topic Re: Alliant CU approval in Credit Card Approvals

Alliant CU approval

Anonymous — Sun, 23 Aug 2015 15:02:36 GMT

On Friday i applied for Alliant CU. I paid the donation fee, became a memeber, in which they did a soft pull, and then called and spoke with a loan officer to apply for my card. He asked me what my highest credit limit was, i told him 20,500, then 13k on another. He then said i could do the rewards or low internest rate visa. I chose the rewards. He informed me he would pull my credit, asked me some questions, then came back and said he couldnt match my highest offer because i have too many new accounts and too many inquiries (23) on equifax. Granted 4 of those were from the day before shopping for a car. He did offer 2.99 percent interest for 12 months, because of my credit score (708) and 10k limit. I told him that was ok and i understood. Honestly i was suprised i would be approved with all my new accounts and inquiries. Anyways, after the verbal approval, he said i needed to send him two most recent paystubs, and because i changed jobs 3 weeks ago, he wanted me to send the letter of intent from my job which had my salary and bonus potential on it-along with my id. so i sent all of it, and that was that. he said i was approved but that all the documents just needed review and on monday they would call me and send out the card. he also told me i can get a car loan for 2.99 percent, but i ended up getting financed by the dealership for 4.5 percent. i did the car deal before i knew about the alliant offer unfortunatley.

Re: Alliant CU approval

B335is — Sun, 23 Aug 2015 15:14:32 GMT

Congrats!!

Re: Alliant CU approval

9CLINE — Sun, 23 Aug 2015 15:21:16 GMT

Sounds great... Congrats.......

Re: Alliant CU approval

Anomalous — Sun, 23 Aug 2015 16:51:43 GMT

Congratulations!

Re: Alliant CU approval

alextercero — Sun, 23 Aug 2015 17:47:11 GMT

Congrats

Re: Alliant CU approval

OmarGB9 — Mon, 24 Aug 2015 06:39:43 GMT

Grats

Re: Alliant CU approval

ddemari — Mon, 24 Aug 2015 14:17:28 GMT

Congrats! Alliant is interesting, they seem to like you a lot! Enjoy!

Re: Alliant CU approval

Anonymous — Mon, 24 Aug 2015 22:38:08 GMT

@Anonymous wrote:
On Friday i applied for Alliant CU. I paid the donation fee, became a memeber, in which they did a soft pull, and then called and spoke with a loan officer to apply for my card. He asked me what my highest credit limit was, i told him 20,500, then 13k on another. He then said i could do the rewards or low internest rate visa. I chose the rewards. He informed me he would pull my credit, asked me some questions, then came back and said he couldnt match my highest offer because i have too many new accounts and too many inquiries (23) on equifax. Granted 4 of those were from the day before shopping for a car. He did offer 2.99 percent interest for 12 months, because of my credit score (708) and 10k limit. I told him that was ok and i understood. Honestly i was suprised i would be approved with all my new accounts and inquiries. Anyways, after the verbal approval, he said i needed to send him two most recent paystubs, and because i changed jobs 3 weeks ago, he wanted me to send the letter of intent from my job which had my salary and bonus potential on it-along with my id. so i sent all of it, and that was that. he said i was approved but that all the documents just needed review and on monday they would call me and send out the card. he also told me i can get a car loan for 2.99 percent, but i ended up getting financed by the dealership for 4.5 percent. i did the car deal before i knew about the alliant offer unfortunatley.

Maybe you could refinance with them at the lower rate. Saving money on interest is ALWAYS a good thing in my book.. Best of luck!!!

Re: Alliant CU approval

Anonymous — Sun, 29 Nov 2015 05:09:30 GMT

Congrats

Re: Alliant CU approval

Anonymous — Sun, 29 Nov 2015 05:34:21 GMT

Nicely done!

Re: Alliant CU approval

Anonymous — Sun, 29 Nov 2015 05:35:31 GMT

^^^ zombie post lol

Re: Alliant CU approval

Anonymous — Sun, 29 Nov 2015 06:00:18 GMT

Congrats. I joined NFCU yesterday and they HP'ed me. :unhappy camper:

Re: Alliant CU approval

Gmood1 — Sun, 29 Nov 2015 06:35:05 GMT

@Anonymous wrote:
On Friday i applied for Alliant CU. I paid the donation fee, became a memeber, in which they did a soft pull, and then called and spoke with a loan officer to apply for my card. He asked me what my highest credit limit was, i told him 20,500, then 13k on another. He then said i could do the rewards or low internest rate visa. I chose the rewards. He informed me he would pull my credit, asked me some questions, then came back and said he couldnt match my highest offer because i have too many new accounts and too many inquiries (23) on equifax. Granted 4 of those were from the day before shopping for a car. He did offer 2.99 percent interest for 12 months, because of my credit score (708) and 10k limit. I told him that was ok and i understood. Honestly i was suprised i would be approved with all my new accounts and inquiries. Anyways, after the verbal approval, he said i needed to send him two most recent paystubs, and because i changed jobs 3 weeks ago, he wanted me to send the letter of intent from my job which had my salary and bonus potential on it-along with my id. so i sent all of it, and that was that. he said i was approved but that all the documents just needed review and on monday they would call me and send out the card. he also told me i can get a car loan for 2.99 percent, but i ended up getting financed by the dealership for 4.5 percent. i did the car deal before i knew about the alliant offer unfortunatley.

Congrats!! I'm surprised you didn't scoop up the 1.49% deal Penfed has going since you're a member.