topic Re: USAA Visa Auto-CLI in Credit Card Approvals

USAA Visa Auto-CLI

UncleB — Sun, 22 Nov 2015 23:16:36 GMT

There have been a few threads where folks were asking about USAA giving auto-CLIs, and I'm not sure where they are (sorry) so I'm starting my own thead here.

I opened my USAA Visa account October 2014 with a credit line of $7k, and used it as my daily card for a few months until using an access check in March for $3000. I have a promo on my account where all purchases and access checks have 0% APR through 12/31/15, so it was like getting a $3k loan for $90 (3% fee). Since March I moved my daily spending to other cards to concentrate on paying down the balance before the promo ends, using the card very seldom... only once every few months. I've got the balance down to approx. $500, which will be PIF in a couple of weeks.

I just checked, and USAA has raised my credit line from $7000 to $8400. I was not expecting a CLI with the low usage on the card, but my payments have been high the last few months so possibly that helped.

I know this isn't an 'Earth shattering' CLI, but I know some of you were asking if USAA gives auto-CLIs, and I wanted to let you know that yep, they do.

Re: USAA Visa Auto-CLI

Saleen099 — Sun, 22 Nov 2015 23:57:34 GMT

NICE Congrats!!!!!!

Re: USAA Visa Auto-CLI

alextercero — Mon, 23 Nov 2015 01:14:24 GMT

Congrats

Re: USAA Visa Auto-CLI

pizza1 — Mon, 23 Nov 2015 01:18:06 GMT

Thats wonderful!! Auto's are always nice!! congrats

Re: USAA Visa Auto-CLI

CreditMagic7 — Mon, 23 Nov 2015 01:22:14 GMT

Good enough raise to crow about if you ask me because anything up is better then a stall.

Congrats!!

Re: USAA Visa Auto-CLI

Anonymous — Mon, 23 Nov 2015 02:27:28 GMT

Thanks for sharing and a huge Congrats on your increase!

Re: USAA Visa Auto-CLI

Anonymous — Mon, 23 Nov 2015 02:34:13 GMT

Great to know an auto cli has happend recently.

Congrats to you.

Re: USAA Visa Auto-CLI

Country_Feller — Mon, 23 Nov 2015 11:36:11 GMT

Congratulations!!

Re: USAA Visa Auto-CLI

Anonymous — Mon, 23 Nov 2015 11:59:34 GMT

@CreditMagic7 wrote:
Good enough raise to crow about if you ask me because anything up is better then a stall.

You got that right!

Re: USAA Visa Auto-CLI

Anonymous — Mon, 23 Nov 2015 12:49:12 GMT

Congrats UncleB. Says that they at least appreciate your business.

Re: USAA Visa Auto-CLI

UncleB — Mon, 23 Nov 2015 12:50:38 GMT

Thanks everybody!

Even though it's a bit 'modest', at least we can say for certain that USAA is (at least occasionally) giving auto-CLIs... which is cool since CLI requests with them are always a HP.