topic Re: NO geo. req. for FNBO Bucksback 2% Casback Card! in Credit Card Approvals

NO geo. req. for FNBO Bucksback 2% Casback Card!

Anonymous — Mon, 30 Nov 2015 03:48:13 GMT

Link to discussion thread + application link: http://ficoforums.myfico.com/t5/Credit-Cards/New-time-limited-FNBO-BucksBack-VISA-offer-with-2-cashback-at-11/td-p/4308173

I just decided to try it because I wanted a 2% card anyway.

For the state, I live in CA, and I put CO on my application. Called a rep. to verify my address and when he told me, it was automatically changed to CA.

Will update post when I receive the card.

Re: NO geo. req. for FNBO Bucksback 2% Casback Card!

Anonymous — Mon, 30 Nov 2015 03:50:51 GMT

I thought you were gardening until August lol. I don't blame ya tho. Who knows how long the DC will last. Kudos to u, and a good starting limit. Keep us posted on the card when it comes!

Re: NO geo. req. for FNBO Bucksback 2% Casback Card!

Anonymous — Mon, 30 Nov 2015 03:59:46 GMT

My intention was definitely to garden lol, but I just wanted to take this gamble to see if the application would go through

Besides, after August I was already going to app. for Citi DC. I decided to take the FNBO one before the app. dissapears.

It's also better for me than DC because I shop at costco a lot (hence my TE)

Re: NO geo. req. for FNBO Bucksback 2% Casback Card!

galahad15 — Mon, 30 Nov 2015 12:20:18 GMT

Congrats on the approval!

Re: NO geo. req. for FNBO Bucksback 2% Casback Card!

CreditCuriosity — Mon, 30 Nov 2015 12:33:39 GMT

Instant approval, this is rare with FNBO! Congrats on that thing alone! Your score are obviously great so that surely helped.. Congrats

Re: NO geo. req. for FNBO Bucksback 2% Casback Card!

B335is — Mon, 30 Nov 2015 16:24:33 GMT

Congrats!

Re: NO geo. req. for FNBO Bucksback 2% Casback Card!

Anonymous — Mon, 30 Nov 2015 16:56:11 GMT

Congrats!

Re: NO geo. req. for FNBO Bucksback 2% Casback Card!

ddemari — Mon, 30 Nov 2015 18:29:52 GMT

Congrats on the FNBO card!!! definitey an exciting instant approval!!

Re: NO geo. req. for FNBO Bucksback 2% Casback Card!

alextercero — Mon, 30 Nov 2015 19:29:10 GMT

Congrats

Re: NO geo. req. for FNBO Bucksback 2% Casback Card!

gdale6 — Mon, 30 Nov 2015 22:58:31 GMT

Congrats on your approval and thanks for the info on the geographic.

Re: NO geo. req. for FNBO Bucksback 2% Casback Card!

Anonymous — Tue, 01 Dec 2015 18:36:11 GMT

Congrats,

Last night, I applied for this product after thinking it over for a few weeks. I received the 2-4 week message almost immediately.

This morning, I checked the application status page. My application was approved for $3,300.

I live in PA, but I used KS on the application.

Re: NO geo. req. for FNBO Bucksback 2% Casback Card!

Anonymous — Tue, 01 Dec 2015 20:14:36 GMT

Hmm...So if I am reading everything on here correctly everyone that is out of their footprint has just bypassed it by "fudging" their state and leaving all the other information correct? haha very tempted by this card......

Re: NO geo. req. for FNBO Bucksback 2% Casback Card!

dawpa2000 — Tue, 08 Dec 2015 16:55:47 GMT

@Anonymous wrote:
Congrats,

Last night, I applied for this product after thinking it over for a few weeks. I received the 2-4 week message almost immediately.

This morning, I checked the application status page. My application was approved for $3,300.

I live in PA, but I used KS on the application.

Did you call to verify your address or correct your state?

Re: NO geo. req. for FNBO Bucksback 2% Casback Card!

Anonymous — Thu, 10 Dec 2015 00:12:00 GMT

Before applying, I had read a handful of other posts regarding FNBO (on this site and on others) which specifically related to this question on the application. I picked one of the listed states at random. I did an internet search to ensure that state did not have any boroughs/cities/towns with the same name as my borough. I applied using Kansas in place of Pennsylvania. I did not call to verify my address until after I received my second confirmation e-mail reporting approval. My experience reflects previous advice given in which my address was corrected by their system during the approval process.

11/30 @ after 9pm - I applied for this card and was given the 2-4 weeks message.

12/1 @ 8am - I checked the application status page which reported approval.

12/1 @ 11:16am - I received first e-mail stating my application was received.

12/2 @11:05am - I received second e-mail stating my application was approved.

12/2 @ 8pm - I called to verify my address and it was correct.

12/7 @ 5:30pm - Received card by mail.

Re: NO geo. req. for FNBO Bucksback 2% Casback Card!

Anonymous — Thu, 10 Dec 2015 04:38:28 GMT

The state is determined by your zip code anyways.

Re: NO geo. req. for FNBO Bucksback 2% Casback Card!

Anonymous — Thu, 10 Dec 2015 05:12:17 GMT

@gdale6 wrote:
Congrats on your approval and thanks for the info on the geographic.

You're welcome! Sorry, I just saw these posts lol. Looks like I was unsubscribed from this thread.

Re: NO geo. req. for FNBO Bucksback 2% Casback Card!

xvassagox — Mon, 21 Dec 2015 19:51:37 GMT

Just another confirmation that this card isn't state limited. I live in CA and put CO in the pulldown menu when I applied on 12/19. My EX fico score is 771 from Amex with 5 total inqs. Just checked this morning and was approved with a $7000 CL.

Thanks Monoglot as I've been looking for a good card to use at Costco once they switchover.

Re: NO geo. req. for FNBO Bucksback 2% Casback Card!

Anonymous — Tue, 22 Dec 2015 00:50:26 GMT

@xvassagox wrote:
Just another confirmation that this card isn't state limited. I live in CA and put CO in the pulldown menu when I applied on 12/19. My EX fico score is 771 from Amex with 5 total inqs. Just checked this morning and was approved with a $7000 CL.

Thanks Monoglot as I've been looking for a good card to use at Costco once they switchover.

My pleasure!

That is an amazing limit you got there. Congrats.

You must have a strong credit profile based on your CL and CS.

Re: NO geo. req. for FNBO Bucksback 2% Casback Card!

JamP — Tue, 22 Dec 2015 01:17:00 GMT

Who did they pull or is it based on state?

Interesting Card....

Re: NO geo. req. for FNBO Bucksback 2% Casback Card!

xvassagox — Tue, 22 Dec 2015 01:55:07 GMT

@JamP wrote:
Who did they pull or is it based on state?

Interesting Card....

From what I read in the forums, they pull from Experian, doesn't matter what state you're in. I'm not certain though as I haven't seen any alerts on my credit report yet.