topic Re: MacMall Preferred Account Approved $4900!! in Credit Card Approvals

MacMall Preferred Account Approved $4900!!

B335is — Tue, 24 Nov 2015 08:12:24 GMT

I've been debating about an iPad Pro, but decided to order a new iPad Air case for a friend. I tried to get the Preferred account last year but it was denied, I had better luck tonight:

Re: MacMall Preferred Account Approved $4900!!

Anonymous — Tue, 24 Nov 2015 12:13:32 GMT

Congrats to you! I have been looking to upgrade my IPad on there website. This is a hidden tradeline right? What bureau did they pull? Thanks and again Congrats!

Re: MacMall Preferred Account Approved $4900!!

CreditCuriosity — Tue, 24 Nov 2015 12:44:00 GMT

Congrats.. Is this a hidden TL from comenity?

Re: MacMall Preferred Account Approved $4900!!

ddemari — Tue, 24 Nov 2015 13:35:29 GMT

I'm intrigued! Is this SCt? Never heard of it! I want an iPad Pro lol.

Re: MacMall Preferred Account Approved $4900!!

Anonymous — Tue, 24 Nov 2015 13:41:28 GMT

Congrats

Re: MacMall Preferred Account Approved $4900!!

Saleen099 — Tue, 24 Nov 2015 14:05:25 GMT

NICE Congrats!!!!!

Re: MacMall Preferred Account Approved $4900!!

Anonymous — Tue, 24 Nov 2015 15:37:15 GMT

Congrats!

Re: MacMall Preferred Account Approved $4900!!

Anonymous — Tue, 24 Nov 2015 15:41:12 GMT

Congrats!

Re: MacMall Preferred Account Approved $4900!!

ddemari — Tue, 24 Nov 2015 15:46:41 GMT

Dang I was denied. Oh wellll

Re: MacMall Preferred Account Approved $4900!!

Ron1 — Tue, 24 Nov 2015 16:08:35 GMT

Congrats!!! You finally got it. It is a good card to have to buy Mac stuff. It doesn't report.

Ron.

Re: MacMall Preferred Account Approved $4900!!

CreditCuriosity — Tue, 24 Nov 2015 16:25:08 GMT

@ddemari wrote:
Dang I was denied. Oh wellll

Hmmm must be tough UW.. Assume EQ.. They give you the reasons?

Re: MacMall Preferred Account Approved $4900!!

CreditCuriosity — Tue, 24 Nov 2015 16:26:53 GMT

@Ron1 wrote:
Congrats!!! You finally got it. It is a good card to have to buy Mac stuff. It doesn't report.

Ron.

Thanks Ron.. If I didn't have so many HP's on EQ I would be over this due to needing a new laptop and be nice to have it hidden for 6 months whie I paid it off.. Not meant to be though. Guess I will throw it on a rewards CC and use it to meet spend and pay it off in one big chunk :/.

Re: MacMall Preferred Account Approved $4900!!

ddemari — Tue, 24 Nov 2015 16:28:45 GMT

Yes, EQ fico 08; 688

Too many Recent Requests for Credit

Excessive number of recently opened accounts

Installment balances are too high compared to their limits

Comenity PayPal type of accounts don't like me

Re: MacMall Preferred Account Approved $4900!!

Ron1 — Tue, 24 Nov 2015 16:33:27 GMT

@CreditCuriousity wrote:
@Ron1 wrote:
Congrats!!! You finally got it. It is a good card to have to buy Mac stuff. It doesn't report.

Ron.
Thanks Ron.. If I didn't have so many HP's on EQ I would be over this due to needing a new laptop and be nice to have it hidden for 6 months whie I paid it off.. Not meant to be though. Guess I will throw it on a rewards CC and use it to meet spend and pay it off in one big chunk :/.

They are strange. It is easy to get approved if you have other billmelater accounts. I don't think they count inquiries and scores. I have seen people got denied with 700 or 800.

Ron.

Re: MacMall Preferred Account Approved $4900!!

Ron1 — Tue, 24 Nov 2015 16:34:44 GMT

@ddemari wrote:
Yes, EQ fico 08; 688
Too many Recent Requests for Credit
Excessive number of recently opened accounts
Installment balances are too high compared to their limits

Comenity PayPal type of accounts don't like me

Sorry to hear!! They are weird. I have seen gotten approved with 600s.

Ron.

Re: MacMall Preferred Account Approved $4900!!

Ron1 — Tue, 24 Nov 2015 16:35:32 GMT

@CreditCuriousity wrote:
Congrats.. Is this a hidden TL from comenity?

Yes, it is hidden.

Ron.

Re: MacMall Preferred Account Approved $4900!!

CreditCuriosity — Tue, 24 Nov 2015 16:40:23 GMT

@Ron1 wrote:
@CreditCuriousity wrote:
@Ron1 wrote:
Congrats!!! You finally got it. It is a good card to have to buy Mac stuff. It doesn't report.

Ron.
Thanks Ron.. If I didn't have so many HP's on EQ I would be over this due to needing a new laptop and be nice to have it hidden for 6 months whie I paid it off.. Not meant to be though. Guess I will throw it on a rewards CC and use it to meet spend and pay it off in one big chunk :/.
They are strange. It is easy to get approved if you have other billmelater accounts. I don't think they count inquiries and scores. I have seen people got denied with 700 or 800.

Ron.

Weird... Ya I have paypal credit with a 4200ish CL.. Just don't want to take another hit on EQ as have 16 inquires and most of those are from the last 12 months and still some old baddies so don't want to piss off my prime lenders anymore.. Can use BML/paypal credit if I really want a new Macbook Pro or as stated a rewards cards and just use it to meet spend and pay the thing off.

Re: MacMall Preferred Account Approved $4900!!

B335is — Tue, 24 Nov 2015 16:44:22 GMT

@Anonymous wrote:
Congrats to you! I have been looking to upgrade my IPad on there website. This is a hidden tradeline right? What bureau did they pull? Thanks and again Congrats!

Thanks!! I think it pulled my EQ. I'm not 100% on that but am pretty sure that's who they pulled. I've had PayPal BML for about 16 months now, that's a $3k limit. I rarely used it. Macmall requires you to purchase something, use Macmall Preferred Account as payment, then it takes you to the application screen.

Re: MacMall Preferred Account Approved $4900!!

B335is — Tue, 24 Nov 2015 16:45:58 GMT

@ddemari wrote:
Dang I was denied. Oh wellll

I'm sorry! Do you have an existing Bill Me Later account? I think PayPal credit is the easiest one to get. I was surprised Macmall approved me.

Re: MacMall Preferred Account Approved $4900!!

ddemari — Tue, 24 Nov 2015 16:59:32 GMT

I have applied for PayPal credit several times in past 15 months, always denied. No wonder it was denied for this one. They pulled EQ.