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    <title>topic Re: Approved for Freedom! in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2404841#M3548</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@collinsridge wrote:&lt;BR /&gt;&lt;P&gt;CONGRATS on the Card. I'm only 20 as well - And say the same thing when I get a new card. But the truth is - IF you're lurking this forum, you're going to find something to app for it's inevitable.... errrrr&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Congrats Again and Garden on!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Haha, so true!&lt;/P&gt;</description>
    <pubDate>Tue, 27 Aug 2013 23:26:14 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2013-08-27T23:26:14Z</dc:date>
    <item>
      <title>Approved for Freedom!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2404783#M3543</link>
      <description>&lt;P&gt;I know I probably shouldn't have done it, but I did. And here is my reasoning behind it.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I now have all of the cards I would ever want at the age of 20. I have no need for any more cards, auto loans, or any other type of credit for a good number of years. I will be in the garden for at least 1 year, most likely longer (unless I get pulled for an apartment or something like that after I graduate in a year). Also, having gas be 5% cash back twice a year is going to be rather nice, as gas is a major portion of my monthly expenses.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Approved for $1k limit with the highest APR listed, but I don't plan on carrying a balance. I have learned so much from this forum and hope that everyone can understand my reasoning behind the application. You have all turned me into someone who understand and respects credit, but does not fear it like most. Thank you for that.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;See you in the garden!&lt;/P&gt;</description>
      <pubDate>Tue, 27 Aug 2013 23:06:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2404783#M3543</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-08-27T23:06:38Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Freedom!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2404821#M3544</link>
      <description>&lt;P&gt;Congrats on the approval!&lt;/P&gt;</description>
      <pubDate>Tue, 27 Aug 2013 23:21:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2404821#M3544</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-08-27T23:21:21Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Freedom!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2404823#M3545</link>
      <description>&lt;P&gt;CONGRATS on the Card. I'm only 20 as well - And say the same thing when I get a new card. But the truth is - IF you're lurking this forum, you're going to find something to app for it's inevitable.... errrrr&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Congrats Again and Garden on!&lt;/P&gt;</description>
      <pubDate>Tue, 27 Aug 2013 23:21:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2404823#M3545</guid>
      <dc:creator>GlocksAndCredit</dc:creator>
      <dc:date>2013-08-27T23:21:40Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Freedom!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2404831#M3546</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@collinsridge wrote:&lt;BR /&gt;&lt;P&gt;CONGRATS on the Card. I'm only 20 as well - And say the same thing when I get a new card. But the truth is - IF you're lurking this forum, you're going to find something to app for it's inevitable.... errrrr&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Congrats Again and Garden on!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;This is true, but I really am done. I think my parents/DGF are going to murder me when they find out. But in the end, its my choice and I did what is right for me. Garden strong from now on!&lt;/P&gt;</description>
      <pubDate>Tue, 27 Aug 2013 23:23:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2404831#M3546</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-08-27T23:23:39Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Freedom!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2404839#M3547</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@collinsridge wrote:&lt;BR /&gt;&lt;P&gt;CONGRATS on the Card. I'm only 20 as well - And say the same thing when I get a new card. But the truth is - IF you're lurking this forum, you're going to find something to app for it's inevitable.... errrrr&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Congrats Again and Garden on!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;This is true, but I really am done. I think my parents/DGF are going to murder me when they find out. But in the end, its my choice and I did what is right for me. Garden strong from now on!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;What other cards do you have?&lt;/P&gt;</description>
      <pubDate>Tue, 27 Aug 2013 23:25:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2404839#M3547</guid>
      <dc:creator>GlocksAndCredit</dc:creator>
