date>2015-05-25T18:28:28Z</dc:date>
    </item>
    <item>
      <title>Re: SCT - Shopping cart trick</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4030261#M271083</link>
      <description>&lt;P&gt;Shopping Cart trick??? &amp;nbsp;Can you explain what this is?&lt;BR /&gt;Thanks!&lt;/P&gt;</description>
      <pubDate>Mon, 25 May 2015 18:42:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4030261#M271083</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-25T18:42:14Z</dc:date>
    </item>
    <item>
      <title>Re: SCT - Shopping cart trick</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4030264#M271085</link>
      <description>It is product by Comenity bank. You add something expensive to the shopping cart, enter name and address. Bam, you get "pre-approved" message. Please google "doctorofcredit shopping cart trick". He nailed it.</description>
      <pubDate>Mon, 25 May 2015 18:46:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4030264#M271085</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-25T18:46:31Z</dc:date>
    </item>
    <item>
      <title>Re: SCT - Shopping cart trick</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4030273#M271086</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;FONT color="#0000FF"&gt;It is product by Comenity bank&lt;/FONT&gt;. You add something expensive to the shopping cart, enter name and address. Bam, you get "pre-approved" message. Please google "doctorofcredit shopping cart trick". He nailed it.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;The shopping card trick is NOT a product. Just a way to get a Comenity store card with a soft pull as you describe-&lt;/P&gt;</description>
      <pubDate>Mon, 25 May 2015 18:52:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4030273#M271086</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-25T18:52:04Z</dc:date>
    </item>
    <item>
      <title>Re: SCT - Shopping cart trick</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4030274#M271087</link>
      <description>&lt;P&gt;&lt;FONT face="comic sans ms,sans-serif"&gt;Congrats on the approvals. &lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT face="comic sans ms,sans-serif"&gt;The shopping cart trick&amp;nbsp;worked for me on the&amp;nbsp;Sportsman's Guide Visa and also the Total Rewards Visa and the My Points Visa. So, maybe you'll have luck with those as well.&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 25 May 2015 18:53:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4030274#M271087</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-25T18:53:21Z</dc:date>
    </item>
    <item>
      <title>Re: SCT - Shopping cart trick</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4030294#M271096</link>
      <description>&lt;P&gt;If u call sportsman guide visa they will tell u limit u were approved for I got mine month &amp;nbsp;ago I called and asked them limit so give them a call&lt;/P&gt;&lt;P&gt;so u don't have to wait til u get the card&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 25 May 2015 19:06:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4030294#M271096</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-25T19:06:54Z</dc:date>
    </item>
    <item>
      <title>Re: SCT - Shopping cart trick</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4030409#M271107</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Just got in via SCT:&lt;/P&gt;&lt;P&gt;Overstock - 7000&lt;/P&gt;&lt;P&gt;VS - 500&lt;/P&gt;&lt;P&gt;Sportsman's Guide Visa &amp;nbsp;- Unknown limit.... But I was approved.....&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So it could be usefull for you guys !!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Congrats. You can setup all three of these accounts online right now, and ask for CLI's immediately.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 25 May 2015 20:19:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4030409#M271107</guid>
      <dc:creator>DeeBee78</dc:creator>
      <dc:date>2015-05-25T20:19:48Z</dc:date>
    </item>
    <item>
      <title>Re: SCT - Shopping cart trick</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4030437#M271109</link>
      <description>&lt;P&gt;Congratulations on your success!&lt;/P&gt;</description>
      <pubDate>Mon, 25 May 2015 20:40:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4030437#M271109</guid>
      <dc:creator>App_Addict</dc:creator>
      <dc:date>2015-05-25T20:40:14Z</dc:date>
    </item>
    <item>
      <title>Re: SCT - Shopping cart trick</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4030946#M271283</link>
      <description>&lt;P&gt;Also, J.CREW - was $750 )))&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Not bad.... )))&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Almost 90K spree over 1 month )))&lt;/P&gt;</description>
      <pubDate>Tue, 26 May 2015 00:59:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4030946#M271283</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-26T00:59:31Z</dc:date>
    </item>
    <item>
      <title>Re: SCT - Shopping cart trick</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4031411#M271373</link>
      <description>Will the SCT work on android smartphones? Thanks</description>
      <pubDate>Tue, 26 May 2015 04:44:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4031411#M271373</guid>
      <dc:creator>ewrcjt</dc:creator>
      <dc:date>2015-05-26T04:44:19Z</dc:date>
    </item>
    <item>
      <title>Re: SCT - Shopping cart trick</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4031469#M271382</link>
      <description>&lt;P&gt;Don't do what I did and try CLI after approvals. They hard pull those.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Android might work if you make sure you are always in view as desktop page mode. Everytime you open a new window ,or ones opened you have to babysit it and check the ok box again, so slimmer chances that way.&lt;/P&gt;</description>
      <pubDate>Tue, 26 May 2015 05:46:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4031469#M271382</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-26T05:46:43Z</dc:date>
    </item>
    <item>
      <title>Re: SCT - Shopping cart trick</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4031472#M271384</link>
      <description>&lt;P&gt;Whoo Hoo! &amp;nbsp;Congrats on all! &amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; &amp;nbsp;7k for Overstock!&amp;nbsp;&lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 26 May 2015 05:49:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4031472#M271384</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-26T05:49:20Z</dc:date>
    </item>
    <item>
      <title>Re: SCT - Shopping cart trick</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4031492#M271407</link>
      <description>&lt;P&gt;I wanted a j crew because members here say the CLI jumps way higher over other commenities, but alas, I had already applied for 3 in 3 weeks.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Is there a thread about within the commenities which ones are more LUVing? I think its worth discussion.&lt;/P&gt;</description>
      <pubDate>Tue, 26 May 2015 06:09:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4031492#M271407</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-26T06:09:06Z</dc:date>
    </item>
    <item>
      <title>Re: SCT - Shopping cart trick</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4031669#M271457</link>
      <description>Thanks fordguy89. I'll ll try the SCT with my computer just to be on the safe side.</description>
      <pubDate>Tue, 26 May 2015 13:07:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4031669#M271457</guid>
      <dc:creator>ewrcjt</dc:creator>
      <dc:date>2015-05-26T13:07:27Z</dc:date>
    </item>
    <item>
      <title>Re: SCT - Shopping cart trick</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4031801#M271486</link>
      <description>&lt;P&gt;What worked for me, was putting a sportsmans membership in my shopping cart as a Guest&lt;/P&gt;</description>
      <pubDate>Tue, 26 May 2015 14:40:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4031801#M271486</guid>
      <dc:creator>Jerry45</dc:creator>
      <dc:date>2015-05-26T14:40:36Z</dc:date>
    </item>
    <item>
      <title>Re: SCT - Shopping cart trick</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4031907#M271524</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/759147"&gt;@Jerry45&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;What worked for me, was putting a sportsmans membership in my shopping cart as a Guest&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;This is a good point. I had tried the SCT on Sportsman's Guide multiple times and never got the popup. Then I tried it by adding the membership to my cart in addition to other items and, presto! Got it.&lt;/P&gt;</description>
      <pubDate>Tue, 26 May 2015 16:01:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-Shopping-cart-trick/m-p/4031907#M271524</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-26T16:01:09Z</dc:date>
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