topic DCU cli request, instead i got a cc! in Credit Card Approvals

DCU cli request, instead i got a cc!

jsickz32 — Thu, 27 Dec 2012 22:41:11 GMT

so i found the CLI button for my dcu cc and i did it. instead of receiving a cli i got a "approved for cc" message at the end. it gave me the option between the platinum (which i already have) and the rewards both with cl of 7500. there was no option to not accept or go back so i chose the rewards. does anyone know if they let you combine cl? i rather have one with 17500 then 2 CCs with them. they are closed for today so im gonna have to wait to call tomorrow

Re: DCU cli request, instead i got a cc!

Rhaeny — Thu, 27 Dec 2012 22:19:43 GMT

Well now, I think you may have found loophole!!! Apply for a CLI and get a brand new CC.....Congrats!

I don't know if they will let you combine the limits especially if one is a rewards card, but yea why not ask them about it because its the same amount. And also it won't affect you AAoA if you just get the CLI instead of new TL.

Re: DCU cli request, instead i got a cc!

jsickz32 — Thu, 27 Dec 2012 22:29:40 GMT

i hope they let me! i really didnt want a new account. i dont undestand how this could of happen tho because when i filled out the app it asked for my cc number so how its this possible?

Re: DCU cli request, instead i got a cc!

kevinjjc — Fri, 28 Dec 2012 05:05:10 GMT

Hmm I'm seeing more and more threads about DCU which makes them seem somewhat disorganized. I hope I don't run into any issues when I join for the free EQ FICO score.

Re: DCU cli request, instead i got a cc!

jsickz32 — Fri, 28 Dec 2012 05:09:30 GMT

@kevinjjc wrote:
Hmm I'm seeing more and more threads about DCU which makes them seem somewhat disorganized. I hope I don't run into any issues when I join for the free EQ FICO score.

im happy with them and if they let me combine accounts ill forget about the whole thing.

Re: DCU cli request, instead i got a cc!

Anonymous — Fri, 28 Dec 2012 05:18:41 GMT

I think I'm gonna call in for CLIs instead in the future. Thanks

Re: DCU cli request, instead i got a cc!

jsickz32 — Fri, 28 Dec 2012 18:13:29 GMT

Ok so i called and i was told thats how it is when you ask for a cli lol i was approved for a cli of 7500.

Re: DCU cli request, instead i got a cc!

Rhaeny — Fri, 28 Dec 2012 18:34:19 GMT

@jsickz32 wrote:
Ok so i called and i was told thats how it is when you ask for a cli lol i was approved for a cli of 7500.

Congrats on your CLI!

Yea that's weird. I guess all CU's and banks have different methods of operating, but I must say that this one is rather odd for sure. I will call in for sure too!

Also how long did you have the card before this request and what was your util?

Re: DCU cli request, instead i got a cc!

jsickz32 — Fri, 28 Dec 2012 18:35:51 GMT

My 4 months ends in 1/20.

Re: DCU cli request, instead i got a cc!

jsickz32 — Fri, 28 Dec 2012 18:43:13 GMT

Utl is 1% or 2%. Also no HP so far and the cl hasnt changed on my card. When i check the loan status it says they need paystubs but they have mine from last time. I hope they dont need them again

Re: DCU cli request, instead i got a cc!

Rhaeny — Fri, 28 Dec 2012 18:48:39 GMT

@jsickz32 wrote:
Utl is 1% or 2%. Also no HP so far and the cl hasnt changed on my card. When i check the loan status it says they need paystubs but they have mine from last time. I hope they dont need them again

Well hopefully they did an sp! We may must have opened up our accounts at the same time. Mine was opened 9/20/2012....talk about coincidence. Well my util is at 14% so I will wait a few months to get it down to about 1% and then request one, plus I've had a ton of new cards opened since 9/12 so its time for me to really really garden.

Re: DCU cli request, instead i got a cc!

jsickz32 — Fri, 28 Dec 2012 18:53:51 GMT

I was approved on 09/01but i count statements so my 4th statement will closed 1/20

Re: DCU cli request, instead i got a cc!

Anonymous — Fri, 28 Dec 2012 22:09:54 GMT

That's the same statement closing date as mine, but I was approved on 11/29/2012 though.