      <dc:date>2013-08-27T23:25:34Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Freedom!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2404841#M3548</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@collinsridge wrote:&lt;BR /&gt;&lt;P&gt;CONGRATS on the Card. I'm only 20 as well - And say the same thing when I get a new card. But the truth is - IF you're lurking this forum, you're going to find something to app for it's inevitable.... errrrr&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Congrats Again and Garden on!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Haha, so true!&lt;/P&gt;</description>
      <pubDate>Tue, 27 Aug 2013 23:26:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2404841#M3548</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-08-27T23:26:14Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Freedom!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2404847#M3549</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@collinsridge wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@collinsridge wrote:&lt;BR /&gt;&lt;P&gt;CONGRATS on the Card. I'm only 20 as well - And say the same thing when I get a new card. But the truth is - IF you're lurking this forum, you're going to find something to app for it's inevitable.... errrrr&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Congrats Again and Garden on!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;This is true, but I really am done. I think my parents/DGF are going to murder me when they find out. But in the end, its my choice and I did what is right for me. Garden strong from now on!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;What other cards do you have?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Cap1 QS (was PC'd from a Journey last week. No HP on that one) $500, Discover IT $1k, AMEX BCE $2k and now Freedom $1k.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So total credit is $4500&lt;/P&gt;</description>
      <pubDate>Tue, 27 Aug 2013 23:27:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2404847#M3549</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-08-27T23:27:13Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Freedom!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2404867#M3550</link>
      <description>&lt;HR /&gt;&lt;P&gt;subsnao wrote:&lt;/P&gt;&lt;P&gt;I know I probably shouldn't have done it, but I did. And here is my reasoning behind it.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I now have all of the cards I would ever want at the age of 20. I have no need for any more cards, auto loans, or any other type of credit for a good number of years. I will be in the garden for at least 1 year, most likely longer (unless I get pulled for an apartment or something like that after I graduate in a year). Also, having gas be 5% cash back twice a year is going to be rather nice, as gas is a major portion of my monthly expenses.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Approved for $1k limit with the highest APR listed, but I don't plan on carrying a balance. I have learned so much from this forum and hope that everyone can understand my reasoning behind the application. You have all turned me into someone who understand and respects credit, but does not fear it like most. Thank you for that.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#0000FF"&gt;See you in the garden!&lt;/FONT&gt;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;STRONG&gt;&lt;FONT color="#0000FF"&gt;Congrats&amp;nbsp;&lt;/FONT&gt;&lt;/STRONG&gt;&lt;/BLOCKQUOTE&gt;&lt;BLOCKQUOTE&gt;ERT watchlist&amp;nbsp;&lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;IMG border="0" src="http://i1341.photobucket.com/albums/o745/shannon_phillips6/happydance_zps526e53f6.gif" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 27 Aug 2013 23:33:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2404867#M3550</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2013-08-27T23:33:20Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Freedom!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2405051#M3551</link>
      <description>&lt;P&gt;Congrats!&lt;/P&gt;</description>
      <pubDate>Wed, 28 Aug 2013 00:52:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2405051#M3551</guid>
      <dc:creator>MsLadyRover</dc:creator>
      <dc:date>2013-08-28T00:52:28Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Freedom!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2405059#M3552</link>
      <description>Wtg! Congrats &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;</description>
      <pubDate>Wed, 28 Aug 2013 00:56:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2405059#M3552</guid>
      <dc:creator>djc1puno</dc:creator>
      <dc:date>2013-08-28T00:56:53Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Freedom!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2405089#M3553</link>
      <description>So, I leave for a few hours and you test the gate! Shaking my head!&lt;BR /&gt;&lt;BR /&gt;Congratulations on your approval and I'm going to hold you to your goal!</description>
      <pubDate>Wed, 28 Aug 2013 01:17:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2405089#M3553</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-08-28T01:17:24Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Freedom!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2405135#M3554</link>
      <description>&lt;P&gt;Congrats on your approval!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 28 Aug 2013 01:34:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Freedom/m-p/2405135#M3554</guid>
      <dc:creator>tcbofade</dc:creator>
      <dc:date>2013-08-28T01:34:01Z</dc:date>
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