topic Re: Citi Simplicity approved in Credit Card Approvals

Citi Simplicity approved

darkfrosty — Mon, 16 Nov 2015 18:47:49 GMT

So I applied to this card to use for a balance transfer since it is 0% for 21 months .. need to transfer about 9k over from another card but of course they approve me for less than that so I have to wait for the card to come and then request an increase .. Will most likely cancel the card after the balance is paid off.

Re: Citi Simplicity approved

joeaseer — Tue, 17 Nov 2015 13:29:00 GMT

Well Congrats on the approval and knowing what you want from the card and not being afraid to use it for your best interests.

Re: Citi Simplicity approved

sreneesa — Tue, 17 Nov 2015 14:02:57 GMT

Congratulations!

I have been receiving so many mailer offers for Simplicity and Diamond.... would love to take advantage of balance transfer but don't due to predictable low starting limits. A shame really. I need to be approved for at least 9000 in order for it to be useful for BT. lol

Re: Citi Simplicity approved

Country_Feller — Tue, 17 Nov 2015 14:14:09 GMT

Congratulations!!!

Re: Citi Simplicity approved

Anonymous — Tue, 17 Nov 2015 14:49:52 GMT

Very nice.. Enjoy it.

Re: Citi Simplicity approved

alextercero — Tue, 17 Nov 2015 17:30:41 GMT

Congrats

Re: Citi Simplicity approved

Anonymous — Tue, 17 Nov 2015 17:33:16 GMT

Congratulations!

Re: Citi Simplicity approved

willwar14 — Tue, 17 Nov 2015 17:34:34 GMT

congrats!

Re: Citi Simplicity approved

Anonymous — Sat, 28 Nov 2015 04:32:10 GMT

so what bureau was pulled? your score? i need a B/T card with a 720 CreditKarma score on TU? is this the card to apply? 21 mos sounds good enough?

Re: Citi Simplicity approved

NRB525 — Sat, 28 Nov 2015 04:47:17 GMT

@Anonymous wrote:
so what bureau was pulled? your score? i need a B/T card with a 720 CreditKarma score on TU? is this the card to apply? 21 mos sounds good enough?

If you go to the Citi website and run the prequalification tool, put in Balance Transfer as your request, what turns up? If you get something like Simplicity with one APR listed (after the promotion APR of course) then the odds are good that you can get approved for that APR. If only a range of APR turns up, or there's no prequalification proposed, then you should wait longer. Keep checking back every couple of months to gauge your progress.

The Citi prequalification tool is the best feedback you will get about your chances for a Citi card.

Re: Citi Simplicity approved

Anonymous — Sat, 28 Nov 2015 04:49:48 GMT

Congrats!

Re: Citi Simplicity approved

Anonymous — Sat, 28 Nov 2015 06:59:59 GMT

Congrats!!

Re: Citi Simplicity approved

Anonymous — Sat, 28 Nov 2015 10:00:20 GMT

Congrats!